May 2, 2025 • 22 mins
In this episode of The Vinney and Beau Show, hosts Vinney Chopra and Beau Eckstein serve up a powerful discussion on why 2025 is the year to bet on yourself. As market unrest and inflation create widespread uncertainty, the franchise world is thriving—and they reveal exactly why. With years of real estate and business-building under their belts, Vinney and Beau show you how to stack income streams and build a life of freedom, one smart decision at a time.
Here’s what you’ll learn in this insightful episode:
👉🏻How to transition from W-2 to business owner using proven franchise systems
👉🏻The secret power of SBA loans and seller-financed deals in business buying
👉🏻How to offset ordinary income through yield-focused hospitality funds
👉🏻Why the next wealth transfer wave (from boomers) is your biggest opportunity
This is more than just another business podcast—it’s a wake-up call. If you're stuck in the same place, wishing you'd started six months ago, Vinney and Beau give you the tools—and the encouragement—to finally move. Whether you're looking to buy a franchise, diversify your assets, or simply stop leaving your future to chance, this episode is your blueprint.
Check out this episode wherever you like to listen or watch podcasts!
Episode Page: vinneychopra.com/podcast/
Youtube: https://youtu.be/vKoJHaieaNo
Spotify: spoti.fi/423B4fz
iTunes: apple.co/3tQ9Tsf
🔗 Connect, Invest & Learn with Vinney:
https://linktr.ee/VinneySmileChopra
📚 FREE BOOKS HERE: https://vinneychopra.com/freebenefits/
👉🏻 Come Learn FREE from Vinney:
https://www.eventbrite.com/cc/free-online-masterclasses-taught-by-vinney-chopra-3926463
----
00:00:00 Introduction & Weekly Catch-Up
00:01:52 Market Unrest and Economic Outlook
00:03:55 Opportunities in Real Estate & Franchising
00:05:30 Buying Cash-Flow Businesses in 2025
00:07:00 Real Estate Investment Strategy in Uncertain Times
00:08:30 Interest Rates, Expenses & Syndication Challenges
00:10:00 Creative Deal Structuring: Seller Financing Case Study
00:11:10 Investing During Downturns: Stock, Crypto & Real Estate
00:12:00 Vinney’s Book Journey & Positivity Mindset
00:14:00 Skill Stacking, AI, and Community Building
00:15:30 Reverse Engineering Success & Growth Mindset
00:16:22 Vinney’s Current Projects & Speaking Events
00:17:33 Beau’s Foundation, Balance & Personal Economy
00:18:30 Final Thoughts: Resilience, Focus & Driving Forward
00:19:30 Outro & Call to Subscribe
Mark as Played
Transcript
Episode Transcript
Available transcripts are automatically generated. Complete accuracy is not guaranteed.
(01:06):
Hi there, dear friends.
Vinney Chopra, Vinney and Beau ShowBeau brother right there from Las Vegas
and myself right here from the BayArea here in Blackhawk, California.
I'm so excited.
We are gonna talk aboutsomething very special.
Hold on to your seats.
The key national forecast for thisyear, 2025 franchise output is.
(01:32):
Projected to hit 936 billion.
Billion, almost a trillion dollars.
Oh my gosh.
Wow.
And the franchise establishments willincrease by 2.5% to 851,400 units.
That's a lot.
(01:52):
Employment in Franchising is forecastto exceed 9 million, 9 million people
in just franchising employment.
So there is a huge, 30 213,000jobs will be added on, and
franchise GDP will grow by 5%.
I know USA is looking at maybe 2% orsomething total, but this is one feed.
(02:17):
I wanted to talk about.
So that I know Brother Beau isknee deep into franchising world.
As he's a loan broker andalso fantastic franchiser.
He got some awards alsoand let's pick his brain.
Why franchises are becomingvery popular with baby boomers
(02:39):
turning 65 every night, 10,000.
They want to have a side hustle.
They want to be passively investingor partially actively investing.
Beau how are you brother?
Doing well, this is a great topic.
I'm excited to chime in here.
So in a unstable economy that could,we're looking like a recession.
(03:01):
Why are we projecting year overyear growth in the franchise space?
And I think it really comes down to this.
People are really catching on that theyhave to take destiny into their own
hands and that is owning a business.
And then a franchise has systems,processes, so people are more comfortable
going from corporate into franchising.
(03:21):
We're also seeing a big uptickin of private equity as real
estate deals got a lot tighter.
People
are private equity'smoving into our space.
You've seen a lot of big acquisitions.
Jersey Mike Stubbs, $8billion acquisition.
You're seeing a lot ofprivate equity in the space.
You're seeing a lot of realestate people in the space.
'cause everybody understands this concept.
You should own real estate and youshould own operating businesses.
(03:44):
And if you can own those three with goodtax strategy, you get the triangle method.
So I think that's why we're seeing numberstick up and I believe regardless of what
happens over the next 12 or 18 months.
If you take destiny into your own hands,you'll be successful if you keep at it.
So true.
So very true.
Just we have covered in our show beforealso that the cost of living is going
(04:11):
higher and higher with inflation,with all the goods, getting, so people
are finding the savings accounts are.
Not as healthy as they would like to be.
This, as the baby boomers are turning65 into independent living and assisted
livings that we cover a lot about, which Ispecialize in, the key thing is by having
(04:35):
a side hustle, we always promote that,so that you keep yourself busy, active.
Of course you can, just goahead and take total retirement.
That's fine too.
If you can afford to.
A lot of people in USA need tokeep on doing the second job
and ownership of a business.
(04:55):
And that's what we aretalking about today.
Franchising, the key thing thatI understand, Beau, is that I. To
start something fresh, brand new,you have to learn the systems.
You have to go to seminars, you haveto go to all these different places.
And then you have so much fears.
Would this be successful?
(05:17):
I don't want to put my, foot inthe wrong place and so forth.
Franchisers on the other side,they have figured it out.
They have the game plans, they havethe systems, they have gone through the
trade really blazing, we call it, andyou could just learn from them, from
(05:39):
their mistakes, from their systems,and you could fit right into that.
At the, most minimum investments andthings like that, from what I understand.
So the key thing is you are proven,you, it's good to follow a proven
system rather than inventing one.
I say that to, all my students also,Hey, whatever you wanna do sometime
(06:03):
in this country, in this world.
Somebody's done it.
Somebody's built that mouse trap, soyou can't just find out, just like
we were doing, I think in previousshows, sta Stacking Your Economy.
I remember we were doing thisshow where you could just.
Reverse engineer is the other word.
(06:24):
So that you could really start thebusiness with lot more conviction,
lot more fearlessness and lot moreexpectation of profits and profitability
if you follow a proven system.
I love it.
Yeah.
You, it there, Vinney, that's the, sothat's why I think people are catching
(06:45):
on not gonna get their desired resultsdoing what they're doing today.
So you have to take action.
You have to take massive action.
I was at a workshop yesterdayonline, Uhhuh, this is what's
called my Kolby a index.
KBA is there's three parts of yourbrain that this is a conative part of
your brain and how you work naturally.
(07:06):
So I'm a 7 2, 8, 3.
So I understand I am a fact finder.
My follow through is notmy follow through is a two.
So what that means is I would probablyhire somebody to do a lot of the
follow up and systematizing of things.
And I'm a quick start.
Eight is a quick start,so I'm an idea person.
(07:27):
So understanding who you are and yourmakeup, 'cause we all have different
skills, I think is very important.
Understanding your skillset and.
Optimizing your skills and then pluggingin the parts that you don't have.
So there's a business for everybody,or there's an investment for everybody,
but you really have to research andunderstand what you're getting into.
(07:47):
But regardless, or not recession ornot, if you don't take the destiny
into your own hands, you're gonnabe doing what you're doing five
years from now and have regrets.
So our show that Vinney and I talk aboutis really about just taking action.
Is to, open your mind, takeaction and dive into stuff.
Obviously don't, make sure youunderstand what you're getting into.
(08:10):
You probably will make mistakes.
Yeah.
But that's okay.
We all make mistakes.
We all learn and grow.
So yeah, ultimately that's actually reallygood news that even with an upcoming
recession, the forecast are very strong.
So if you want to build an, whatI call an FU wall or actually coin
that from somebody else, that's afu wall means no matter what the
(08:33):
economy's doing, it doesn't matter.
Then you wanna get intosome sort of business.
You wanna take the, youwanna not have a cap.
Yeah.
An income cap.
You wanna take that, you know thegovernor on a car, there's a governor
that only lets you go certain speed.
You take that off so you canhave uncapped earning potential.
(08:53):
So that's really why I like business.
So true.
Again, remember, what we want to decide.
I think, the key thing is, if Imay stress on that one, I've come
across so many entrepreneurs, somany people who, investors who want
to do something, but you know what,Beau, they don't take the first step.
(09:16):
They don't want to educate themselvesor dig deeper into with ai.
Now you could dig deeper into justsay, deep dive into this business.
Deep dive into this subject, andall you have to do is just ask chat,
GPT, those questions, and it looksthrough all the sources or perplexity.
(09:36):
We use that also.
And Claude is another one.
There's so many of them, right?
The key thing is to take that first step.
Where you say, you know what?
I do want to learn as much as, andthen hook on with an operator who
has done it or who can, take mygood money and put it into good use
(09:56):
passively if that's what you wanna do.
Make sure that you look at the sponsorsor the operators, what's their track
record, who are on the top principles,and figure out, what they have done.
That's the big thingand what you're buying.
So it's not just the horse,it's the jockey on the horse.
(10:17):
So it's the product, butthen who is really the jockey
that's gonna run that product?
If it's hospitality, like inmy case, or senior livings and
multifamily, those three havebeen the main things in my life.
The key thing I find is thatyou got to take that step.
You got to take action.
(10:37):
Get in an action mode, becausethat's when you say, you know what?
I wish I had done it six monthsearlier, or something like that.
But get into it so that youwill get to the next level.
I love it.
Yeah, just take action, Iguess is the end of the day.
Getting into a businessis easier than you think.
Yeah.
I'm helping a guy right now, he isunder 30 and he is buying a $10 million
(11:00):
business that's probably gonna put in,every year a million bucks in his pocket.
Wow.
Sellers, discretionary earningswith one stroke of a deal, right?
Like it's a game changer if youjust get in and understand it.
And you can use leverage.
You can use leverage to buy thesereal estate pieces to buy businesses.
That's what makes it really strong.
(11:21):
Other people's money, whether you'reraising some of the down payment or
yes,
get SBA financing or somekind of commercial financing.
Very powerful stuff that we do.
And like this guy might not have got hisdeal done if he didn't reach out to me.
'cause he was ha it wasa very challenging deal.
We haven't got it closed yet.
We've got the term sheet and we're workingon the, hopefully by June it'll be closed.
(11:43):
And that that guy's gonna be he's noteven 30 years, 30 years old, yet a
10 million business thats off that.
That's freaking impressive.
They're out there though.
There's all these boomersthat are retiring.
That's why we talk about assisted living.
Yeah.
Great opportunities in that space.
We talk about buying these businessesfrom these retiring boomers buying
(12:07):
real estate deals off of burnout.
Landlords, like there's all theseopportunities and when recession comes,
it makes it easier for those people that.
Are in the game still.
And that's what's gonna happen.
We're, it's been a little bittougher for real estate people, but
your opportunities are coming back.
Hi
friends, this is Vinney Chopra from
here in Danville,California, and you might be
(12:28):
saying, Hey, Vinney, what are
these over here?
You know, I wrote this book a fewyears back, Apartment Syndication
Made Easy, it became top seller.
I came from India with 7 in my pocket.
It says 500 million.
It's going to be 1 billionvery soon, very soon.
I'm right at about 850, 900 million.
(12:48):
It's And then I'm readyfor the next billion.
Actually, you will see thathappening two billion in this book.
Also, the other book I wrote,which has been a very big
positivity has been my life.
Always, always.
I've been married 43years with two children.
And the beauty is to be positive.
The mindset that can take youto all the places in the world.
(13:10):
And that's the book that also.
Became big, big seller.
My third book, SeniorAssisted Living is coming.
So do yourself a favor, go aheadand click the link below to get free
copies, audio copies of these books,even printed copies of these books.
If you, I'm a print in meansdigital, if you can't afford it,
but I would highly recommend foryou to get these or go to amazon.
(13:34):
com.
Just go to Amazon.
I got it in soft cover and hard cover.
In Kindle, in audio, alsothe Spanish version of this.
Oh, this book also.
So let's crush it, guys.
I know you can be successful.
I know you can do the kind of thingsthat you want to do in life and have
the streams of income and know how toreally, you know, educate yourself so
(13:58):
that you could become a strong, strongforce in this world in real estate.
I know you can.
So take that step.
Don't just be on the sideline.
Take charge of your life.
Take charge of your education.
I'm
so glad you said it because you areright as baby boomers are retiring,
and some of the BlackRock and, r. No.
(14:20):
REITs, they are able to unload some great.
We came across four hotels this week.
This week, today's Friday, weare and put the LOI ON one with
$500,000 non-refundable day onebecause it's for 14.5 million.
I'm going to say where itis, and it's a Marriott.
(14:41):
And it'll be with the PIP and everythingof 1.5 million or so, or 2 million.
It'll be worth $28 million, $26 million.
What?
It's just mind blowing.
What kind of opportunities with mypartners that I've able to associate
with, they are able to uncoverso many great deals all over.
(15:03):
Again, we are not sellingany security or anything when
you are watching us later on.
If you want to invest passively, andI'm starting a fund, new fund also,
by the way, it's a cash yield fund.
What cash yield means you get monthlypayment of 10%, 11%, or 12% depending on
(15:24):
how much you invest with me passively.
And we'll be able togive you 10% straight.
In other words, you don't.
It's ordinary income forpassive investors, right?
Beau we'll be able togive depreciation so much.
The negative that 10% will stay10%, it'll not be 7% because people
(15:45):
have to pay ordinary income, right?
Taxes.
So if it's 30% bracket at10%, you give 3% already.
Uncle Sam, now your net is only seven.
So we have figured out a model wherepeople will make 10% yield for a
year or 11 or 12, but we'll give.
(16:08):
The what's it called?
Depreciation on top of it so thatyou can reduce your taxable income
by that much amount passivelyso that you will net out 10.
Not actually it's like making 13%, right?
So making 13, netting out10 or getting 10 straight.
(16:29):
And then I know it's a little bitcomplicated, but if anybody would
like to know about this one, we'vebeen researching and it's really
gonna work out very well in ourfavor and our investors favor because
lots of investors are retiring.
So they say, Vinney, I don'twant the upside in three to seven
years, or whatever these peopleare telling me, I don't know if
(16:50):
I'll be even living at that time.
How it is.
So our model, I'm changing it to a yield.
It's a hard pref. Hard breathmeans you will get that
automatically, every quarter.
Divide into 10 or 11 or 12%, but weare planning to even pay monthly.
(17:10):
I just wanted to say, and it's gonna behospitality fund because we are buying
so many cash flowing hotels right now.
It's right day one.
It's gonna cash flow, so theinvestors will also get their
cash flow monthly paid out.
Right after investment, so it's not,again, I do want to let you know
(17:30):
it's for accredited investors only.
So please reach out to us and getto know us and all, and then we'll.
Love it.
Thank you for joining.
It's exciting.
We're, thank you for joining.
Yeah,
We're always making progress.
That's the thing about you and I, Vinney,is that we're always moving forward.
Yes.
And I think that's importantfor everybody to do.
(17:50):
Just move forward every day.
Part of the reasons Vinney and I dothis, we love giving back, but also
it keeps us accountable to each other.
'cause we're like, Hey.
What did you say?
You're doing okay.
I'm doing this.
And we can watch eachother progress over years.
Over years.
Over years.
And it's not really rocket scienceat the end of the day to get better.
If it no, if you practice whateveryour craft is every single day, you get
(18:14):
better over time, even if you're not.
Even if I wasn't designed tobe a basketball player, but
I just practice every day.
I'm gonna get better at shooting the ball.
Yeah.
So what Colby says is, pr stay in yourlane and PR do what you're good at.
And that's what I neededto hear this last week.
Yeah.
So I'm gonna continuedoing what I'm good at.
But yes, whatever that isfor you guys out there.
(18:35):
Get in the game.
Real estate business ownership.
Investments, tax strategy.
This is all stuff you should be learning.
This is the most important thing to learn.
So then you can provide legacyfor your family, which we're
all trying to do, right?
Provide a better life for our family.
That's so true.
And Beaua, we'll leave withthe thought that real estate is
(18:57):
one thing which has a leverage.
What is leverage?
You bring down 30% down payment or 40%whatever, and then bank comes along.
Lender from Beau and other, theysay, we'll give you 60%, we'll
give you 70%, but guess what?
They give that loan.
But when you sell the asset or refiand take the equity out, they just
(19:21):
want their balance of the loan back.
That's all.
No sharing of the equity gain.
In stock market where a lot of people arein stock market, as and with the ups and
downs happening right now, you have to buythe stock full price unless you use margin
or do put send calls and all that, whichis very complicated, and I don't do that.
(19:44):
But the key thing is real estateis the asset, which gives you
depreciation, cost segregation, 1031, and you could do self-directed
retirement plans to invest in them.
And the leverage.
Leverage is the number one thing becauseyou could really be putting 30% down, but
(20:05):
you are buying asset three times that big.
So you might be putting only 100,000,but you're controlling 300,000.
If it's 25% down, you're controlling400,000 asset, and the growth of
that appreciation is going to beon the 400,000, which will be much
(20:26):
higher than your a hundred thousand.
So I love it.
Thanks again for joining, and it'ssuch a pleasure to come to you.
Brother, take care and vote.
Yeah.
Love it.
Good episode.
We'll see you guys soon.
(21:55):
Beau and I are together to really bringthe best to get your business to the next
level Do me a favor subscribe and shareI really appreciate it and I look forward
to interacting with you in the future
Hi there, dear friends.
Vinney Chopra, Vinney and Beau ShowBeau brother right there from Las Vegas
and myself right here from the BayArea here in Blackhawk, California.
I'm so excited.
We are gonna talk aboutsomething very special.
Hold on to your seats.
The key national forecast for thisyear, 2025 franchise output is.
(01:32):
Projected to hit 936 billion.
Billion, almost a trillion dollars.
Oh my gosh.
Wow.
And the franchise establishments willincrease by 2.5% to 851,400 units.
That's a lot.
(01:52):
Employment in Franchising is forecastto exceed 9 million, 9 million people
in just franchising employment.
So there is a huge, 30 213,000jobs will be added on, and
franchise GDP will grow by 5%.
I know USA is looking at maybe 2% orsomething total, but this is one feed.
(02:17):
I wanted to talk about.
So that I know Brother Beau isknee deep into franchising world.
As he's a loan broker andalso fantastic franchiser.
He got some awards alsoand let's pick his brain.
Why franchises are becomingvery popular with baby boomers
(02:39):
turning 65 every night, 10,000.
They want to have a side hustle.
They want to be passively investingor partially actively investing.
Beau how are you brother?
Doing well, this is a great topic.
I'm excited to chime in here.
So in a unstable economy that could,we're looking like a recession.
(03:01):
Why are we projecting year overyear growth in the franchise space?
And I think it really comes down to this.
People are really catching on that theyhave to take destiny into their own
hands and that is owning a business.
And then a franchise has systems,processes, so people are more comfortable
going from corporate into franchising.
(03:21):
We're also seeing a big uptickin of private equity as real
estate deals got a lot tighter.
People
are private equity'smoving into our space.
You've seen a lot of big acquisitions.
Jersey Mike Stubbs, $8billion acquisition.
You're seeing a lot ofprivate equity in the space.
You're seeing a lot of realestate people in the space.
'cause everybody understands this concept.
You should own real estate and youshould own operating businesses.
(03:44):
And if you can own those three with goodtax strategy, you get the triangle method.
So I think that's why we're seeing numberstick up and I believe regardless of what
happens over the next 12 or 18 months.
If you take destiny into your own hands,you'll be successful if you keep at it.
So true.
So very true.
Just we have covered in our show beforealso that the cost of living is going
(04:11):
higher and higher with inflation,with all the goods, getting, so people
are finding the savings accounts are.
Not as healthy as they would like to be.
This, as the baby boomers are turning65 into independent living and assisted
livings that we cover a lot about, which Ispecialize in, the key thing is by having
(04:35):
a side hustle, we always promote that,so that you keep yourself busy, active.
Of course you can, just goahead and take total retirement.
That's fine too.
If you can afford to.
A lot of people in USA need tokeep on doing the second job
and ownership of a business.
(04:55):
And that's what we aretalking about today.
Franchising, the key thing thatI understand, Beau, is that I. To
start something fresh, brand new,you have to learn the systems.
You have to go to seminars, you haveto go to all these different places.
And then you have so much fears.
Would this be successful?
(05:17):
I don't want to put my, foot inthe wrong place and so forth.
Franchisers on the other side,they have figured it out.
They have the game plans, they havethe systems, they have gone through the
trade really blazing, we call it, andyou could just learn from them, from
(05:39):
their mistakes, from their systems,and you could fit right into that.
At the, most minimum investments andthings like that, from what I understand.
So the key thing is you are proven,you, it's good to follow a proven
system rather than inventing one.
I say that to, all my students also,Hey, whatever you wanna do sometime
(06:03):
in this country, in this world.
Somebody's done it.
Somebody's built that mouse trap, soyou can't just find out, just like
we were doing, I think in previousshows, sta Stacking Your Economy.
I remember we were doing thisshow where you could just.
Reverse engineer is the other word.
(06:24):
So that you could really start thebusiness with lot more conviction,
lot more fearlessness and lot moreexpectation of profits and profitability
if you follow a proven system.
I love it.
Yeah.
You, it there, Vinney, that's the, sothat's why I think people are catching
(06:45):
on not gonna get their desired resultsdoing what they're doing today.
So you have to take action.
You have to take massive action.
I was at a workshop yesterdayonline, Uhhuh, this is what's
called my Kolby a index.
KBA is there's three parts of yourbrain that this is a conative part of
your brain and how you work naturally.
(07:06):
So I'm a 7 2, 8, 3.
So I understand I am a fact finder.
My follow through is notmy follow through is a two.
So what that means is I would probablyhire somebody to do a lot of the
follow up and systematizing of things.
And I'm a quick start.
Eight is a quick start,so I'm an idea person.
(07:27):
So understanding who you are and yourmakeup, 'cause we all have different
skills, I think is very important.
Understanding your skillset and.
Optimizing your skills and then pluggingin the parts that you don't have.
So there's a business for everybody,or there's an investment for everybody,
but you really have to research andunderstand what you're getting into.
(07:47):
But regardless, or not recession ornot, if you don't take the destiny
into your own hands, you're gonnabe doing what you're doing five
years from now and have regrets.
So our show that Vinney and I talk aboutis really about just taking action.
Is to, open your mind, takeaction and dive into stuff.
Obviously don't, make sure youunderstand what you're getting into.
(08:10):
You probably will make mistakes.
Yeah.
But that's okay.
We all make mistakes.
We all learn and grow.
So yeah, ultimately that's actually reallygood news that even with an upcoming
recession, the forecast are very strong.
So if you want to build an, whatI call an FU wall or actually coin
that from somebody else, that's afu wall means no matter what the
(08:33):
economy's doing, it doesn't matter.
Then you wanna get intosome sort of business.
You wanna take the, youwanna not have a cap.
Yeah.
An income cap.
You wanna take that, you know thegovernor on a car, there's a governor
that only lets you go certain speed.
You take that off so you canhave uncapped earning potential.
(08:53):
So that's really why I like business.
So true.
Again, remember, what we want to decide.
I think, the key thing is, if Imay stress on that one, I've come
across so many entrepreneurs, somany people who, investors who want
to do something, but you know what,Beau, they don't take the first step.
(09:16):
They don't want to educate themselvesor dig deeper into with ai.
Now you could dig deeper into justsay, deep dive into this business.
Deep dive into this subject, andall you have to do is just ask chat,
GPT, those questions, and it looksthrough all the sources or perplexity.
(09:36):
We use that also.
And Claude is another one.
There's so many of them, right?
The key thing is to take that first step.
Where you say, you know what?
I do want to learn as much as, andthen hook on with an operator who
has done it or who can, take mygood money and put it into good use
(09:56):
passively if that's what you wanna do.
Make sure that you look at the sponsorsor the operators, what's their track
record, who are on the top principles,and figure out, what they have done.
That's the big thingand what you're buying.
So it's not just the horse,it's the jockey on the horse.
(10:17):
So it's the product, butthen who is really the jockey
that's gonna run that product?
If it's hospitality, like inmy case, or senior livings and
multifamily, those three havebeen the main things in my life.
The key thing I find is thatyou got to take that step.
You got to take action.
(10:37):
Get in an action mode, becausethat's when you say, you know what?
I wish I had done it six monthsearlier, or something like that.
But get into it so that youwill get to the next level.
I love it.
Yeah, just take action, Iguess is the end of the day.
Getting into a businessis easier than you think.
Yeah.
I'm helping a guy right now, he isunder 30 and he is buying a $10 million
(11:00):
business that's probably gonna put in,every year a million bucks in his pocket.
Wow.
Sellers, discretionary earningswith one stroke of a deal, right?
Like it's a game changer if youjust get in and understand it.
And you can use leverage.
You can use leverage to buy thesereal estate pieces to buy businesses.
That's what makes it really strong.
(11:21):
Other people's money, whether you'reraising some of the down payment or
yes,
get SBA financing or somekind of commercial financing.
Very powerful stuff that we do.
And like this guy might not have got hisdeal done if he didn't reach out to me.
'cause he was ha it wasa very challenging deal.
We haven't got it closed yet.
We've got the term sheet and we're workingon the, hopefully by June it'll be closed.
(11:43):
And that that guy's gonna be he's noteven 30 years, 30 years old, yet a
10 million business thats off that.
That's freaking impressive.
They're out there though.
There's all these boomersthat are retiring.
That's why we talk about assisted living.
Yeah.
Great opportunities in that space.
We talk about buying these businessesfrom these retiring boomers buying
(12:07):
real estate deals off of burnout.
Landlords, like there's all theseopportunities and when recession comes,
it makes it easier for those people that.
Are in the game still.
And that's what's gonna happen.
We're, it's been a little bittougher for real estate people, but
your opportunities are coming back.
Hi
friends, this is Vinney Chopra from
here in Danville,California, and you might be
(12:28):
saying, Hey, Vinney, what are
these over here?
You know, I wrote this book a fewyears back, Apartment Syndication
Made Easy, it became top seller.
I came from India with 7 in my pocket.
It says 500 million.
It's going to be 1 billionvery soon, very soon.
I'm right at about 850, 900 million.
(12:48):
It's And then I'm readyfor the next billion.
Actually, you will see thathappening two billion in this book.
Also, the other book I wrote,which has been a very big
positivity has been my life.
Always, always.
I've been married 43years with two children.
And the beauty is to be positive.
The mindset that can take youto all the places in the world.
(13:10):
And that's the book that also.
Became big, big seller.
My third book, SeniorAssisted Living is coming.
So do yourself a favor, go aheadand click the link below to get free
copies, audio copies of these books,even printed copies of these books.
If you, I'm a print in meansdigital, if you can't afford it,
but I would highly recommend foryou to get these or go to amazon.
(13:34):
com.
Just go to Amazon.
I got it in soft cover and hard cover.
In Kindle, in audio, alsothe Spanish version of this.
Oh, this book also.
So let's crush it, guys.
I know you can be successful.
I know you can do the kind of thingsthat you want to do in life and have
the streams of income and know how toreally, you know, educate yourself so
(13:58):
that you could become a strong, strongforce in this world in real estate.
I know you can.
So take that step.
Don't just be on the sideline.
Take charge of your life.
Take charge of your education.
I'm
so glad you said it because you areright as baby boomers are retiring,
and some of the BlackRock and, r. No.
(14:20):
REITs, they are able to unload some great.
We came across four hotels this week.
This week, today's Friday, weare and put the LOI ON one with
$500,000 non-refundable day onebecause it's for 14.5 million.
I'm going to say where itis, and it's a Marriott.
(14:41):
And it'll be with the PIP and everythingof 1.5 million or so, or 2 million.
It'll be worth $28 million, $26 million.
What?
It's just mind blowing.
What kind of opportunities with mypartners that I've able to associate
with, they are able to uncoverso many great deals all over.
(15:03):
Again, we are not sellingany security or anything when
you are watching us later on.
If you want to invest passively, andI'm starting a fund, new fund also,
by the way, it's a cash yield fund.
What cash yield means you get monthlypayment of 10%, 11%, or 12% depending on
(15:24):
how much you invest with me passively.
And we'll be able togive you 10% straight.
In other words, you don't.
It's ordinary income forpassive investors, right?
Beau we'll be able togive depreciation so much.
The negative that 10% will stay10%, it'll not be 7% because people
(15:45):
have to pay ordinary income, right?
Taxes.
So if it's 30% bracket at10%, you give 3% already.
Uncle Sam, now your net is only seven.
So we have figured out a model wherepeople will make 10% yield for a
year or 11 or 12, but we'll give.
(16:08):
The what's it called?
Depreciation on top of it so thatyou can reduce your taxable income
by that much amount passivelyso that you will net out 10.
Not actually it's like making 13%, right?
So making 13, netting out10 or getting 10 straight.
(16:29):
And then I know it's a little bitcomplicated, but if anybody would
like to know about this one, we'vebeen researching and it's really
gonna work out very well in ourfavor and our investors favor because
lots of investors are retiring.
So they say, Vinney, I don'twant the upside in three to seven
years, or whatever these peopleare telling me, I don't know if
(16:50):
I'll be even living at that time.
How it is.
So our model, I'm changing it to a yield.
It's a hard pref. Hard breathmeans you will get that
automatically, every quarter.
Divide into 10 or 11 or 12%, but weare planning to even pay monthly.
(17:10):
I just wanted to say, and it's gonna behospitality fund because we are buying
so many cash flowing hotels right now.
It's right day one.
It's gonna cash flow, so theinvestors will also get their
cash flow monthly paid out.
Right after investment, so it's not,again, I do want to let you know
(17:30):
it's for accredited investors only.
So please reach out to us and getto know us and all, and then we'll.
Love it.
Thank you for joining.
It's exciting.
We're, thank you for joining.
Yeah,
We're always making progress.
That's the thing about you and I, Vinney,is that we're always moving forward.
Yes.
And I think that's importantfor everybody to do.
(17:50):
Just move forward every day.
Part of the reasons Vinney and I dothis, we love giving back, but also
it keeps us accountable to each other.
'cause we're like, Hey.
What did you say?
You're doing okay.
I'm doing this.
And we can watch eachother progress over years.
Over years.
Over years.
And it's not really rocket scienceat the end of the day to get better.
If it no, if you practice whateveryour craft is every single day, you get
(18:14):
better over time, even if you're not.
Even if I wasn't designed tobe a basketball player, but
I just practice every day.
I'm gonna get better at shooting the ball.
Yeah.
So what Colby says is, pr stay in yourlane and PR do what you're good at.
And that's what I neededto hear this last week.
Yeah.
So I'm gonna continuedoing what I'm good at.
But yes, whatever that isfor you guys out there.
(18:35):
Get in the game.
Real estate business ownership.
Investments, tax strategy.
This is all stuff you should be learning.
This is the most important thing to learn.
So then you can provide legacyfor your family, which we're
all trying to do, right?
Provide a better life for our family.
That's so true.
And Beaua, we'll leave withthe thought that real estate is
(18:57):
one thing which has a leverage.
What is leverage?
You bring down 30% down payment or 40%whatever, and then bank comes along.
Lender from Beau and other, theysay, we'll give you 60%, we'll
give you 70%, but guess what?
They give that loan.
But when you sell the asset or refiand take the equity out, they just
(19:21):
want their balance of the loan back.
That's all.
No sharing of the equity gain.
In stock market where a lot of people arein stock market, as and with the ups and
downs happening right now, you have to buythe stock full price unless you use margin
or do put send calls and all that, whichis very complicated, and I don't do that.
(19:44):
But the key thing is real estateis the asset, which gives you
depreciation, cost segregation, 1031, and you could do self-directed
retirement plans to invest in them.
And the leverage.
Leverage is the number one thing becauseyou could really be putting 30% down, but
(20:05):
you are buying asset three times that big.
So you might be putting only 100,000,but you're controlling 300,000.
If it's 25% down, you're controlling400,000 asset, and the growth of
that appreciation is going to beon the 400,000, which will be much
(20:26):
higher than your a hundred thousand.
So I love it.
Thanks again for joining, and it'ssuch a pleasure to come to you.
Brother, take care and vote.
Yeah.
Love it.
Good episode.
We'll see you guys soon.
(21:55):
Beau and I are together to really bringthe best to get your business to the next
level Do me a favor subscribe and shareI really appreciate it and I look forward
to interacting with you in the future
Popular Podcasts
True Crime Tonight
If you eat, sleep, and breathe true crime, TRUE CRIME TONIGHT is serving up your nightly fix. Five nights a week, KT STUDIOS & iHEART RADIO invite listeners to pull up a seat for an unfiltered look at the biggest cases making headlines, celebrity scandals, and the trials everyone is watching. With a mix of expert analysis, hot takes, and listener call-ins, TRUE CRIME TONIGHT goes beyond the headlines to uncover the twists, turns, and unanswered questions that keep us all obsessed—because, at TRUE CRIME TONIGHT, there’s a seat for everyone. Whether breaking down crime scene forensics, scrutinizing serial killers, or debating the most binge-worthy true crime docs, True Crime Tonight is the fresh, fast-paced, and slightly addictive home for true crime lovers.
Dateline NBC
Current and classic episodes, featuring compelling true-crime mysteries, powerful documentaries and in-depth investigations. Follow now to get the latest episodes of Dateline NBC completely free, or subscribe to Dateline Premium for ad-free listening and exclusive bonus content: DatelinePremium.com
Stuff You Should Know
If you've ever wanted to know about champagne, satanism, the Stonewall Uprising, chaos theory, LSD, El Nino, true crime and Rosa Parks, then look no further. Josh and Chuck have you covered.