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September 4, 2025 6 mins

Did you make a resolution to have a "no buy year" this year? How's that going? While Jesse loves the idea of a no-buy year, mainly because he loves to experiment with money and behavior, he admits the concept of it is flawed. A "no buy year" typically means you refrain from making any non-essential purchases so that you can save more money. As Jesse explains, though, saving money really means being good at spending money, and the way you get good at that... is to spend money! Spend money according to a plan, after asking yourself 5 essential questions about what that money needs to do for you.

 

 

Watch The Jesse Mecham Show on YouTube:

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askjesse@ynab.com

 

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