YNAB only has one "rule" for managing your money, and that's to give every dollar a job. This is easier said than done, however, so to help with this task, Jesse presents 5 questions to clarify what you want to do with your money:
- Reality: What does this money need to do before I’m paid again?
- Stability: What larger, less frequent spending do I need to prepare for?
- Resilience: What can I set aside for next month’s spending?
- Creation: What goals, large or small, do I want to prioritize?
- Flexibility: What changes do I need to make, if any?
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