Seller Finance & Creative Deals

In this episode, I had the pleasure of sitting down with Joe Holmes, a seasoned real estate investor with over 45 years of experience. Joe shared his journey, from purchasing his first investment property to his current strategy of using "subject to" financing for house flipping. We dove into the details of subject-to loans, the process of creating notes as part of real estate deals, and the challenges that come with selling those ...

Dave Franecki joined me on the podcast to discuss his extensive background in notes and real estate. He shared his journey from being a commercial landscape contractor to becoming a real estate agent and builder. We also discussed the economic cycles and their impact on the real estate market, the importance of cleaning one's portfolio during a downturn, and the potential of the west valley of Phoenix. The conversation also covered...

Want to quit your job and dive into real estate full-time? The hard truth is that it takes time, savings, and a strategic plan. In this episode, Ryan shares how he made the leap—retiring at just 31 years old.

Ryan walks us through his journey from a traditional W-2 career to building wealth through real estate. He breaks down how he acquired re...

Beth has been investing in performing and non-performing notes since 2012. In this podcast she discussed some of the details and nuances involved with reverse mortgages.

Connect with Beth here: Beth.Hale@efinitymortgage.com or https://www.linkedin.com/in/bethhalemortgagespecialist/

Want to create your own seller-financed notes?

MAKE SURE YOUR NOTES ARE SELLABLE, VALU...

Dan, James, and Alden Guajardo discussed the value of investing in mobile home notes, highlighting the increasing demand for manufactured housing due to affordability and the potential for higher returns.

Connect with James and Alden here: https://www.mobilemailboxmoney.com/ 

Want to create your own seller-financed notes?

MAKE SURE YOUR NOTES ARE SELLABLE, VALUABLE, AND COMPLIANT: https://calltheunderwriter.com/ 

Are you Ready to w...

Brett Synicky from Sense Financial joined the podcast to dive into the world of self-directed retirement accounts. We explored the key differences between self-directed IRAs and solo 401(k)s, the impact of investing in an IRA before age 59½, and the nuances of UBIT (Unrelated Business Income Tax). Brett also shared insights on the importance of aligning investments with personal knowledge and risk tolerance, as well as the growing ...

Join me on the podcast as I sit down with Dan Zitofsky, a highly experienced real estate investor with over 35 years in the industry. Dan shares his journey from flipping properties to building a passive income portfolio through non-performing notes. By rehabbing properties and selling them to investors using seller financing, Dan has effectively transitioned into acting as a bank, earning consistent income without the headaches of...

Rachel purchases hundreds of notes per year as a Loan Acquisitions Officer for First National Acceptance Company (FNAC). FNAC is one of the largest note buyers in the industry, and Rachel shared some of the factors that influence what they are willing to pay for a note. We also discussed the closing and due diligence processes for note deals, the nuances of working in different states, land and mobile home notes, and much more. So ...

In this week’s podcast, I was joined by Sohail Badruddin, owner of Provident Loan Servicing and an RMLO in Texas. Sohail shares insights from his extensive experience in the mortgage industry and discusses his vision for Provident Loan Servicing. He delves into the challenges and risks of mortgage lending, such as prepayment penalties, balloon provisions, and borrower bankruptcies. Additionally, Sohail covers key aspects of loan se...

In this podcast, Ben Fredricks joined to discuss the note events industry, and he also shared his background in mortgage and his involvement in the note space. We explored the potential of note investing as a new opportunity for a younger generation and shared some of our experiences in the real estate business, particularly in the non-performing note sector. The conversation concluded with an invitation to an upcoming event in Sco...

Dan, Tracy, and Fred discussed the creation and benefits of seller finance notes, emphasizing the importance of creating valuable notes for both holding and potential resale. They also discussed the size and growth of the owner finance market, the increasing trend of seller financing due to tightening traditional loan markets, and strategies for note creation and selling. The conversation ended with a discussion on the importance o...

Michael came on the podcast to discuss his real estate investment strategy, which involves buying properties virtually and selling them to individuals with poor credit through seller financing. Michael has successfully completed over 65 transactions and currently has 53 assets. Michael also shared how he raises private funds, having raised over 3.5 million in the last 3 and a half years.

Want to create your own seller-financed no...

Dan and Nic discussed their experiences in the note space, the potential of technology solutions in the real estate industry, and the current state of the US economy. They also explored the challenges and opportunities in the commercial market, particularly focusing on retail and office spaces, and the potential of alternative investments. Lastly, they shared their investment strategies, emphasizing the importance of stable returns...

Dan and ForrestJinks, CEO of Altus Equity, discussed their experiences in the real estate industry, with a focus on distressed assets and the current state of the market. They also discussed the challenges of buying and selling individual non-performing loans, particularly in the context of private equity-backed debt funds.

Learn more about Altus Equity: https://www.altusequity.com/

Are you Ready to work with Dan to accelerate ...

In this episode Dan discusses the recent CFPB announcement regarding land contracts, and explains some of the rules of road you need to follow when originating consumer loans.

Link to the CFPB announcement: https://www.consumerfinance.gov/about-us/newsroom/cfpb-takes-action-to-stop-contract-for-deed-investors-from-setting-borrowers-up-to-fail/

Are you Ready to work with Dan to accelerate your note-investing journey?

SMALL GROUP LI...

In this webinar, Dan Deppen and Justin Bogard discuss seller finance and the best practices for creating seller finance paper. They cover topics such as the value of a note, underwriting the buyer, collateral type, buyer's equity, and the terms of the loan. They also discuss the importance of using an RMLO (residential mortgage loan originator) to ensure compliance with Dodd-Frank and CFPB rules. The conversation emphasizes the tra...