The Rate Guy
The Rate Guy Podcast is hosted by JP Conklin of Pensford. It's an irreverent insight into interest rates and current markets and how they impact the Commercial Real Estate and Multifamily industries.
Episodes
On this week's episode of The Rate Guy we discuss this week's inflation data, GDP, the effect of the Big Beautiful Bill on the 10T and could QE be an option to cutting rates.
On this episode of The Rate Guy we talk about the Job data and why it's skewed - per usual. We also discuss when and why the next rate cut may come, plus where the 10T will be at the end of 2025.
Thoughts and prayers to our friends in Texas and the victims of the devistating flood. Wishing you the strength as you navigate really tough territory.
On this episod of The Rate Guy we discuss Jobs, Inflation, GDP and what options traders are flocking to at the moment and why.
On this episode of The Rate Guy we talk about how markets are responding to the Iran conflict, how it could affect inflation and the Fed's next move as we look at the last half of 2025.
On this episode of The Rate Guy, we talk about who might replace Jay$ as Fed Chair and what that could mean for the future of monetary policy. Then JP dusts off his crystal ball to give his outlook on where the Fed and interest rates are headed over the next 12 months.
On this episode of The Rate Guy, we break down the latest jobs report. We unpack what the numbers really signal, what that means for inflation, and why the Fed isn’t reaching for the rate cut lever just yet. Plus, you know we have to talk about what went down this past week; a Twitter showdown for the ages. Buckle up.
On this episode of The Rate Guy we discuss the mini-revolt happening at the long end of the curve, how tariffs are effecting the deficit and how sometimes the best cure for inflation is inflation.
On this episode of The Rate Guy we talk about consumer sentiment of the top 10%, inflation's current status and how tarrifs are affecting the economy as a whole.
On this episode of The Rate Guy we unpack all of the data from last week; Inflation, GPD, Jobs. And cautiously break down what to expect at this week's Fed meeting. The uncertainty bends are proving to be true as the market has a 50/50 chance of a cut at June's meeting....flip a coin?
We also talk tariffs since we've never seen a tariff shock like this before, making it even more unpredictable. Mohammed El-Erian said it in the nic...
On this episode of The Rate Guy we discuss the back and forth around Jerome Powell's fate and the impact that has had on the Market. After that we have a special interview with the great friend and even better sport, Jon Morris aka JMo. We hear his thoughts on career, current markets and where our industry is headed.
On this episode of The Rate Guys we talk about how last week the 10 Year Treasury spiked, the dollar slipped, and headlines claim the world is ditching the U.S. JP breaks down what really happened — and why it’s probably not about deficits or de-dollarization.
From CPI cooling to basis swap unwinds, it was one of the wildest weeks of JP’s career....
This week's episode of The Rate Guy is dedicated to tariffs, tariffs and more tariffs. Trying to make sense of what they'll do to interest rates, what is keeping us up about them and the 2 things that will make the Fed start cutting rates in June.
This week’s episode explores The Uncertainty Bends™—a not-so-scientific condition where markets, like vacationers, decompress too fast and suffer the consequences. With consumer confidence plunging, discretionary spending slowing, and the Fed stuck between inflation and recession fears, signs point to growing instability.
On this episode of The Rate Guy we talk tariffs, recession, GDP and of course Jobs, and why the number may be scarier that we think.
Here is the SOS Recession Indicator that JP references as well as the sweet cardboard cut out of Saquon leaping backwards over J. Powell! Thanks Craig!
What if the Fed's inflation target was a range of 2%-3% instead of a hard 2%? Would the market be as anxious? Core PCE is at 2.6%—inflation may not be fully defeated, but it’s contained enough for the Fed to shift focus.
Meanwhile, money supply is rising, but without velocity, it’s just sitting on the sidelines. The real driver of inflation? Money changing hands—s...
On this episode of The Rate Guy we lay out two lists. The first is our Top 10 favorite things from going to the Super Bowl. And then 59 reasons why the 10 Yr Treasury will fall to 4%. All of the reasons may or may not be directly related, but you can be the judge of that!
On this episode of The Rate Guy, we discuss the Eagles vs. Chiefs showdown—and why it’s a brutal matchup for the Birds. But we also talk about the games market parallels!
Mahomes = Inflation.
Refs = Tariffs.
Hurts = GDP.
Jake Elliott = The 10-Year Treasury.
What does it all mean for the game and the economy? Tune in for Super Bowl takes, market insights, and just the right amount of Philly bias. Go Birds!
On this episode of The Rate Guy podcast we talk about 47's effect on rates, what to expect at this week's Fed meeting and of course a little bit of playoff football. This one's short and sweet because JP's is just too hype for the Eagles game. Go Birds!
On this episode of The Rate Guy we discuss inflation data and an interest rate outlook for 2025.
On this episode of The Rate Guy, we talk the latest jobs report, challenging the narrative that the economy is overheating. We also break down this week’s inflation data and what it could mean moving forward.
We also explore a possible rebuilding strategy for LA. Southern California is like a second home to us, and we’re holding LA, its residents, our friends and customers close in our thoughts and prayers during this horrific time...
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