The Rent to Retirement Formula: Investing in Any Market Cycle With Confidence With Zach Lemaster

Zach Lemaster is the Founder and CEO of Rent to Retirement, a leading turnkey real estate investment company that helps clients build passive income through fully managed rental properties across the US. A former US Air Force Captain, Zach began investing in real estate while serving in the military, eventually transitioning to full-time investing. He has since built a diverse portfolio spanning single-family, multifamily, commercial, and new construction properties. Recognized as a real estate market analytics expert, Zach has been featured in Forbes, USA Today, and Fox News. He also educates others on achieving financial freedom through real estate investing.

In this episode…

Investing in real estate can feel overwhelming — especially when interest rates rise and market conditions shift. Many would-be investors hesitate, unsure whether it's the right time to start or expand. How can you confidently invest in any market cycle without risking long-term financial stability?

According to Zach Lemaster, a nationally recognized real estate expert and seasoned investor, success lies in focusing on fundamentals rather than market timing. He highlights that smart market selection, strong local teams, and long-term planning create resilience against short-term fluctuations. By targeting affordable, landlord-friendly markets with diverse economies and housing shortages, investors can achieve consistent growth. Zach emphasizes the importance of leveraging creative financing tools, building scalable systems, and maintaining a disciplined buy-and-hold approach that compounds wealth over time.

In this episode of The Same Day Podcast, host Yoni Schmidt sits down with Zach Lemaster, Founder and CEO of Rent to Retirement, to talk about investing confidently in any market cycle. They discuss how to evaluate new markets, the power of creative financing in high-rate environments, and common mistakes new investors should avoid. Zach also shares his advice for overcoming analysis paralysis and taking action.