November 6, 2024 • 25 mins
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Episode Transcript
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Speaker 1 (00:02):
Okay, all right, here we go.
Speaker 2 (00:08):
It's the JB and Sandy our thanks for being with us.
My name is Sandy.
Speaker 1 (00:14):
This is JB.
Speaker 3 (00:17):
Back for another hour, another hour today? How did you
keep inviting me back?
Speaker 1 (00:21):
He'll be back anytime you want.
Speaker 2 (00:24):
And also here again today in sporting her Texas State
University t shirty girl representing repping the Bobcats.
Speaker 3 (00:33):
Yep, do you have the old Southwest Texas State gear? No,
that would be cool, like if they sold that in
the in the co op or whatever, wouldn't.
Speaker 4 (00:43):
I'm right because it says on my diploma Southwest Texas
State University, this is Texas State. Our daughter went on
a tour down there with their rotc on the way
to a drill meet, and she bought this for me
and was so excited to give it to me.
Speaker 5 (00:57):
But so, I mean, I think it's school.
Speaker 3 (00:59):
I like, it wasn't Texas State formerly Southwest Texas? Wasn't
it originally a teachers college?
Speaker 2 (01:07):
Right? Teachers college? And President Johnson Lynn Johnson went to
school there. Yeah. Yeah, interesting thing. I read a great
book about lynnon Johnson. The guy was so power hungry
that he went back and had all the records and
confiscated all the newspapers and stuff about him, had articles, changed,
(01:28):
all kinds of stuff from when he was in college,
when he was a politician. He went back and had
a whole bunch of stuff either deleted or changed to
make to build the image of who he was.
Speaker 3 (01:40):
Sounds like sixty minutes following that story.
Speaker 2 (01:45):
Yeah, just swapping one part out for another craft.
Speaker 3 (01:49):
Editing where I'm not going to get into policy.
Speaker 2 (01:53):
But everyone you know survived election Day yesterday. That's so far,
so good. It's something I wanted to talk about. Jav
quickly as Tricia brought something out. So Tricia and I
have been exercising watch what we eat for over a
month now, and she just blurted out, I think I
want a cheat day now soon.
Speaker 4 (02:10):
And I'm like, I feel it coming on. But now
at cheat day, like you got to really decide. I'm
gonna use my cheat meal. I gotta make it count.
So what do I want? We did a story about
the waffle House, now have waffle House on the brain.
Speaker 5 (02:25):
But then I'm like, but do I want something with
French fries? You know what I mean?
Speaker 2 (02:29):
Like, I think it's good, it's good to do the
cheat day.
Speaker 3 (02:32):
You guys have a lot of momentum, and I've gotten
where I'm like just a little too obsessive about, you know,
missing a workout like different periods in my life.
Speaker 2 (02:41):
Right, not that way anymore.
Speaker 3 (02:42):
By far, it can get so far and then you
don't realize it, but you start to lose interest and
it's not special anymore. It just starts to feel like
a job and you start to you'll start crying. I
have to do it, like yeah right, you know, oh
we got to get our walk in Like uh yeah, no,
that's good.
Speaker 2 (03:01):
Get your cheat day in.
Speaker 5 (03:02):
Sandy won't do it? Tell him?
Speaker 2 (03:03):
Why say your cheat meal?
Speaker 5 (03:05):
Probably let me say cheat meal?
Speaker 2 (03:07):
Yeah, cheat meal? Why I won't do why I'm scared
of it because I know myself, because I'll just go
right down. I mean it's a slippery slope. I mean
it's a really slippery slope because once I start, I
just like everything in my life, I can't stop. I
have I have a solution to that.
Speaker 3 (03:27):
You can have your cheat meal in Wallberg and then
you got to walk home.
Speaker 5 (03:32):
You walk it off.
Speaker 1 (03:35):
But I did. I do know with my cheat melt.
Speaker 2 (03:37):
When I do have it, I know exactly what I'm
where I'm going and what I'm getting? What is it?
You know where Realities is the Italian place that's been
on one A three for Yeah, I'm going there. Spaghetti
with meat, sauce, add Italian sausage and just keep bringing
the bread.
Speaker 1 (03:54):
Just keep bringing it. That's what I'm gonna have you.
Speaker 5 (03:59):
Yeah.
Speaker 4 (04:00):
So again, I feel like waffle House on the brain
because we were talking about it and we're going to
this pancake breakfast on Saturday. Pancakes seem to be what's
popping into my mind right now. Normally it's a big
juicy burger, cheeseburger, fries, and a spicy doctor pepper.
Speaker 5 (04:18):
That's normally what I would want it to be.
Speaker 1 (04:20):
Spicy doctor pepper. You need to explain what that is.
Speaker 4 (04:22):
Yeah, Spicy Doctor pepper is when they have the perfect
ratio of bubbles and syrup, not too bubbly but not
too sweet like McDonald's has the ratio down perfectly. There's
something about a McDonald's soda that hits different than other sodas,
something special that they do to it.
Speaker 5 (04:40):
So I call it carbonation. Yeah, the carbonation is right.
Speaker 2 (04:44):
Yeah, think about that. I just didn't get it in
the can or the bottle and it's perfect.
Speaker 4 (04:49):
Oh no, the bottle's the worst, right, I think the
bottle's the worst.
Speaker 2 (04:53):
We'll keep you guys updated if we do have the
cheat meal coming up on the show today.
Speaker 1 (04:58):
Chrisia's got the story we love coming up next? What
do you have?
Speaker 5 (05:02):
We're gonna talk about the SEC.
Speaker 4 (05:04):
They don't play if somebody else got fined for some
unsportsmanlike behavior.
Speaker 2 (05:10):
It's expensive.
Speaker 1 (05:11):
Longhorns are not alone.
Speaker 5 (05:12):
No, not, longhorns are not alone.
Speaker 4 (05:14):
This is apparently the SEC's job from what I can tell.
Speaker 2 (05:17):
Also coming up later on in the show in the
next thirty minutes, be here because Austin has a problem
with debt. Not the city, the people of Austin. Way
do we tell you where Austin landed on a list
of the most in debt population kind of makes me
feel better. Story we love in just a moment, and
(05:38):
coming up in the next fifteen minutes or so, be
here because Austin has topped the list of the most
in debt city. Not the city, the people of Austin.
It's not a good thing, all right, We'll get to
that in just a little bit. If you can't listen
to the entire hour, make sure they grab the podcast,
search the Sandy Show, then look for the ones label
(06:00):
JB and Sandy Show his stories.
Speaker 5 (06:02):
We law all right.
Speaker 6 (06:04):
So remember the big uproar about the SEC finding the
long corns two hundred and fifty thousand dollars when they
threw all the bottles on the field a couple of
weeks ago at one of the games.
Speaker 5 (06:15):
Well it's happened again.
Speaker 4 (06:17):
The University of South Carolina got a hefty fine another
two hundred and fifty thousand dollars from the SEC for
the fans rushing the field after Saturday's big upset against
Texas A and M at Brice Stadium. Second time South
Carolina has been fined for students rushing.
Speaker 5 (06:34):
The playing area.
Speaker 4 (06:36):
Back in January, they stormed the court following the men's
basketball team beating Kentucky. The school was fined five hundred
thousand dollars for that. So this year alone, the SEC
is fined just that one school, University of South Carolina,
seven hundred and fifty thousand dollars.
Speaker 2 (06:53):
Worth every penny.
Speaker 3 (06:55):
It was first my first response, really, oh yeah, really,
that's why there's so much money in college sports. It's
it's great exposure for the schools and when you see
the student body having fun rushing the field, and you're
a young kid fourteen years old at home watching this
(07:16):
in South Carolina, You're like, I'm going there when I
grow up.
Speaker 5 (07:21):
I want to do that.
Speaker 3 (07:22):
They want to do they want to have that feeling.
And here's the other part that bothers me about it.
Speaker 2 (07:27):
It's like.
Speaker 3 (07:29):
College football is now like pro football. I'm not against
nil and all that stuff. Those kids did the way
they're exploited, deserve to be paid, but let its feel
like college football. Yeah, you see the NFL rush in
the field. There's some things that are very collegiate and.
Speaker 2 (07:46):
That's one of them. Yeah, that's one of them. Don't
run college football like it's the National Football League, you
know what I mean?
Speaker 1 (07:54):
Don't.
Speaker 2 (07:54):
Yeah, let them have fun.
Speaker 3 (07:56):
When when the Vandy kids, yeah it took the goal
post down the streets in Nashville and dumped it in
the river, I was like, this is awesome.
Speaker 5 (08:05):
Did I get in trouble for that? Did they?
Speaker 2 (08:07):
I don't know? Maybe in first offense and this was
South Carolina second offense.
Speaker 1 (08:12):
I don't know.
Speaker 2 (08:13):
Have you guys, let me ask you this, have you
ever stormed a field.
Speaker 1 (08:17):
No, I have.
Speaker 2 (08:19):
And it was one of the scariest moments in my life.
When I was in college, somehow, some way, I stayed
sober enough to actually make it to the game. And
it was at University of Nebraska and we were playing
Oklahoma in Lincoln, and it was a big game, you know,
and the teams were both like top five and anyway
(08:40):
beat Oklahoma. And everyone starts running onto the field. So
you know, me being a follower, I'm gonna run on
the field too, right, And I kept trying to be
the first one to get up on the goal post.
I was that guy trying to get on the goal
post and I was hanging on it and I fell down.
(09:00):
There are thousands of people around. You cannot move.
Speaker 1 (09:06):
I'm on the ground.
Speaker 2 (09:08):
All I can see our knees and feet, and I
can get up. I can't get up. I thought I
was gonna die. Tricia, I screamed panic, I asked, yes,
I had real fear that I am going to get
trampled and I'm not going to be able to get up.
And then out of nowhere. I have no idea who
(09:29):
this guy was, but between the knees and the shoes,
I saw this hand, reach down to pull me up.
Someone's lords and they have been the Lord Jesus Christ
reaching down.
Speaker 5 (09:42):
Pull me Outelujah.
Speaker 2 (09:45):
And they literally, I have no idea who this person was.
They pulled me up, and I remember when I got
to my feet, just trying to get out of that
mosh pit as fast as I could.
Speaker 3 (09:57):
Okay, Okay, this put perspective, like for anyone who's a
new listener who doesn't know Sandy, has not seen him,
it's not familiar.
Speaker 2 (10:07):
With his physique.
Speaker 3 (10:10):
The fact that you couldn't get up, Yeah, yeah, what hope.
Speaker 2 (10:13):
Is there for ninety percent of the population, right, The fact.
Speaker 5 (10:17):
That you were scared, you're scared of.
Speaker 3 (10:20):
Nothing and you're still like young and ripped and right, yeah,
and you just couldn't move.
Speaker 2 (10:26):
You could literally could not move anywhere because there were
so many people surrounding you. And I mean that guy
and I.
Speaker 3 (10:35):
Haven't been in probably one like that, but I've been
in like a Bourbon Street crowd on New Year's Eve,
and it panic starts to set in.
Speaker 5 (10:42):
It does, because you get swept up in that flow.
You have no choice but to go with the crowd.
Speaker 1 (10:47):
Yeah, oh Bourbon street.
Speaker 4 (10:50):
Man, Oh god, it just makes me feel nauseous thinking
about it.
Speaker 2 (10:55):
Oh man, I've been down that played in a few
rugby tournaments on there, and I remember literally seeing Bourbon
Street just kind of part when the Austin Hunts started walking.
Speaker 5 (11:06):
I believe, I believe that.
Speaker 2 (11:08):
I believe that it was pretty funny.
Speaker 3 (11:10):
But you know what, you know, what's interesting is Sandy
you and and I mean for the listener, we were
at the Longhorn two thousand and five season National Championship
January of two thousand and six, right, we were such underdogs.
We don't remember we were such underdogs. Why did we
not storm the field?
Speaker 1 (11:30):
That's a great question.
Speaker 3 (11:31):
No, that did not happen. I mean there's a lot
of other chaos that hits the field. Yeah, secure at
a national championship as a regular season game, but that
was not the vibe at that game to storm the field.
Speaker 4 (11:45):
No, Ever, there was a time to do it, it
would have been then.
Speaker 2 (11:48):
I think it's only on your home field type of thing. Yeah.
Speaker 1 (11:51):
Maybe.
Speaker 2 (11:52):
And those guys with the yellow wind breakers are so intimidating,
that's true.
Speaker 3 (11:57):
Like, oh god, like you if that wasn't ale field
and they and they came down and ripped down a gold.
They that would have been watching Game of Thrones, right, yeah,
that would.
Speaker 2 (12:10):
Have been nasty. Yeah, guys with swords, horses and dogs
and all kinds of stuff. It would have been one.
I don't recall. There's probably someone listening knows better. And
I don't recall the field a dk are ever being stormed.
Speaker 1 (12:32):
I don't. I don't know.
Speaker 3 (12:35):
That's a kind of a Texas fans thing too. We're like,
we always expect to that. Yeah, well don't. I'm not
saying that we're better. Look at the trashy thing we did,
but the expectation is to have a winning season or
it's nothing, right, it's not well. And you know, and
(12:55):
when you did that with Nebraska, Nebraska was dominant, right,
But but there's a hate for Oklahoma too.
Speaker 2 (13:01):
Right exactly. I know what you're saying. It's like you're
a you're the favorite.
Speaker 1 (13:06):
You're not. You're not you're supposed to prize.
Speaker 2 (13:08):
Yes, you're supposed to win, but when you're South Carolina,
you're not supposed to win the game on your home
field against the top ten team. I get it.
Speaker 5 (13:15):
I get freak out.
Speaker 2 (13:16):
Yeah yeah, yeah, but I don't know. We'll see what happens.
At dk R. By the way, you can listen to
the game right here in Austin's eighty station Win three
point one. You can stream it on the iHeartRadio app
Craig Way with the call They've got Florida this weekend.
Speaker 1 (13:31):
Uh, first time Texas has played Florida.
Speaker 2 (13:33):
I think ever Florida not as good as they used
to be, but should be a lot of fun. That's
an early kickoff. I believe it's eleven a m at
dk R, So get down there. Whether it should be
nice cooling off, you can get out.
Speaker 3 (13:44):
Finally that stadium now like what only have a couple
of games? Yeah, finally yeah.
Speaker 2 (13:51):
Coming up next not good news for the people of
Austin because you guys are in debt more than anyone
else in the country. And way do you hear where
most of it's not people's homes, but where most of
their debt is. All right, we'll tell you about it.
Coming up on Austin's eighty station one oh three point one. Wow,
(14:13):
it is hard to believe that it's November already. The
holidays are coming. Next up, and first up for the
big holidays, of course, is Thanksgiving. You'll be preparing your
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you want to make sure that roof is in good shape.
So you need to reach out to my friends, Scott
and Stacey Feller at Kangaroof. Their team of expert roofing
(14:36):
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Speaker 5 (15:15):
The election may be over, but the news does not stop.
Speaker 2 (15:18):
Record turnout in multiple states.
Speaker 5 (15:20):
Don't miss a minute. Take us with you on the
free iHeart app in the car or on the.
Speaker 4 (15:24):
Go to stay informed about the latest development.
Speaker 3 (15:26):
We expect statements from both sides momentarily.
Speaker 5 (15:29):
Just open the app and search news to hear. Iheart's
twenty four to seven news.
Speaker 2 (15:33):
Channel always lies.
Speaker 4 (15:34):
Election officials are continuing to work around the clock.
Speaker 5 (15:38):
Open the Freeheart app now and start listening free.
Speaker 7 (15:45):
Headed out on the town, or maybe just running some arrans.
But worry you haven't charged enough to make it everywhere.
Speaker 2 (15:53):
Don't stress.
Speaker 7 (15:54):
Shell has a growing network of reliable EV charging sites
at popular retail locations and Shell gas stations, so you
can pull up, plug in and venture out.
Speaker 2 (16:04):
Now.
Speaker 7 (16:04):
That's convenient, Shell Recharge. Download the Shell app today to
find the nearest Shell Recharge location. For more information on
locations and how Shell measures reliability, visit Shell.
Speaker 2 (16:13):
Got us last Shell Recharge.
Speaker 3 (16:15):
Austin's eighties station one O three point one.
Speaker 5 (16:18):
Coming up on the Sandy Show.
Speaker 2 (16:20):
All right, a lot of Austin Knights are not gonna
like hearing this, but it looks like Austin has officially,
according to financial numbers, turn in to Dallas.
Speaker 1 (16:31):
All right, we're gonna tell you about it.
Speaker 2 (16:33):
Coming up next, Hank, Transitioning to our bank is just
a click away at www dot or dot bank.
Speaker 1 (16:41):
Member FDIIC.
Speaker 2 (16:43):
Congratulations Austin Knights. Lending Tree named Austin the most debt
ridden metro in the in the country. What they did
is they looked at anonymous credit reports from over two
hundred thousand users in the fifty largest US metros and
Austin is number one for debt and on average per
(17:05):
person per person, the average in debt for Austin residents
forty five thousand and nine hundred and twenty dollars. They
clearly did not take mortgages into account.
Speaker 5 (17:22):
Mortgages in that equation.
Speaker 3 (17:24):
This is just And can you imagine with what the
high cost of living, what a mortgage might look like? Yeah,
if they can outbid Blackrock or whoever right right in
the last five.
Speaker 2 (17:34):
Years exactly start on that. I know it fires me
up too. But speaking of homes, and we'll get to
some more of this. So what what the average debt
breakdown in Austin is? But do you guys drive around
Austin and look at some of the homes and go,
how what do you do for a living? Yeah?
Speaker 5 (17:53):
How do we do wrong? That we took the wrong
turn in look at that person's house? What the world?
Speaker 2 (18:00):
But at the same time, I also think I have
nothing to back this, nothing nothing.
Speaker 1 (18:06):
But if you drive through let's say River Place.
Speaker 2 (18:10):
Steiner Ranch, Avery Ranch, some of those types of neighborhoods,
I would bet a lot of those peoples are thirty
days from being screwed, you know what I mean, And
that thirty if they lost their job, they could make
one more house payment and that was it. I'm just
I have nothing to back that up, purely a theory.
You guys want to hear why Austinites are so in debt? JV.
(18:33):
I think you'll have a lot to say about the
number one thing, but we'll start at the bottom. Forty
six hundred for personal loan debt, ninety three hundred in
credit card debt. Austin's a very educated city, so there's
a lot of student debt. But the number one thing
that Austinites are in debt for cars.
Speaker 3 (18:55):
Car. I have seen the shift. I have seen the
shift in cars. And I'm a car person, I'm a
car fanatic, and I can appreciate a good car. I
have and I've had some cool sports cars and older
usually and never never financed like that.
Speaker 2 (19:14):
It was stupid. Yeah, if you're financing a high end
especially right.
Speaker 4 (19:18):
Now with the interest rates and all that, and then
you have all the repairs that go along with fancy cars.
Speaker 2 (19:25):
You know.
Speaker 3 (19:25):
Yeah, I just I look around and I see just
young people in the cars they're driving.
Speaker 2 (19:30):
You know.
Speaker 3 (19:31):
I'm just like, how, like just like the house thing,
I'm like, yeah, what how is this happening?
Speaker 2 (19:36):
It used to be in Austin that if you saw
a Lamborghini or a Ferrari, it was a big freaking heel.
It was normally the week of f one. That's when
you saw the orange Lambeau that everybody talked about.
Speaker 3 (19:51):
Now on any given day, I see I see Lambeaus
all the time.
Speaker 2 (19:56):
Clarens McLaren.
Speaker 1 (19:58):
How much are those cars? JB.
Speaker 3 (20:00):
They probably a million and cheese and a thirty five
thousand dollars Tesla will probably beat it.
Speaker 2 (20:12):
Have we have? We turned into Dallas in that we've gotten.
But the rub on Dallas forever was you had a
bunch of thirty thousand dollars a year millionaires.
Speaker 3 (20:25):
They would wear the suits back when suits were more fashionable.
Speaker 1 (20:28):
Yep.
Speaker 3 (20:30):
They would have a nice car, just praying that it
got valeid up front.
Speaker 4 (20:35):
Yeah, and they go home to their apartment that they
share home roommates or their parents.
Speaker 2 (20:40):
Yeah, I do people doing this going home to their parents.
They were a big deal at the happy hour, but
they were taking up the garbage for mom and dad
when they got home.
Speaker 1 (20:49):
Right.
Speaker 3 (20:50):
They were some of the first people in the in
the nineties spending twenty five dollars on a motorail a
brick phone.
Speaker 2 (20:58):
Just to look that way. And here's what's so weird
about this change. And we're you know, JB. Tricia's a
lifelong aust night.
Speaker 1 (21:06):
JB.
Speaker 2 (21:06):
Is I've been here for thirty years. Here's the thing
that it used to be in Austin. You didn't know
who had them, Yes, he couldn't tell. It was the
guy sitting in a coffee shop in flip flops, cut
offs in a tank top who was a bazillionaire, but
she didn't know it.
Speaker 1 (21:27):
They shouty pickup.
Speaker 3 (21:29):
They were nerdy tech guys, some of our first millionaires
who didn't care about the blingy stuff.
Speaker 2 (21:35):
Right, yeah, right.
Speaker 3 (21:36):
I think you and I sat there chatting with Richard Garriott,
the founder of Origin. When I and you, if you
looked at him, you go, oh, this guy just maybe
he liked live music because he plays banjo on the side, right,
not to act the part or nothing, blingy nothing.
Speaker 2 (21:54):
I can tell you a great Richard Garriott story. I
ran into Richard. Richard Garriot, for those of you that
don't know, JB. Said, was the founder of Origins Gaming.
He was way ahead of everybody in video gaming, and
he sold his company for bazillion dollars. And if you're
ever on three sixty, look to the south right. If
you're going south, look that direction at the top of
(22:15):
the hill. The biggest house you've ever seen in your life,
at the very top of the hill. That's his house
up there, which, by the way, I've heard, I have
never confirmed that the master bedroom is on the top
level and that the ceiling opens up and the bed
pushes up hydraulically like an observatory. I've heard that too,
but I can not confirm it.
Speaker 1 (22:34):
I can't confirm it.
Speaker 2 (22:35):
Anyway, I ran into Richard Garriott one night and we're
talking and I had just gotten you. Remember that Chevy
Tahoe I used to drive. I got yeah, blue Chevy Tahoe.
Has just gotten it. So it's been a few years.
And we were talking. He's like, and I was all excited,
and I go, man, I just got a new car.
I'm pretty excited. He goes, really, what'd you get? And
I go, I got a new Chevy Tahoe four door,
four wheel drive. He's like, cool, let's go, let's go
(22:58):
see it. So we walk out of the restaurant that
we were at.
Speaker 1 (23:03):
We're standing at the bar.
Speaker 2 (23:04):
We walk out of the restaurant and I couldn't and
I walking, I go, this guy could buy the damn
Chevy dealership and he wants to see my Chevy town
and I was like, that's but.
Speaker 4 (23:15):
He was all excited for you sound a good guy exactly.
Speaker 2 (23:20):
He knew well, like he just meed. I met him
a couple of times. We're not buddies or anything, but
that says a lot about a person. So getting back
to all this Austin man, Guys, I don't know what
to tell you about debt, but it ain't good, you
know what I mean. It's not great once you settle
in and realize none of this crap matters, you know
(23:43):
what I mean? Yeah, maybe you get rid of something
because you got a tough time pant.
Speaker 3 (23:48):
I mean, you see a lot of the new Austin
I are choosing downtown right yeah. Yeah, and they're younger,
but do you look at those condo prices, I do ridiculous.
I'm like, there's no way to afford that in your twenties.
And I see a lot of people in their twenties
down there. I don't know if they have six roommates,
but it sounds like they're just running up debt.
Speaker 2 (24:09):
Again. If you're just joying, yes, that's crazy. There's people
come and going all the time. Austin lending Tree named
Austin the most debt ridden metro in the country the country, Yeah, number.
Speaker 5 (24:22):
Two, and number three was San Antonio and Houston.
Speaker 2 (24:26):
Yeah, and then Miami, Atlanta, Dallas's sixth, Orlando seventh, DC eighth, Riverside,
California ninth, and Tampa, Florida number ten.
Speaker 5 (24:36):
We locked up the top three spots. That's not a
good place to be.
Speaker 3 (24:40):
I just I just sent my daughter an Instagram thing today,
you know, and it was it was a financial planner
talking about she's twenty two years old. He's like he
was talking about putting putting away three hundred dollars a month.
Speaker 1 (24:55):
Yeah, in the s and p five hundred.
Speaker 3 (24:57):
If you do that starting at her age, fairly at eighteen,
and you only do it for ten years and never
touch it. Yeah, three hundred dollars a month, which you
you could spend that on all your your your providers
for TV, right, Yeah, your stread a month, do it
about ten years every month and you and then never
(25:19):
touch it again. You won't have to worry about money
at retirement.
Speaker 5 (25:22):
Oh god, that's incressible.
Speaker 3 (25:23):
It's weird when you just I wish that it was
more ingrained in me, And that's my own fault when
I was younger, and I'm trying to make for it.
Speaker 2 (25:30):
But you know what, kids are hard. Kids are more fine.
They're teaching in school financial literacy which.
Speaker 3 (25:36):
Is great, which is really important, teaches compounding interests and yeah.
Speaker 4 (25:42):
How to fill out a check. That's what I learned
in high school. How you fill out a check.
Speaker 2 (25:47):
They didn't tell you that if it didn't mean if
you still had checks, you still had money.
Speaker 5 (25:52):
I found that out the hard way.
Speaker 2 (25:54):
And you could say good night to this one.
Okay, all right, here we go.
Speaker 2 (00:08):
It's the JB and Sandy our thanks for being with us.
My name is Sandy.
Speaker 1 (00:14):
This is JB.
Speaker 3 (00:17):
Back for another hour, another hour today? How did you
keep inviting me back?
Speaker 1 (00:21):
He'll be back anytime you want.
Speaker 2 (00:24):
And also here again today in sporting her Texas State
University t shirty girl representing repping the Bobcats.
Speaker 3 (00:33):
Yep, do you have the old Southwest Texas State gear? No,
that would be cool, like if they sold that in
the in the co op or whatever, wouldn't.
Speaker 4 (00:43):
I'm right because it says on my diploma Southwest Texas
State University, this is Texas State. Our daughter went on
a tour down there with their rotc on the way
to a drill meet, and she bought this for me
and was so excited to give it to me.
Speaker 5 (00:57):
But so, I mean, I think it's school.
Speaker 3 (00:59):
I like, it wasn't Texas State formerly Southwest Texas? Wasn't
it originally a teachers college?
Speaker 2 (01:07):
Right? Teachers college? And President Johnson Lynn Johnson went to
school there. Yeah. Yeah, interesting thing. I read a great
book about lynnon Johnson. The guy was so power hungry
that he went back and had all the records and
confiscated all the newspapers and stuff about him, had articles, changed,
(01:28):
all kinds of stuff from when he was in college,
when he was a politician. He went back and had
a whole bunch of stuff either deleted or changed to
make to build the image of who he was.
Speaker 3 (01:40):
Sounds like sixty minutes following that story.
Speaker 2 (01:45):
Yeah, just swapping one part out for another craft.
Speaker 3 (01:49):
Editing where I'm not going to get into policy.
Speaker 2 (01:53):
But everyone you know survived election Day yesterday. That's so far,
so good. It's something I wanted to talk about. Jav
quickly as Tricia brought something out. So Tricia and I
have been exercising watch what we eat for over a
month now, and she just blurted out, I think I
want a cheat day now soon.
Speaker 4 (02:10):
And I'm like, I feel it coming on. But now
at cheat day, like you got to really decide. I'm
gonna use my cheat meal. I gotta make it count.
So what do I want? We did a story about
the waffle House, now have waffle House on the brain.
Speaker 5 (02:25):
But then I'm like, but do I want something with
French fries? You know what I mean?
Speaker 2 (02:29):
Like, I think it's good, it's good to do the
cheat day.
Speaker 3 (02:32):
You guys have a lot of momentum, and I've gotten
where I'm like just a little too obsessive about, you know,
missing a workout like different periods in my life.
Speaker 2 (02:41):
Right, not that way anymore.
Speaker 3 (02:42):
By far, it can get so far and then you
don't realize it, but you start to lose interest and
it's not special anymore. It just starts to feel like
a job and you start to you'll start crying. I
have to do it, like yeah right, you know, oh
we got to get our walk in Like uh yeah, no,
that's good.
Speaker 2 (03:01):
Get your cheat day in.
Speaker 5 (03:02):
Sandy won't do it? Tell him?
Speaker 2 (03:03):
Why say your cheat meal?
Speaker 5 (03:05):
Probably let me say cheat meal?
Speaker 2 (03:07):
Yeah, cheat meal? Why I won't do why I'm scared
of it because I know myself, because I'll just go
right down. I mean it's a slippery slope. I mean
it's a really slippery slope because once I start, I
just like everything in my life, I can't stop. I
have I have a solution to that.
Speaker 3 (03:27):
You can have your cheat meal in Wallberg and then
you got to walk home.
Speaker 5 (03:32):
You walk it off.
Speaker 1 (03:35):
But I did. I do know with my cheat melt.
Speaker 2 (03:37):
When I do have it, I know exactly what I'm
where I'm going and what I'm getting? What is it?
You know where Realities is the Italian place that's been
on one A three for Yeah, I'm going there. Spaghetti
with meat, sauce, add Italian sausage and just keep bringing
the bread.
Speaker 1 (03:54):
Just keep bringing it. That's what I'm gonna have you.
Speaker 5 (03:59):
Yeah.
Speaker 4 (04:00):
So again, I feel like waffle House on the brain
because we were talking about it and we're going to
this pancake breakfast on Saturday. Pancakes seem to be what's
popping into my mind right now. Normally it's a big
juicy burger, cheeseburger, fries, and a spicy doctor pepper.
Speaker 5 (04:18):
That's normally what I would want it to be.
Speaker 1 (04:20):
Spicy doctor pepper. You need to explain what that is.
Speaker 4 (04:22):
Yeah, Spicy Doctor pepper is when they have the perfect
ratio of bubbles and syrup, not too bubbly but not
too sweet like McDonald's has the ratio down perfectly. There's
something about a McDonald's soda that hits different than other sodas,
something special that they do to it.
Speaker 5 (04:40):
So I call it carbonation. Yeah, the carbonation is right.
Speaker 2 (04:44):
Yeah, think about that. I just didn't get it in
the can or the bottle and it's perfect.
Speaker 4 (04:49):
Oh no, the bottle's the worst, right, I think the
bottle's the worst.
Speaker 2 (04:53):
We'll keep you guys updated if we do have the
cheat meal coming up on the show today.
Speaker 1 (04:58):
Chrisia's got the story we love coming up next? What
do you have?
Speaker 5 (05:02):
We're gonna talk about the SEC.
Speaker 4 (05:04):
They don't play if somebody else got fined for some
unsportsmanlike behavior.
Speaker 2 (05:10):
It's expensive.
Speaker 1 (05:11):
Longhorns are not alone.
Speaker 5 (05:12):
No, not, longhorns are not alone.
Speaker 4 (05:14):
This is apparently the SEC's job from what I can tell.
Speaker 2 (05:17):
Also coming up later on in the show in the
next thirty minutes, be here because Austin has a problem
with debt. Not the city, the people of Austin. Way
do we tell you where Austin landed on a list
of the most in debt population kind of makes me
feel better. Story we love in just a moment, and
(05:38):
coming up in the next fifteen minutes or so, be
here because Austin has topped the list of the most
in debt city. Not the city, the people of Austin.
It's not a good thing, all right, We'll get to
that in just a little bit. If you can't listen
to the entire hour, make sure they grab the podcast,
search the Sandy Show, then look for the ones label
(06:00):
JB and Sandy Show his stories.
Speaker 5 (06:02):
We law all right.
Speaker 6 (06:04):
So remember the big uproar about the SEC finding the
long corns two hundred and fifty thousand dollars when they
threw all the bottles on the field a couple of
weeks ago at one of the games.
Speaker 5 (06:15):
Well it's happened again.
Speaker 4 (06:17):
The University of South Carolina got a hefty fine another
two hundred and fifty thousand dollars from the SEC for
the fans rushing the field after Saturday's big upset against
Texas A and M at Brice Stadium. Second time South
Carolina has been fined for students rushing.
Speaker 5 (06:34):
The playing area.
Speaker 4 (06:36):
Back in January, they stormed the court following the men's
basketball team beating Kentucky. The school was fined five hundred
thousand dollars for that. So this year alone, the SEC
is fined just that one school, University of South Carolina,
seven hundred and fifty thousand dollars.
Speaker 2 (06:53):
Worth every penny.
Speaker 3 (06:55):
It was first my first response, really, oh yeah, really,
that's why there's so much money in college sports. It's
it's great exposure for the schools and when you see
the student body having fun rushing the field, and you're
a young kid fourteen years old at home watching this
(07:16):
in South Carolina, You're like, I'm going there when I
grow up.
Speaker 5 (07:21):
I want to do that.
Speaker 3 (07:22):
They want to do they want to have that feeling.
And here's the other part that bothers me about it.
Speaker 2 (07:27):
It's like.
Speaker 3 (07:29):
College football is now like pro football. I'm not against
nil and all that stuff. Those kids did the way
they're exploited, deserve to be paid, but let its feel
like college football. Yeah, you see the NFL rush in
the field. There's some things that are very collegiate and.
Speaker 2 (07:46):
That's one of them. Yeah, that's one of them. Don't
run college football like it's the National Football League, you
know what I mean?
Speaker 1 (07:54):
Don't.
Speaker 2 (07:54):
Yeah, let them have fun.
Speaker 3 (07:56):
When when the Vandy kids, yeah it took the goal
post down the streets in Nashville and dumped it in
the river, I was like, this is awesome.
Speaker 5 (08:05):
Did I get in trouble for that? Did they?
Speaker 2 (08:07):
I don't know? Maybe in first offense and this was
South Carolina second offense.
Speaker 1 (08:12):
I don't know.
Speaker 2 (08:13):
Have you guys, let me ask you this, have you
ever stormed a field.
Speaker 1 (08:17):
No, I have.
Speaker 2 (08:19):
And it was one of the scariest moments in my life.
When I was in college, somehow, some way, I stayed
sober enough to actually make it to the game. And
it was at University of Nebraska and we were playing
Oklahoma in Lincoln, and it was a big game, you know,
and the teams were both like top five and anyway
(08:40):
beat Oklahoma. And everyone starts running onto the field. So
you know, me being a follower, I'm gonna run on
the field too, right, And I kept trying to be
the first one to get up on the goal post.
I was that guy trying to get on the goal
post and I was hanging on it and I fell down.
(09:00):
There are thousands of people around. You cannot move.
Speaker 1 (09:06):
I'm on the ground.
Speaker 2 (09:08):
All I can see our knees and feet, and I
can get up. I can't get up. I thought I
was gonna die. Tricia, I screamed panic, I asked, yes,
I had real fear that I am going to get
trampled and I'm not going to be able to get up.
And then out of nowhere. I have no idea who
(09:29):
this guy was, but between the knees and the shoes,
I saw this hand, reach down to pull me up.
Someone's lords and they have been the Lord Jesus Christ
reaching down.
Speaker 5 (09:42):
Pull me Outelujah.
Speaker 2 (09:45):
And they literally, I have no idea who this person was.
They pulled me up, and I remember when I got
to my feet, just trying to get out of that
mosh pit as fast as I could.
Speaker 3 (09:57):
Okay, Okay, this put perspective, like for anyone who's a
new listener who doesn't know Sandy, has not seen him,
it's not familiar.
Speaker 2 (10:07):
With his physique.
Speaker 3 (10:10):
The fact that you couldn't get up, Yeah, yeah, what hope.
Speaker 2 (10:13):
Is there for ninety percent of the population, right, The fact.
Speaker 5 (10:17):
That you were scared, you're scared of.
Speaker 3 (10:20):
Nothing and you're still like young and ripped and right, yeah,
and you just couldn't move.
Speaker 2 (10:26):
You could literally could not move anywhere because there were
so many people surrounding you. And I mean that guy
and I.
Speaker 3 (10:35):
Haven't been in probably one like that, but I've been
in like a Bourbon Street crowd on New Year's Eve,
and it panic starts to set in.
Speaker 5 (10:42):
It does, because you get swept up in that flow.
You have no choice but to go with the crowd.
Speaker 1 (10:47):
Yeah, oh Bourbon street.
Speaker 4 (10:50):
Man, Oh god, it just makes me feel nauseous thinking
about it.
Speaker 2 (10:55):
Oh man, I've been down that played in a few
rugby tournaments on there, and I remember literally seeing Bourbon
Street just kind of part when the Austin Hunts started walking.
Speaker 5 (11:06):
I believe, I believe that.
Speaker 2 (11:08):
I believe that it was pretty funny.
Speaker 3 (11:10):
But you know what, you know, what's interesting is Sandy
you and and I mean for the listener, we were
at the Longhorn two thousand and five season National Championship
January of two thousand and six, right, we were such underdogs.
We don't remember we were such underdogs. Why did we
not storm the field?
Speaker 1 (11:30):
That's a great question.
Speaker 3 (11:31):
No, that did not happen. I mean there's a lot
of other chaos that hits the field. Yeah, secure at
a national championship as a regular season game, but that
was not the vibe at that game to storm the field.
Speaker 4 (11:45):
No, Ever, there was a time to do it, it
would have been then.
Speaker 2 (11:48):
I think it's only on your home field type of thing. Yeah.
Speaker 1 (11:51):
Maybe.
Speaker 2 (11:52):
And those guys with the yellow wind breakers are so intimidating,
that's true.
Speaker 3 (11:57):
Like, oh god, like you if that wasn't ale field
and they and they came down and ripped down a gold.
They that would have been watching Game of Thrones, right, yeah,
that would.
Speaker 2 (12:10):
Have been nasty. Yeah, guys with swords, horses and dogs
and all kinds of stuff. It would have been one.
I don't recall. There's probably someone listening knows better. And
I don't recall the field a dk are ever being stormed.
Speaker 1 (12:32):
I don't. I don't know.
Speaker 3 (12:35):
That's a kind of a Texas fans thing too. We're like,
we always expect to that. Yeah, well don't. I'm not
saying that we're better. Look at the trashy thing we did,
but the expectation is to have a winning season or
it's nothing, right, it's not well. And you know, and
(12:55):
when you did that with Nebraska, Nebraska was dominant, right,
But but there's a hate for Oklahoma too.
Speaker 2 (13:01):
Right exactly. I know what you're saying. It's like you're
a you're the favorite.
Speaker 1 (13:06):
You're not. You're not you're supposed to prize.
Speaker 2 (13:08):
Yes, you're supposed to win, but when you're South Carolina,
you're not supposed to win the game on your home
field against the top ten team. I get it.
Speaker 5 (13:15):
I get freak out.
Speaker 2 (13:16):
Yeah yeah, yeah, but I don't know. We'll see what happens.
At dk R. By the way, you can listen to
the game right here in Austin's eighty station Win three
point one. You can stream it on the iHeartRadio app
Craig Way with the call They've got Florida this weekend.
Speaker 1 (13:31):
Uh, first time Texas has played Florida.
Speaker 2 (13:33):
I think ever Florida not as good as they used
to be, but should be a lot of fun. That's
an early kickoff. I believe it's eleven a m at
dk R, So get down there. Whether it should be
nice cooling off, you can get out.
Speaker 3 (13:44):
Finally that stadium now like what only have a couple
of games? Yeah, finally yeah.
Speaker 2 (13:51):
Coming up next not good news for the people of
Austin because you guys are in debt more than anyone
else in the country. And way do you hear where
most of it's not people's homes, but where most of
their debt is. All right, we'll tell you about it.
Coming up on Austin's eighty station one oh three point one. Wow,
(14:13):
it is hard to believe that it's November already. The
holidays are coming. Next up, and first up for the
big holidays, of course, is Thanksgiving. You'll be preparing your
home to have family and friends gather all under one roof. Well,
you want to make sure that roof is in good shape.
So you need to reach out to my friends, Scott
and Stacey Feller at Kangaroof. Their team of expert roofing
(14:36):
advisors not only take care of my home, but they
do the same for families all across Central Texas. There
are no rookies at this They've been providing peace of
mind and quality work for more than twenty years. That's
a lot to be grateful for. After all, knowing that
your family's largest investment is well taken care of, let
you celebrate the holiday season with those you love. It's
(14:59):
not a time to worry about your roof. So for
peace of mind this November and for years to come,
call my friends at Kango Roof. Trust me, you'll be
glad you did. You can find them online at Kinggoroof
dot com. That's Kangooof dot com.
Speaker 5 (15:15):
The election may be over, but the news does not stop.
Speaker 2 (15:18):
Record turnout in multiple states.
Speaker 5 (15:20):
Don't miss a minute. Take us with you on the
free iHeart app in the car or on the.
Speaker 4 (15:24):
Go to stay informed about the latest development.
Speaker 3 (15:26):
We expect statements from both sides momentarily.
Speaker 5 (15:29):
Just open the app and search news to hear. Iheart's
twenty four to seven news.
Speaker 2 (15:33):
Channel always lies.
Speaker 4 (15:34):
Election officials are continuing to work around the clock.
Speaker 5 (15:38):
Open the Freeheart app now and start listening free.
Speaker 7 (15:45):
Headed out on the town, or maybe just running some arrans.
But worry you haven't charged enough to make it everywhere.
Speaker 2 (15:53):
Don't stress.
Speaker 7 (15:54):
Shell has a growing network of reliable EV charging sites
at popular retail locations and Shell gas stations, so you
can pull up, plug in and venture out.
Speaker 2 (16:04):
Now.
Speaker 7 (16:04):
That's convenient, Shell Recharge. Download the Shell app today to
find the nearest Shell Recharge location. For more information on
locations and how Shell measures reliability, visit Shell.
Speaker 2 (16:13):
Got us last Shell Recharge.
Speaker 3 (16:15):
Austin's eighties station one O three point one.
Speaker 5 (16:18):
Coming up on the Sandy Show.
Speaker 2 (16:20):
All right, a lot of Austin Knights are not gonna
like hearing this, but it looks like Austin has officially,
according to financial numbers, turn in to Dallas.
Speaker 1 (16:31):
All right, we're gonna tell you about it.
Speaker 2 (16:33):
Coming up next, Hank, Transitioning to our bank is just
a click away at www dot or dot bank.
Speaker 1 (16:41):
Member FDIIC.
Speaker 2 (16:43):
Congratulations Austin Knights. Lending Tree named Austin the most debt
ridden metro in the in the country. What they did
is they looked at anonymous credit reports from over two
hundred thousand users in the fifty largest US metros and
Austin is number one for debt and on average per
(17:05):
person per person, the average in debt for Austin residents
forty five thousand and nine hundred and twenty dollars. They
clearly did not take mortgages into account.
Speaker 5 (17:22):
Mortgages in that equation.
Speaker 3 (17:24):
This is just And can you imagine with what the
high cost of living, what a mortgage might look like? Yeah,
if they can outbid Blackrock or whoever right right in
the last five.
Speaker 2 (17:34):
Years exactly start on that. I know it fires me
up too. But speaking of homes, and we'll get to
some more of this. So what what the average debt
breakdown in Austin is? But do you guys drive around
Austin and look at some of the homes and go,
how what do you do for a living? Yeah?
Speaker 5 (17:53):
How do we do wrong? That we took the wrong
turn in look at that person's house? What the world?
Speaker 2 (18:00):
But at the same time, I also think I have
nothing to back this, nothing nothing.
Speaker 1 (18:06):
But if you drive through let's say River Place.
Speaker 2 (18:10):
Steiner Ranch, Avery Ranch, some of those types of neighborhoods,
I would bet a lot of those peoples are thirty
days from being screwed, you know what I mean, And
that thirty if they lost their job, they could make
one more house payment and that was it. I'm just
I have nothing to back that up, purely a theory.
You guys want to hear why Austinites are so in debt? JV.
(18:33):
I think you'll have a lot to say about the
number one thing, but we'll start at the bottom. Forty
six hundred for personal loan debt, ninety three hundred in
credit card debt. Austin's a very educated city, so there's
a lot of student debt. But the number one thing
that Austinites are in debt for cars.
Speaker 3 (18:55):
Car. I have seen the shift. I have seen the
shift in cars. And I'm a car person, I'm a
car fanatic, and I can appreciate a good car. I
have and I've had some cool sports cars and older
usually and never never financed like that.
Speaker 2 (19:14):
It was stupid. Yeah, if you're financing a high end
especially right.
Speaker 4 (19:18):
Now with the interest rates and all that, and then
you have all the repairs that go along with fancy cars.
Speaker 2 (19:25):
You know.
Speaker 3 (19:25):
Yeah, I just I look around and I see just
young people in the cars they're driving.
Speaker 2 (19:30):
You know.
Speaker 3 (19:31):
I'm just like, how, like just like the house thing,
I'm like, yeah, what how is this happening?
Speaker 2 (19:36):
It used to be in Austin that if you saw
a Lamborghini or a Ferrari, it was a big freaking heel.
It was normally the week of f one. That's when
you saw the orange Lambeau that everybody talked about.
Speaker 3 (19:51):
Now on any given day, I see I see Lambeaus
all the time.
Speaker 2 (19:56):
Clarens McLaren.
Speaker 1 (19:58):
How much are those cars? JB.
Speaker 3 (20:00):
They probably a million and cheese and a thirty five
thousand dollars Tesla will probably beat it.
Speaker 2 (20:12):
Have we have? We turned into Dallas in that we've gotten.
But the rub on Dallas forever was you had a
bunch of thirty thousand dollars a year millionaires.
Speaker 3 (20:25):
They would wear the suits back when suits were more fashionable.
Speaker 1 (20:28):
Yep.
Speaker 3 (20:30):
They would have a nice car, just praying that it
got valeid up front.
Speaker 4 (20:35):
Yeah, and they go home to their apartment that they
share home roommates or their parents.
Speaker 2 (20:40):
Yeah, I do people doing this going home to their parents.
They were a big deal at the happy hour, but
they were taking up the garbage for mom and dad
when they got home.
Speaker 1 (20:49):
Right.
Speaker 3 (20:50):
They were some of the first people in the in
the nineties spending twenty five dollars on a motorail a
brick phone.
Speaker 2 (20:58):
Just to look that way. And here's what's so weird
about this change. And we're you know, JB. Tricia's a
lifelong aust night.
Speaker 1 (21:06):
JB.
Speaker 2 (21:06):
Is I've been here for thirty years. Here's the thing
that it used to be in Austin. You didn't know
who had them, Yes, he couldn't tell. It was the
guy sitting in a coffee shop in flip flops, cut
offs in a tank top who was a bazillionaire, but
she didn't know it.
Speaker 1 (21:27):
They shouty pickup.
Speaker 3 (21:29):
They were nerdy tech guys, some of our first millionaires
who didn't care about the blingy stuff.
Speaker 2 (21:35):
Right, yeah, right.
Speaker 3 (21:36):
I think you and I sat there chatting with Richard Garriott,
the founder of Origin. When I and you, if you
looked at him, you go, oh, this guy just maybe
he liked live music because he plays banjo on the side, right,
not to act the part or nothing, blingy nothing.
Speaker 2 (21:54):
I can tell you a great Richard Garriott story. I
ran into Richard. Richard Garriot, for those of you that
don't know, JB. Said, was the founder of Origins Gaming.
He was way ahead of everybody in video gaming, and
he sold his company for bazillion dollars. And if you're
ever on three sixty, look to the south right. If
you're going south, look that direction at the top of
(22:15):
the hill. The biggest house you've ever seen in your life,
at the very top of the hill. That's his house
up there, which, by the way, I've heard, I have
never confirmed that the master bedroom is on the top
level and that the ceiling opens up and the bed
pushes up hydraulically like an observatory. I've heard that too,
but I can not confirm it.
Speaker 1 (22:34):
I can't confirm it.
Speaker 2 (22:35):
Anyway, I ran into Richard Garriott one night and we're
talking and I had just gotten you. Remember that Chevy
Tahoe I used to drive. I got yeah, blue Chevy Tahoe.
Has just gotten it. So it's been a few years.
And we were talking. He's like, and I was all excited,
and I go, man, I just got a new car.
I'm pretty excited. He goes, really, what'd you get? And
I go, I got a new Chevy Tahoe four door,
four wheel drive. He's like, cool, let's go, let's go
(22:58):
see it. So we walk out of the restaurant that
we were at.
Speaker 1 (23:03):
We're standing at the bar.
Speaker 2 (23:04):
We walk out of the restaurant and I couldn't and
I walking, I go, this guy could buy the damn
Chevy dealership and he wants to see my Chevy town
and I was like, that's but.
Speaker 4 (23:15):
He was all excited for you sound a good guy exactly.
Speaker 2 (23:20):
He knew well, like he just meed. I met him
a couple of times. We're not buddies or anything, but
that says a lot about a person. So getting back
to all this Austin man, Guys, I don't know what
to tell you about debt, but it ain't good, you
know what I mean. It's not great once you settle
in and realize none of this crap matters, you know
(23:43):
what I mean? Yeah, maybe you get rid of something
because you got a tough time pant.
Speaker 3 (23:48):
I mean, you see a lot of the new Austin
I are choosing downtown right yeah. Yeah, and they're younger,
but do you look at those condo prices, I do ridiculous.
I'm like, there's no way to afford that in your twenties.
And I see a lot of people in their twenties
down there. I don't know if they have six roommates,
but it sounds like they're just running up debt.
Speaker 2 (24:09):
Again. If you're just joying, yes, that's crazy. There's people
come and going all the time. Austin lending Tree named
Austin the most debt ridden metro in the country the country, Yeah, number.
Speaker 5 (24:22):
Two, and number three was San Antonio and Houston.
Speaker 2 (24:26):
Yeah, and then Miami, Atlanta, Dallas's sixth, Orlando seventh, DC eighth, Riverside,
California ninth, and Tampa, Florida number ten.
Speaker 5 (24:36):
We locked up the top three spots. That's not a
good place to be.
Speaker 3 (24:40):
I just I just sent my daughter an Instagram thing today,
you know, and it was it was a financial planner
talking about she's twenty two years old. He's like he
was talking about putting putting away three hundred dollars a month.
Speaker 1 (24:55):
Yeah, in the s and p five hundred.
Speaker 3 (24:57):
If you do that starting at her age, fairly at eighteen,
and you only do it for ten years and never
touch it. Yeah, three hundred dollars a month, which you
you could spend that on all your your your providers
for TV, right, Yeah, your stread a month, do it
about ten years every month and you and then never
(25:19):
touch it again. You won't have to worry about money
at retirement.
Speaker 5 (25:22):
Oh god, that's incressible.
Speaker 3 (25:23):
It's weird when you just I wish that it was
more ingrained in me, And that's my own fault when
I was younger, and I'm trying to make for it.
Speaker 2 (25:30):
But you know what, kids are hard. Kids are more fine.
They're teaching in school financial literacy which.
Speaker 3 (25:36):
Is great, which is really important, teaches compounding interests and yeah.
Speaker 4 (25:42):
How to fill out a check. That's what I learned
in high school. How you fill out a check.
Speaker 2 (25:47):
They didn't tell you that if it didn't mean if
you still had checks, you still had money.
Speaker 5 (25:52):
I found that out the hard way.
Speaker 2 (25:54):
And you could say good night to this one.
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