The Table with Anthony ONeal

If Anthony O’Neal had to start investing from scratch in September 2026, this is exactly how he’d do it. 

Anthony breaks down his simple 80/20 investing strategy, what he would do with his first $500, where to find extra money in your existing budget, and why waiting for the “perfect” time to enter the market could cost you years of growth. He also explains the order of accounts he wou...

Can you really buy a home with $0 down without putting yourself in a bad financial position? 

In this episode, Anthony sits down with Coalition Properties Group to break down how 100% financing works, what lenders actually want to see, and how to prepare yourself to buy within the next six months. They unpack credit scores, savings, debt-to-income ratios, PMI, tax returns and P&L statements for entreprene...

Saving money matters, but at some point, keeping too much cash in the bank can work against your financial goals. 

In this episode of The Table, Anthony O’Neal breaks down how much you really need in emergency savings, why inflation quietly eats away at idle cash, and what to do with the money you have above that number. He explains his three-tier emergency fund strategy, the difference between saving and building wealth,...

Waiting to pay off debt is costing you more than you think. 

In this episode of The Table, Anthony O’Neal breaks down what carrying high-interest consumer debt can cost you every year, why avoidance and shame keep people stuck, and what that same money could become if it were redirected toward building your future. He shares his five-step plan for attacking debt, including calculating your “waiting tax,” using...

Social media is full of people promising fast money, six-figure months and millionaire lifestyles. Anthony O’Neal says the numbers tell a very different story: Americans can earn well and still have little margin, heavy debt and no real financial security.

In this episode, Anthony steps into professor mode to break down his five-phase Escape Plan for building financial freedom in the right order. Using the r...

In this episode of The Table, Anthony O’Neal breaks down the jobs facing the greatest exposure to AI, why he believes this shift is already happening, and how everyday investors can think about getting on the wealth-building side of the transition. He shares five AI-related stocks under $100 at the time of recording, including one under $10, plus two ETFs for investors who would rather spread their risk acr...

In this episode, Anthony O’Neal sits down with Courtney Hale to break down his five-part ETF portfolio and explain how ETFs work, why overlapping funds may not provide real diversification and how everyday investors can build a portfolio designed for growth and protection. They also discuss starting with what you can afford, reviewing your portfolio every six months and avoiding the FOMO that causes investors to chase e...

Should married couples combine finances, or does keeping money separate offer more protection? Anthony sits down with Durelle and Samantha Bailey - Entrepreneurs, Content Creators, and Hosts of The Bailey Way, to discuss the trust, communication, and shared vision required to build wealth as a team.

After nine years of marriage, Durelle and Samantha reveal why love alone is not enough, how they built ...

In this episode, Anthony O’Neal reveals the investing mistake that cost him money, time, and stress. He breaks down his move toward index funds, automation and long-term consistency, including how waiting 10 years to invest could mean the difference between roughly $1 million and $400,000.

Anthony also shares what should come before aggressive investing and walks through the 5-step system he uses to eliminat...

Anthony O’Neal breaks down five careers that can pay $80K or more without a college degree, including one with a national median salary of $106,580. But “no degree required” does not mean no investment required. Anthony reveals the training, licensing, risks and starting-pay realities hidden behind the salary headlines, then shares five questions to ask before choosing a new career. Learn how to pursue a hig...

Making six figures does not guarantee financial freedom. Anthony O’Neal knows because he earned six figures selling cars and still lived paycheck to paycheck.

In this episode, Anthony exposes the decisions, cultural pressures and money mindsets that keep hardworking people financially stuck, regardless of their income. He breaks down four common financial mistakes, shares the three moves that helped him escape the cycle and ex...

Black America is facing a financial crisis that goes far beyond income. Dr. Wes Bellamy joins Anthony O’Neal to unpack the troubling data surrounding Black unemployment, education, savings, earnings and homeownership.

With the median savings for Black men sitting at just $2,200, one emergency could wipe out everything. Anthony and Dr. Bellamy discuss why Black men and women need each other finan...

You already have $1,200 a month sitting in your driveway. You just don't know it yet.

In today's episode, I break down exactly what one truck payment is really costing a family every single month, and it's not the number on the loan.

Family, do me a favor. Before you watch anything else today, ask yourself what's really parked in your driveway, and whether it's moving you toward freedom or just moving ...

I had $6.32 to my name. Not in one of several accounts, in my only account. This is the night that started my story instead of ending it.

Before you judge that number, I need you to know something. If you've ever smiled at work while your bank account told a different truth, this episode is for you. I'm walking you through the exact night at the gas station, the McDonald's order I cut in half with a kitchen knife, and the moment eve...

Building wealth on one income comes with a different kind of pressure. 

In this episode, Anthony O’Neal breaks down the four financial pillars every single person should focus on: income, safety, retirement, and legacy. From building a second income stream and setting financial boundaries to creating emergency savings, investing for retirement, and putting an estate plan in place, Anthony shares a pract...

Most people are told to attack their debt in the "smartest" order — highest interest rate first. It's the math-correct move. So why do so many people who follow that exact advice quit before they ever get debt-free?

In this episode, Anthony breaks down the real story of a couple juggling five debts — from a $400 medical bill all the way up to a $13,000 student loan — and what happened when they t...

How much should you have saved for retirement by 40, 50 and 60… and what should you do if you’re nowhere close?

In this episode, Anthony O’Neal breaks down the retirement savings benchmarks for each age, explains how catch-up contributions can help later starters, and shares the financial order to follow when rebuilding. He also challenges the shame that often comes with feeling behind and reveals why creating mar...

You got a raise — so why does your bank account look the same six months later?

1 in 5 households earning $150,000+ are still living paycheck to paycheck. In this episode, I show you exactly why raises disappear, using a real family's story of an $8,000 raise that vanished without one big mistake — just a hundred small ones.

Get my book, Stop Living Paycheck to Paycheck: anthonyoneal.com/book

ABOUT ANTHONY ONEAL:

Anthony O'...

Where you live could be hurting your ability to build wealth.

In this episode of The Table with Anthony O'Neal, Anthony breaks down CNBC's 2026 rankings of the 10 worst states to live in if you want to get ahead financially. But this isn't just another countdown. He explains why financial freedom is about more than your income and how factors like healthcare, childcare, crime...