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September 3, 2025 51 mins

Why are business owners burning through cash, and outdated funding strategies aren’t cutting it? Marine veteran and funding strategist Patrick Pychynski shares how to ethically hack the credit system without risking your personal credit. Dive in to learn how to grow smarter, get funded faster, and start your path to becoming bankable.

Key Takeaways To Listen For

  • How a clubhouse debate about business credit changed everything
  • Why your statement closing date matters more than your due date
  • Trusted tools for tracking credit utilization and reporting accuracy
  • The four foundational pillars of becoming a bankable business
  • A way to leverage 90-day banking cycles for strategic funding timing

Resources/Links Mentioned In This Episode

Get matched with 0% and 20+ business funding programs in minutes—no hard pull, no commitment. See what you qualify for, from 0% cards to term loans and bank lines, all backed by real data from 200+ lenders. Start your Stacking Success Business Funding Scan at https://stackingsuccess.com/.

 

About Patrick Pychynski
Patrick Pychynski is the founder and CEO of Stacking Capital, a business funding company that helps entrepreneurs access $50K–$500K in 0% interest business credit through strategic credit stacking. With a background in finance and a deep understanding of lender compliance, Patrick specializes in helping clients build fundable business profiles, optimize their credit structure, and scale to bankability without relying on personal guarantees. He is also a coach and speaker, known for demystifying business credit and teaching founders how to leverage other people’s money for sustainable growth.

Connect with Patrick

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If you’re looking to invest your hard-earned money into cash-flowing, value-add assets, reach out to us at https://bobocapitalventures.com/.

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