Unleash Your Wealth

Is your portfolio as hot as the summer heat? In this episode of Unleash Your Wealth Podcast, Raj Shah and Rick Borek dive into the realities of retiring in a bull market, the urgency of Roth IRA conversions before tax changes hit, and the emotional toll of delaying retirement. From emergency funds to Social Security timing, they unpack strategies to help you retire with confidence—not regret. Tune in for practical insigh...

On this episode of the Unleash Your Wealth Podcast, Raj and Rick discuss the current market volatility and its implications for tax strategies, particularly focusing on Roth IRA conversions. They emphasize the importance of having a structured retirement plan to minimize taxes and ensure financial stability. The conversation also touches on the lasting impact of the 2008 financial crisis on retirement planning, the necessity of und...

In this episode of the Unleash Your Wealth podcast, the team from SC Wealth Advisors discusses critical aspects of retirement planning, focusing on tax strategies, the implications of Required Minimum Distributions (RMDs), and the benefits of Roth IRA conversions. They emphasize the importance of understanding how taxes will affect retirement accounts and the need for strategic planning to minimize tax liabilities. The conversation...

Raj Shah and Rick Borek of SC Wealth Advisors discuss annuities and how they can work as a risk buffer. They comment on a Barron’s Roundtable discussion on the issue and share how listeners should be wary of anyone that is either only offering annuities and selling them hard or of anyone who is absolutely against the retirement tool. They also discuss how they do complimentary annuity x-rays to see if people have the right ki...

Raj Shah and Rick Borek of SC Wealth Advisors go in-depth in discussing what their complimentary portfolio analysis – the SC Wealth Second Look. Raj and Rick share how they pour hours into each analysis and give people back a 40-50 page reading on their retirement plan’s vitals. They discuss the importance of doing this from time to time and how plans should never just be left as is, because conditions and tools change.

Raj Shah and Rick Borek of SC Wealth Advisors discuss the growing trend of financial influencers – finfluencers – and why people can be easily misled. They explain how many people online may be getting paid to offer one product and have little to no background in doing so and are getting a commission for offering it. Raj and Rick then share how they have access to a multitude of products and strategies and can tailor th...

Raj Shah and Rick Borek discuss a tool in annuities that people may misunderstand and how to maintain a retirement income with less risk. They also talk about Sharon Stone being stolen from and what different types of powers of attorney have the ability to do.

If you have $500K of investable assets or more, schedule your complimentary portfolio x-ray and the “SC Wealth Second Look” with Raj and Rick, as th...

Raj Shah and Rick Borek discuss the importance of a mid-year check-in with an advisor and the harms of leaving a portfolio on cruise control. Raj and Rick comment on the Newark Airport mishaps and how old technology played into the mess. Then they relate that to having an outdated retirement plan that is not getting the most bang for someone and that also could be saddled with huge fees. Raj and Rick explain the SC Wealth Se...

Raj Shah had the opportunity to talk finances and more with comic legend Bill Murray.  Two Chicago boys talk shop.

If you have $500K of investable assets or more, schedule your complimentary portfolio x-ray and the “SC Wealth Second Look” with Raj and Rick, as they help you craft a comprehensive plan for your retirement: click here or call 312-345-5494.

Hear “Unleash Your Wealth” every Saturday at 7a an...

Raj Shah and Rick Borek talk about the impending summer travel season and how easily people can let things slide. Raj and Rick explain why checking in with an advisor in the mid-year, or getting a second look at a portfolio from SC Wealth Advisors, is crucial. They share about the different tweaks to strategies, tax-efficient moves, and growing hidden fees that people can miss without repeated maintenance.

If you have $500K of inve...

Raj Shah and Rick Borek discuss the ups and downs of the stock market and the questions clients have been asking at SC Wealth Advisors. Raj and Rick explain how proper retirement plans need to account for off years. They also talk about risk tolerance and how they gauge it and how, over time, the market is generally up. Then they share how their shared over 55 years of experience helps them make informed, objective decisions on beh...

In this conversation, the speakers discuss the current economic outlook, particularly the potential for a recession and its implications for retirement planning. They emphasize the importance of portfolio management in uncertain times, highlighting the risks posed by inflation and the need for guaranteed income streams to ensure financial stability in retirement. The discussion also covers strategies for maximizing income and prepa...

Raj and Rick get into the intricacies of Roth conversions, emphasizing the importance of working with a financial advisor to navigate tax implications effectively. They highlight the optimal timing for conversions, particularly during the transition from employment to retirement.

For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com

Raj Shah and Rick Borek focus on wealth management,...

Raj and Rick focus on the challenges and strategies for managing investments in the face of market uncertainty, particularly due to tariffs and inflation. They go over the need for a balanced approach to portfolio management, especially for those nearing retirement, and highlights the importance of guaranteed income streams in uncertain economic times.

For more information or to schedule a consultation with SC Wealth Advisors visit...

Retirement planning is crucial for ensuring a stable future. Learn how NFL legend Ozzie Newsome's smart strategies for creating multiple income streams through pensions and annuities can provide guaranteed monthly income. Discover why now is the best time to consider high-interest rate annuities to secure your financial stability and how you can set up a reliable income stream for the next phase of your life.

For more information o...

Raj Shah and Rick Borek highlight the importance of understanding tax traps, particularly regarding Roth IRA conversions and strategic tax planning to minimize tax burdens in retirement. They emphasize the need for proactive financial strategies to ensure long-term benefits and avoid costly mistakes.

For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com

Raj Shah and Rick Borek f...

Raj Shah and Rick Borek explain the intricacies of managing 401k accounts, emphasizing the importance of understanding one's holdings and the potential for over-concentration in tech stocks. They discuss the benefits of in-service rollovers for individuals over 59 and a half, allowing them to diversify their investments beyond the limited options typically available in a 401k. 

For more information or to schedule a consultatio...

Raj Shah and Rick Borek talk about current volatility of the stock market and the Federal Reserve's uncertain policies regarding interest rates. They discuss the importance of retirement planning, particularly in a high-interest environment, and discusses strategies for risk mitigation and portfolio management.

For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com

Raj Shah and Rick B...

Raj and Rick explore key milestone ages in retirement planning, including catch-up contributions, social security benefits, Medicare enrollment, and required minimum distributions. They emphasize the importance of understanding these ages to optimize retirement savings and benefits.

For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com

Raj Shah and Rick Borek focus on wealth manageme...