Unpacked & Empowered Podcast by Marianne Agudo

If you've ever felt completely overwhelmed trying to figure out money in a new country, this episode is for you.

Seven years ago, I arrived in Canada with barely $1000 to my name. The grocery store tax situation alone nearly sent me into a panic, but here's what I learned: starting over financially isn't really about the money in your bank account—it'...

Are you new to life insurance in Canada? Wondering what term life insurance means — and whether it's right for your family? In this episode, licensed Life, Accident & Sickness Insurance Advisor Marianne Agudo breaks down term life insurance in simple, everyday language. Learn how term insurance works, what “renewable” and “convertible” options really mean, and why this type of coverage might make sense for families who are still bu...

In this episode of Unpacked & Empowered, host Marianne Agudo (licensed life, accident, and sickness insurance advisor in New Brunswick and Ontario) shares a clear, practical breakdown of the Financial Pyramid—a helpful way to understand what to prioritize when rebuilding or starting over financially in Canada.

Topics cove...

Before you build your budget, savings plan, or buy insurance—ask yourself: What is your life really built on? In this short episode, I explore the Biblical foundation for financial stewardship and how you can realign your goals with God’s purpose for your life, especially during a mid-year reset.

What should newcomers to Canada really know about financial planning?

In this episode of Unpacked & Empowered Finances, I interview Jim Chamberlain, a licensed Personal Financial Planner (PFP®), to unpack practical insights that can help newcomers and young families build a stable financial future.

Whether you're just starting your career, navigating life as a newcomer, or simply want to be mo...

Feeling stuck in your job search or wondering how to start over in a new country? In this solo episode of Unpacked & Empowered + Finances, I share my biggest takeaways from the recent Women’s Career Expo—geared especially toward newcomers and women trying to establish or rebuild their careers in Canada. As a life insurance advisor and immigrant myself, I’ve see...

Welcome to the Unpacked & Empowered + Finances Podcast—a space created for newcomers to Canada who are starting over and want to build a life of clarity, stability, and purpose.

In this short solo episode, I’m sharing why I decided to rebrand from Finding Joy with Less and what this shift...

Unpacked & Empowered + Finances Podcast

Episode: Thriving as a Newcomer & Digital Entrepreneur with Maria of Crystal Reece Media Ltd.

In this inspiring episode, host Marianne Agudo sits down with Maria Tof...

In this episode of Unpacked & Empowered + Finances, we sit down with Clariza Bergeron, Co-Owner and Director of Operations at Bergeron Immigration Limited. As the President of the Filipino Association of New Brunswick in Saint John, Clariza is deeply involved in supporting newcomers as they build their new lives in Canada. Clariza shares her personal journey of moving to Canada and navigating the challenges of transitioning from an...

In this episode, Marianne interviews Marjorie Frenette, a counselling therapist, to explore the connection between mental health and self-improvement. Discover how prioritizing mental health can positively impact your daily life, relationships, and personal growth. Learn practical strategies for managing stress, overcoming challenges, and cultivating a positive mindset.

Learn more about Marjorie via her website: www.marjoriefrenett...

🎙️ Finding My Voice 🎙️

Join me on a journey of self-discovery as I share how Toastmasters will help me unlock my potential and become a confident speaker. From nerves to empowerment, every meeting brings new insights and opportunities for growth. 🚀 #Toastmasters #ConfidenceBuilding

Check out the blog: https://marianneagudo.com/embr...

SHOW NOTES:

Are you struggling to stay present and focused while juggling the demands of work and family life? Learn how being mindful can help you achieve your goals and find joy in the present moment. In this episode, I will share how mindfulness helps us find joy amid a busy schedule. Drawing on a recent sermon by my pastor, we'll expl...

Welcome to this episode of personal finance and frugal living tips for immigrants! In this episode, I'm sharing 12 strategies for managing your finances as an immigrant. Take advantage of these valuable tips and tricks that will help you get back control of your money! Tune in now and start taking charge of your finances today!

To view show notes, go to this link: Finding Joy with Less Podcast...

In this video, Episode 7 of the podcast, I interview my sister, Elly, about healthy relationship habits. She is a Filipina married to Jason, and they are based in the US with different backgrounds and cultures. Their marriage has been going strong for 18 years. We discuss what it takes to have a successful and fulfilling relationship with yourself and your partner. Elly shares insights on building trust, communication techniques du...

The power of positive parenting! This week's podcast focuses on navigating through raising children and ensuring they are heading in the right direction with 22 effective parenting habits to live by. Tune in to learn more! 

To view show notes, go to this link: Finding Joy with Less Podcast Episode 5

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Follow me on Instagram: @findingjoywithless

Facebook Page: F...

Wealth is an incredibly diverse concept, and it can mean different things to different people. Unlocking hidden riches requires a certain level of self-awareness. In this episode, we'll look at some of the most critical factors contributing to happiness and well-being. What areas of your life do you consider yourself to be rich in? You may be richer than you think.

To view show notes, go to this link: Finding Joy with Less Podcast ...