Unsolicited Advice with Denise Laframboise

Unsolicited Advice with Denise Laframboise

Join me as I kick off my YouTube and podcast journey to share insights from my life as a wife, mom, mortgage broker, and COO. My goal? To bring you candid advice, real-life experiences, and a little inspiration along the way. So, let's get started—thanks for being here, and I can't wait to share this journey with you!

Episodes

September 17, 2025 3 mins
Episode 26: Get Comfortable With Being Uncomfortable
 
A valuable lesson I've learned as an entrepreneur is this: you need to get comfortable with being uncomfortable. In this business, there will always be things you've never done before—but you'll need to figure them out anyway. The more you push yourself in...

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Episode 25: Why I Love Working with BFS Clients
 
Self-employed clients are some of the most rewarding people to work with in this business. I'm genuinely obsessed with learning how their businesses run—how they spend, save, scale—and digging into the financials to figure out what makes it all tick. But here's what I really want you to h...

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Episode 24: Working on Mortgages Outside of the Province
 
I'm licensed in almost every province across Canada—but I only do mortgages in Ontario. That surprises a lot of people. The truth? Just because I can do out-of-province deals doesn't mean I should. If something goes sideways and I don't have the local knowledge or the right conta...

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Episode 23: Connecting With Your Network When You Start

 

Starting out as a new mortgage agent can feel overwhelming—especially when you're trying to figure out how to get your first few deals. In this episode, I'm talking about one of the most overlooked (and completely free) ways to start building your mortgage business: your network. That means your friends, family, your hairdresser, your esthetician—anyone who knows you, likes ...

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Episode 22: Where to Put AI in Your Business Right Now

 

The secret's out—I use AI every day in my business, and I think you should too. It helps me draft emails, transcribe Zoom calls, dig into research, and come up with social media ideas faster than ever. But let's be clear: it's not replacing the human side of what I do. It's not a wall between me and my clients—it's a tool that keeps things moving behind the scenes so I can sh...

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Episode 21: Mastering the Discovery Call: Save Time, Find the Right Clients
 
 
Take the time to hone this skill — because it's one of the most important in your business. Your discovery call is where everything starts. It's how you figure out what your client really wants. It's how you qualify, build tr...

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Episode 20: Social Media is a Tool to Grow Your Mortgage Business

 
I built my mortgage business on social media—and not by going viral, but by showing up consistently and being real. I get asked all the time how I did it, and the answer is simple: social media is just another tool to help people know, like, and trust you. I'm breaking down exactly how I've used social t...

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Episode 19: Master Pre-Approvals to Protect Your Time and Build Client Confidence
 
A strong pre-approval sets the tone for everything that comes next — for you and for your clients. I'll walk you through why it's important to collect all the documents right away, how showing clients both their best- and worst-case numbers helps them sta...

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Episode 18: Every Market Is Hard. Positivity Is Your Power Play.

The truth is, market has its challenges—and this one is no different. But instead of waiting for things to get easier, what if you leaned in? What if you used this moment to adapt, pivot, and offer what other mortgage professionals can't? In this episode, I am talking about how hard markets create space for smart, strategic mortgage profess...

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Episode 17: What Jiu Jitsu Is Teaching Me About Business
 
After watching my daughters thrive in Jiu Jitsu, I jumped in too. Now I'm training regularly, competing, and learning lessons I didn't expect—lessons about discipline, mindset, and resilience that I have been able to apply to my mortgage business. Whether it's staying composed un...

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Episode 16: Running a Mortgage Business While Raising Kids

When I started in the mortgage industry, I hid that I was a parent, afraid clients wouldn't take me seriously. I kept my worlds separate—until I realized so many others were juggling the same chaos. Instead of hiding it, I leaned in. I took calls with kids in the background, let work and home life coexist, and built stronger connections because of it. My kids saw me working...

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Episode 15: Just Because You Can, Doesn't Mean You Should

I'm opening up about a hard truth in the mortgage industry: just because we can do a mortgage doesn't mean we should. As mortgage brokers, we don't get paid until a deal closes—but that doesn't mean every deal is the right deal. Sometimes, the best advice we can give a client is to stay with their bank. Other times, it's having the tough conversation about selling their home...

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Episode 14: Why Collaboration is Good for Business

I'm opening up about why I choose to share my business practices, insights, and strategies — even if it might be viewed as "training the competition." People often ask me why I'm so open about how I run my business. But here's the truth: when we collaborate, we all get better. I'm diving into why collaboration in the mortgage industry isn't just good for your business — it helps ev...

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Episode 13: Choosing the Right CRM for Your Mortgage Business

Once your mortgage business gets busy, keeping track of everything becomes essential. A CRM can streamline your processes, keep you organized, and help you scale—but choosing the right one at the right time is key. I've spent years coaching agents on CRM selection and strategy, and in this episode, I'm sharing my insights on when to invest, what to consider, and how to f...

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February 24, 2025 5 mins

I can't say it enough. Read it, review it with a lawyer, ask questions, and fully understand the repercussions if you need to exit. As mortgage agents, we advise our clients to do this, so we need to practice what we preach in our own businesses.

 

Protect yourself, know your terms and don't sign anything you don't fully understand.

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One of the most common questions brokers get is: What's the best mortgage product? What's the best rate? But here's the thing—there's no one-size-fits-all answer. The right mortgage isn't just about getting the lowest rate. It's about strategy....

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The mortgage industry loves to hand out awards for volume—how many deals you close, how much business you fund. But here's the problem: volume doesn't necessarily equal profitability.

 

If you're spending massive amounts on admin, marketing and overhead, you might be making a lot less than someone funding fewer deals but keeping more of their income.

 

So are we celebrating the wrong metric? Let's break it down.

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I get asked all the time what I think about starting part-time as a mortgage agent, and here's the truth—I started that way myself. Building a mortgage business takes time, and having another job while you grow can be a smart move.

 

There are real advantages, like financial stability, but also challenges you need to navigate. 

 

In this episode, I'm sharing my honest experience, the pros and cons, and what you should consider befo...

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February 24, 2025 3 mins

When I first started my mortgage business, I had to ask myself – where do I make the most impact? For me, it was sales. The more I focused on that, the faster my business grew – and the happier I was.

 

This episode dives into the concept of Zone of Genius – that sweet spot where you're doing what you're best at and what lights you up. As you grow, the goal isn't to hire people like you, but to build a team with complementary skill...

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January 8, 2025 3 mins

Episode 7: Thoughts on Safety as a Woman 

As women in professions like mortgage brokering, real estate or financial advising, safety has always at the forefront of our minds. The days of walking into a stranger's house or meeting clients in unfamiliar places are behind us and for good reason. I am reflecting on how safety shapes our decisions as a woman and how we navigate this so differently than men.

To watch the podcast, go to h...

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