Life insurance is often misunderstood, underestimated, or completely overlooked, especially by busy business owners and growing families. But did you know that over 100 million Americans are uninsured or underinsured? Or that nearly 1 in 3 people would face financial hardship within a month if their household's primary earner passed away unexpectedly?
In this episode, we sit down with Alex Parrish, Financial Advisor and Director at The Spectrum Financial Group, to learn the value of life insurance beyond the traditional sales pitch. With deep expertise in holistic financial planning, Alex explains the different types of life insurance and shares common misconceptions, like why being "self-insured" is a (dangerous) myth.
Whether you're a business owner planning for long-term financial security or a parent protecting your family's future, this conversation offers practical, eye-opening insights into how life insurance can be a powerful tool, not just a safety net.
Tune in to learn:
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The true purpose and types of life insurance
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Why life insurance is more than just a death benefit—it's a living financial tool
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The risks of overestimating how much coverage you have or need
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How to avoid the most common life insurance mistakes
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Why regularly evaluating your policy can save you money and improve protection
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Ways life insurance can support long-term financial stability
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How to evaluate your financial strategies with taxes—not just ROI—in mind
If you've ever questioned whether you need life insurance, if you have the right kind, or the correct amount of coverage, this episode is for you.
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