What truly shapes our money mindset—and how can we reshape it? In this compelling conversation, Dr. Felecia Froe sits down with certified financial planner Sophia Yudkowsky to explore the roots of our beliefs about money, how family culture and early experiences inform our financial habits and the empowering role of objective financial guidance. From navigating first jobs and 401(k)s to preparing financially for significant life events like marriage and children, Sophia shares practical strategies and more profound reflections.
The episode offers a blend of heartfelt storytelling and tactical wisdom, inviting listeners to reframe their relationship with money, get comfortable asking for help, and, ultimately, embrace the power of informed financial planning.
04:07 Sophia's Financial Journey
05:49 Family Culture and Money
10:30 Financial Planning and Early Career
13:12 Preparing for Parenthood
15:19 Investment Strategies and Options
22:03 Building After-Tax Dollar Buckets
22:25 Understanding Roth IRAs
23:03 Concerns About Government Control
23:44 Importance of Diversifying Investments
24:27 Working with Financial Advisors
25:29 Addressing Money Shame
27:43 Financial Planning for Couples
29:57 Choosing the Right Financial Advisor
31:07 Managing 401k Investments
34:19 How Financial Advisors Get Paid
37:42 Financial Nesting for New Parents
💼 Be the Boss of Your Own Money. Own Your Future.
You were born to build more than just wealth — To lead, inspire, and rise. At Wealth BuildHers, we’re redefining what it means to be financially fearless. Join a movement of bold women investing with intention, building legacies, and rewriting money rules.
Ready to take the first step?
Connect with us today:
Website: moneywithmission.com
LinkedIn: https://www.linkedin.com/in/moneywithmission/
Connect with Sophia!
Website: https://www.mesirow.com/home
LinkedIn: https://www.linkedin.com/in/sophia-yudkowsky-cfp%C2%AE-99424393/
Key Quotes:
"The most important part of financial planning—knowing what you own, knowing what you owe, and staying aware of how it all fits together." - Sophia Yudkowsky
"We're always evolving, just like our lives change, the way we think about money should too" - Sophia Yudkowsky
Popular Podcasts
United States of Kennedy
United States of Kennedy is a podcast about our cultural fascination with the Kennedy dynasty. Every week, hosts Lyra Smith and George Civeris go into one aspect of the Kennedy story.
Stuff You Should Know
If you've ever wanted to know about champagne, satanism, the Stonewall Uprising, chaos theory, LSD, El Nino, true crime and Rosa Parks, then look no further. Josh and Chuck have you covered.
Dateline NBC
Current and classic episodes, featuring compelling true-crime mysteries, powerful documentaries and in-depth investigations. Follow now to get the latest episodes of Dateline NBC completely free, or subscribe to Dateline Premium for ad-free listening and exclusive bonus content: DatelinePremium.com