This episode originally aired in 2023, but it’s just as relevant—if not more—today. As part of our What to Do During Times of Uncertainty series, we’re revisiting this powerful conversation between CERTIFIED FINANCIAL PLANNER™ professionals Lauryn Williams and Chloé Moore.
In a world full of uncertainty, flashy financial advice, and constant lifestyle upgrades, it’s easy to lose sight of the long-term costs of the choices we make. Whether you’re tempted by a YOLO trip, a new car, or you're navigating a job change, this episode helps you weigh the true impact of your decisions—both financially and emotionally.
You’ll walk away from this conversation with a stronger understanding of how to align your spending with your values and how to avoid the common pitfalls that can quietly sabotage your financial progress.
In this episode, we discuss:
-
The opportunity costs behind your everyday decisions
-
How to fight lifestyle creep so you can save more with each raise
-
Why it’s never too early to start saving for retirement (and the power of compound interest)
-
The hidden costs of DIY-ing your financial plan
-
How a financial planner can help you save money and optimize your decisions
-
Why planning ahead now can help you reshape your next chapter after a layoff or career change
-
What to consider as you think through big purchases or major life decisions
Even in uncertain times, you are in control of your choices—and the future you build starts with the ones you make today.
Links & Resources
-
Download Lauryn’s Free Financial Resource: 5 Must-Ask Questions Before Hiring a Financial Planner
About Lauryn Williams
Lauryn Williams is a Certified Financial Planner, Olympian, and financial educator passionate about helping people take control of their finances. Lauryn also hosts the Welcome to Wealth Retreats, designed to help individuals create actionable financial plans while traveling and experiencing new cultures. Learn more about her speaking services and retreats [here].
Follow Us on Social Media
-
Follow Chloe on Instagram: @financialstaples
-
Connect with Chloe on LinkedIn: linkedin.com/in/chloemoore
-
Follow Lauryn on Instagram: @worthwinning
-
Follow the Worth Listening Podcast: Apple Podcasts | Spotify
-
Connect with Lauryn on LinkedIn: linkedin.com/in/lauryn-williams
Popular Podcasts
Stuff You Should Know
If you've ever wanted to know about champagne, satanism, the Stonewall Uprising, chaos theory, LSD, El Nino, true crime and Rosa Parks, then look no further. Josh and Chuck have you covered.
My Favorite Murder with Karen Kilgariff and Georgia Hardstark
My Favorite Murder is a true crime comedy podcast hosted by Karen Kilgariff and Georgia Hardstark. Each week, Karen and Georgia share compelling true crimes and hometown stories from friends and listeners. Since MFM launched in January of 2016, Karen and Georgia have shared their lifelong interest in true crime and have covered stories of infamous serial killers like the Night Stalker, mysterious cold cases, captivating cults, incredible survivor stories and important events from history like the Tulsa race massacre of 1921. My Favorite Murder is part of the Exactly Right podcast network that provides a platform for bold, creative voices to bring to life provocative, entertaining and relatable stories for audiences everywhere. The Exactly Right roster of podcasts covers a variety of topics including historic true crime, comedic interviews and news, science, pop culture and more. Podcasts on the network include Buried Bones with Kate Winkler Dawson and Paul Holes, That's Messed Up: An SVU Podcast, This Podcast Will Kill You, Bananas and more.
The Joe Rogan Experience
The official podcast of comedian Joe Rogan.