More Than Money

More Than Money

More Than Money, hosted by a financial coach Ross Marais. On this podcast, we will be having real conversations about Lifestyle, Money and Business.

Episodes

April 18, 2022 11 min

Everyone could do with some extra money in their pocket each week; however, whenever I talk to people about earning extra money, they usually think they have to get a second job or do something that they don't have time for. So these five ways to make some extra money, if done right will not take up too much of your time and don’t require you to work a weekend job.

5 “almost” effortless ways to make a little extra cash

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    In this episode, we discuss how do credit cards work and what you need to know before applying for one. 

    Credit Card Calculator: https://moneysmart.gov.au/credit-cards/credit-card-calculator

    Ask as question | https://www.rossmarais.com/askross

    Episode Sponsor | This episode is brought to you by More Time Financial, a financial planning company that is on a mission to help young Australians make smarter decisions with money by provi...

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    In this episode, we discuss 3 Steps to Take Control of Your Debt:

  • Review your current debt and understand what you owe, much your repayments are and when you need to pay your debt off by 
  • Understand what type of debt you have Good, Bad or Shit / toxic debt 
  • Decide what you will do with your debt, retain it, restructure, remove, reduce, refinance or consolidate it.
  • Ask as question | https://www.rossmarais.com/askross

    Resources: 

  • Money...
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    Cashflow & Money Management. In this episode we talk about the third part of building your financial foundations which is ‘How to manage your Money, structuring your bank accounts to help you take control of your money so you can understand where all of your money is going.

    Resources 

  • My Prosperity Wealth Portal - https://www.moretimefinancial.com.au/wealth-portal 
  • Pay Calculator - https://paycalculator.com.au/
  • Expenses list -htt...
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    The Goal Planning Process: Understand What You Want to Achieve and Why

    Steps 

  • Create your wish list 
  • Create your goals board 
  • Create an action plan for each goal 
  • Resources

  • Wish List Template 
  • Goals Board Template 
  • Alan Watts - if money was no object video - https://www.youtube.com/watch?v=khOaAHK7efc 
  • Compound interest calculator - https://moneysmart.gov.au/budgeting/compound-interest-calculator 
  • Episode Sponsor | This episode is b...

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    February 2, 2022 33 min

    On the More Than Money Podcast, we will be having real conversations about Lifestyle, Money and Business.

    In this episode, we are talking about how to Get Financially Sorted to help you determine where are you right now?

  • Step #1 - What do you own? 
  • Step #2 - What do you owe?
  • Step #3 - How much do you earn?
  • Step #4 -  How much do you spend?
  • Resources 

  • My Prosperity Wealth Portal - https://www.moretimefinancial.com.au/wealth-portal 
  • Pay ...
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    On the More Than Money Podcast, we will be having real conversations about Lifestyle, Money and Business.

    Find out more about Tanera Instagram - https://www.instagram.com/real_ttime619/

    Episode Sponsor | This episode is brought to you by More Time Financial a financial planning company that is on a mission to help young Australians make smarter decisions with money by providing real-life financial advice, coaching and financial edu...

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    September 14, 2021 48 min

    In this episode, I decided to get a few of my mates together to chat about all things money. This is part two of two episodes so be sure to head back to part one before listening to this episode. 

    Throughout this episode, we discuss a range of topics including: 

  • Money do’s and don’t when shouting your mates 
  • Mistakes people make when buying a house 
  • Cryptocurrency
  • Purchasing a car 
  • Purchasing a property
  • Being self-employed and asking fo...
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    September 14, 2021 77 min

    In this episode, I decided to get a few of my mates together to chat about all things money. This is part one of two episodes so be sure to continue listening for part two. 

    Throughout this episode, we discuss a range of topics including: 

  • Money do’s and don’t when shouting your mates 
  • Mistakes people make when buying a house 
  • Cryptocurrency
  • Purchasing a car 
  • Purchasing a property
  • Being self-employed and asking for money from clients
  • Fi...

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    July 27, 2021 23 min

    Ask Me Anything - Answering your money questions 

    Episode Sponsor  | This episode is brought to you by More Time Financial a financial planning company that is on a mission to help young Australians make smarter decisions with money by providing real-life financial advice, coaching and financial education.

    Book in for a free initial 30-minute consultation - https://moretimefinancial.com.au/get-started/ 

    Disclaimer

    In preparing this...

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    In this episode, I am being interviewed about the challenges and complexities of running your own business, especially for younger business owners. Some of which include, balanced your business growth and goals with your personal and lifestyle goals. Not planning ahead, the difficulty obtaining/applying for finance or a mortgage. Juggling cash flow and knowing what money is yours to spend on personal things, what money is the busin...

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    In today’s episode, I share with you an interview with Craig Hill who owns and operates Howzit Property Management and Airbnb management business, the @Caba_cottage and @the_beachflat. Throughout this episode, I chat with Craig about his personal Airbnb story, how he started sleeping in the car on weekends and renting out his unit. How he has been able to take his passion for property to start his own property management bu...

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    April 20, 2021 24 min

    In this episode, I will share with you some of the common challenges that I see business owners, sole traders and self-employed clients dealing with. This includes understanding what money in their business is their own personal money to spend or take out as a salary, what money needs to be kept in the business to cover business expenses and how much money needs to be put aside or withheld for the taxman.

    Company base tax rates wil...

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    In this episode, I share with you an interview with Britt Snow who, along with her husband Josh, founded and currently run the elopement collective, previously known as the pop-up wedding co. As you will hear in this episode, the elopement collective is a squad of wedding industry leaders and creatives that create epic and intimate elopements for couples in Australia and around the world. 

    Eloping is something that appears to becom...

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    March 29, 2021 27 min

    In today’s episode, I will share with you a real-life client scenario of Kim & Kanye (not their real names) clients that I have been working with for the past few years in my business More Time Financial. As a result of working together, we were about to increase their savings by $1,000 pm / $12,000 pa and we were able to go from being $20,000 in debt to having a house deposit of $50,000 and purchasing their first house in less...

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    March 23, 2021 60 min

    In this episode, we speak to Brittnay and Jay who are full time, professional house and pet sitters. They both love travelling and taking care of animals to date they have looked after over 90 pets in 14 countries. This podcast was recorded in January 2020 while Jay is on a boat in Carriacou which is the largest island in the Grenada / Grenadines and sits around 30km North of the main island of Grenada. It has a population of arou...

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    Starting a Business, Breakups & Travel With Emily Gough

    In this episode, we speak to Emily Gough about: 

  • Going back to school 
  • Changing careers 
  • Starting a business 
  • Relationship breakdown 
  • Travel 
  • Pros and Cons of working remotely 
  • Your money story and money beliefs 
  • About Emily 

    Some things you may not know about her:

  • A handful of my favourite things include deadlifts, dark chocolate PB cups and patting every dog I meet.
  • I’ve held r...
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    March 11, 2021 33 min

    Topics discussed in this episode:

  • Podcast show name change 
  • Give you a life update of what has been happening in my life for the past 12 months 
  • Taking a 1-month working holiday in Bali (January 2020)
  • Dealing with Covid 
  • Working from Home for the past 12 months 
  • Experience of dealing with the share market chasing
  • Some of the important life and money lessons from COVID 
  • Episode Sponsor  

    This episode is brought to you by More Time Financ...

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    In this episode we speak to Luke Ridden from Granddad Jacks about Startup business, whisky, gin and distillery.

    Topics discussed in this episode:

  • The decision to start a distillery on the Gold Coast
  • The process of taking an initial idea, building their distillery and opening their doors for business
  • Some failures, / hurdles / issues that he has had to overcome
  • Challenges of being in business with Family
  • The importance of social media f...
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    In this episode, we speak to Lucy Jackson and Nikki Westcott of We the Wild Ones about:

  • Deciding to quit their jobs and start a clothing line
  • The many ways an influencer can make money online
  • Just how beneficial the right influencer and be for a business
  • What they have learnt in the past 18 months of running their own business
  • Getting stocked on the top three online retailers in Australia and much much more
  • About

    Fashion influencer duo...

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