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June 23, 2025 65 mins
中国人民银行与香港金融管理局于6月20日联合宣布,内地与香港快速支付系统互联互通(下称跨境支付通)将于6月22日正式上线。届时,两地居民仅凭收款方手机号码或银行账户,即可完成小额跨境汇款的实时到账操作,突破传统跨境汇款的时效限制。 当前,首批参与跨境支付通共12家,其中内地机构包括工、农、中、建、交五家国有大行以及招商银行;香港机构包括中银香港、东亚银行、建银亚洲、恒生银行、汇丰香港、工银亚洲,后续将逐步扩大参与范围。 02:13 跨境支付通:6月22号后的转账变革,速度与手续费的双重颠覆! 05:26 招行和交行的转账体验对比:方便快捷但有限额 10:53 在四大上班,每个月给女儿汇款一万元生活费,养儿育女的现实与劝退 16:23 “信用卡额度限制:生活使用与投资之间的尴尬选择” 21:49 揭开CRS的神秘面纱:中国税务机关如何掌握境外信息 27:16 揭秘FATCA:美国与中国之间的双向信息交换机制 32:48 香港银行卡与人民币支付的便利性:在内地和香港之间的无缝连接 38:16 海外投资的机遇与挑战:普通百姓如何实现资产增值? 43:42 创业者的必备心态:百万大火 Origin Story 49:10 A股投资策略:技术分析、基本面分析与基本面认知的重要性 54:39 投资理念与经历:在旅途中寻找优质股票的故事 01:00:04 情绪价值与实际收益:理财中的幻觉与现实差距
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