45 Forward

45 Forward

Thanks to advances in medicine and health, most of us are just at half-life when we reach our mid-40s, with many potentially productive years ahead. But there’s no road map to prepare us for this period. That’s where 45 Forward comes in. My show provides you with strategies to shift the traditional waiting-for-retirement model to a journey of compelling life chapters. Each show tackles an aspect of health, finance, family and friends, housing, work and personal pursuits as part of an integrated plan. Experts discuss topics like revitalizing relationships, creating mini-retirements, managing the maze of technology, finding your next homestead and caring for aging parents. The show instills confidence, and hopefully some comfort, amid the stresses permeating today’s society. Fear of the future is not knowing how to prepare for it. 45 Forward does not proffer prefabricated answers, but helps you shape your life amid the daily anxieties of our time.

Episodes

February 24, 2025 57 mins

There are many people who work for social service organizations during their lifetime, but few do it with the passion and vision of Paul Arfin. In today’s episode, Paul talks about his long and storied career, starting out in the Peace Corps and progressing though a series of groundbreaking social programs on Long Island. He’ll chronicle his multiple initiatives supporting youth...

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As we move through our fast-paced lives, year after year, trying to juggle personal, family and work demands, we inevitably face a pointed question: Has my life been a success? We’...

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For people with disabilities, leading an independent life can be an extraordinary challenge—at any age. But one proven way to help the disabled lead lives with greater independence is through the companionship of service dogs. In today’s episode, we talk with Dorian Stern, the director of philanthropy for the Northeast region of Canine Companions, a national nonprofit organizati...

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As we look forward to the end of winter, there’s always a bright spot in February—Valentine’s Day, our annual celebration of romantic love and friendship.  But love can be complicated and hard to find (and keep) these days, amid the swift currents of social and cultural change. Many marriages end in divorce; children are estranged from the...

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When experts talk about financial planning for retirement, many of them assume that people are following a standard life script—go to college, get married, buy a house, have kids and a career until traditional retirement. But a growing number of adults do not have children, and in fact, are choosing to be chil...

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Today, on the 5th anniversary of the 45 Forward podcast, my guest is Dr. Andrea Goul...

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The first time I met Dr. Ken Dychtwald was in 1989, when I was writing a cover story about older workers as a business reporter for Newsday, Long Island’s daily newspaper. I remember it well. I was interviewing job experts and workers who talked about the frustration they felt being overlooked by employers—especially at a time when most companies, facing acute labor shortages, could ill afford to do so. Ken was the author of a best...

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As we come to the close of another year, it is a time when we naturally look both backward and forward. In looking back, it is often a time when we (individually and collectively) reflect on passings—the death of important people in our lives. Some of them are lost through long,...

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Several years ago, as Scott Fisher and Ben Green approached their 70th birthdays, the challenges of aging loomed large for these two lifelong friends. Scott, an organizational psychologist, and Ben, a psychoanalyst, were curious about what kept some elders going strong while others lost interest or drive, or both. And they were determined to learn as much as possible about how to make their own elder years as purposeful and fulfill...
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When we think about the career track of actresses today, we often envision a challenging path, auditioning for myriad jobs, hoping for breaks, and meeting the right director—but more often than not, working as a restaurant server or in some other temporary job to pay the rent. That’s not how Judi Allaire started her acting career. In today’s episode, Judi tells her singular journey as an actor, after starting out in the fashion bus...
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You can’t open a newspaper or go online today without seeing articles about anxiety, depression, burnout or suicide rates—clearly, we’re struggling with our mental health, individually and as a society. But the fact that we’re all talking about mental health is a step forward, acknowledging how important it is to move these issues out of the shadows and take care of ourselves. In today’s episode, I’ll be talking with Jamie Rosen, c...
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As National Family Caregivers Month comes to a close, we have the unusual opportunity to take a different view of caregiving from abroad—from Hong Kong. In today’s episode, we’ll be talking with Grace Cheng, the founder and CEO of Agewhale, a social organization whose mission is to provide solutions to help caregivers of older persons identify suitable services and resources so they can age well in place. Grace has always had a dee...
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The first time I met Dr. Ken Dychtwald was in 1989, when I was writing a cover story about older workers as a business reporter for Newsday, Long Island’s daily newspaper. I remember it well. I was interviewing job experts and workers who talked about the frustration they felt being overlooked by employers—especially at a time when most companies, facing acute labor shortages, could ill afford to do so. Ken was the author of a best...
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As we celebrate National Family Caregivers Month, it’s important not only to honor the contributions of 48 million family caregivers nationwide, but understand how they fit into our government-supported care system for older adults. In today’s episode, I talk with John Cochran, the Chief of Staff for New York State’s Office for the Aging, who has worked on a wide range of aging issues for decades. With a career spanning high-level ...
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Wherever we go these days, we feel the impact of technology. It’s part of every workplace, in our digital devices, our “smart homes,” cars, virtual reality tools and games, and, of course, the inevitable AI. Sometimes this march of technology feels relentless and overwhelming. And yet, technology is so essential to navigating—and succeeding—in our society that it has become a significant issue for policymakers and advocates, who po...
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If you’ve ever had a loved one living in a nursing home, you may have worried at times about the quality of their care—especially when high-profile cases of neglect and abuse make their way to the top of the news headlines. How do you make sure your family member is safe, and how can you prevent abuse or identify it when it happens? In today’s episode, Deborah Truhowsky, a renowned personal injury attorney and staunch advocate for ...
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Earlier this year, I had the opportunity to host Asher Rabinowitz, a clinical social worker and credentialed counselor as a guest on 45 Forward. Asher, who has worked in the field of alcohol and substance abuse treatment for the past 28 years, has helped thousands of individuals with what he calls a “simple, but not easy” approach, which he calls, aptly, the “ABCs of Recovery”—the letters representing Awareness, Boundaries and Cons...
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As you approach traditional retirement age, you probably know the importance of enrolling on time in Social Security and Medicare—the bookends of retirement planning. But what you may not be aware of is that only a small percentage of recipients maximize their benefits, which could have a significant impact on their standard of living in their later years. Both programs are designed to support retirees, but optimizing one’s benefit...
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As we kick off October with the United Nation’s International Day of Older Persons, it’s fitting that we begin the month with Maria Alvarez, an iconic leader who has been at the forefront of advocating for older Americans for more than 30 years. In today’s episode, Maria who is Executive Director of the New York Statewide Senior Action Council, explains the mission of her grassroots organization, which brings seniors together from ...
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