MILMO Show

MILMO Show

The MILMO® Show is all about military money and entrepreneurship. It's everything you need to know about making, saving, and investing money wisely. Lacey Langford, AFC®, interviews inspiring guests about personal finance, entrepreneurship, investing, life in the military, and more.

Episodes

September 8, 2025 32 mins

Budgeting is one of those words that makes a lot of people squirm but it doesn’t have to. In this episode, I sit down with Zach Whelchel, founder of My Budget Coach, to talk about the method that gave him (and so many others) true financial clarity, which is zero-based budgeting. Zach breaks down what it is, why it works for both steady and variable incomes, and how couples can actually turn it into a shared vision instead of a sou...

Mark as Played

We’re diving into the world of geofencing with Navy veteran and entrepreneur Chris Seminatore. Chris is the founder of Get Geofencing, a company that helps businesses, from car dealerships to government contractors, use location data to put their ads in front of the right people. 

He shares how geofencing works, what it costs, and why it’s a tool that even small businesses and military spouses can use to grow their brand. We also t...

Mark as Played

There’s something that's quietly stealing joy from the military community and millions of Americans every single day. It’s something that has completely warped our understanding of what financial success looks like.

In this episode, I’m breaking down how social media is impacting people’s financial lives and sharing why getting back to basics isn't just smart, it's essential for our mental health and financial well-being.

https://m...

Mark as Played
August 18, 2025 51 mins

Starting a business is hard enough, but starting one with a mission bigger than turning a profit can feel like navigating a battlefield. The obstacles are real, like cash flow challenges or forces beyond your control, but so are the rewards when your work changes lives.

In this episode, we’re talking about what it takes to build a business that stands for something. Matt “Griff” Griffin, West Point graduate, Army Ranger, and co-fou...

Mark as Played

When your military career ends, the mission doesn’t, but figuring out what’s next, or what truly lights you up, can be one of the hardest transitions. It’s not just about finding a new job. It’s about rediscovering what matters most and learning how to fund the life you want, not the one you think you’re supposed to have.

In this episode, Omen Quelvog and I discuss values-first financial planning. Omen shares what it is, why it mat...

Mark as Played

Too many people wait until they’re just a few years from retirement to start asking the big questions, like Can I afford to stop working? And what if my spouse isn’t retiring yet? The truth is, preparing for retirement isn’t just about portfolios and percentages. It’s about aligning your finances with your life.

In this episode, Jeff Panik shares the common mistakes people make before retirement and offers advice on how to avoid th...

Mark as Played

Losing a spouse changes everything, emotionally, mentally, and financially. But while grief is often discussed, the money struggles that come with it are rarely part of the conversation, or just grief in general. From paperwork and decisions to pressure and overwhelm, surviving spouses are often expected to figure it all out.
In this episode, Certified Financial Planner and Air Force veteran, Daniel Kopp, talks about the financial ...

Mark as Played

Military life comes with lots of transitions and career decisions are a big one, especially for spouses navigating remote work, PCS moves, and family schedules. A big decision many milspouses face is whether to stick with the stability of a W-2 job or switch to the flexibility and income potential of 1099 contract work.

In this episode, I’m answering a listener's question from Holly about whether she should leave her W-2 remote job...

Mark as Played

Veteran homelessness is a heartbreaking reality that still exists in communities across the country. While many of us want to help, it can be hard to know where to start, or feel like what we can give really makes a difference.

In this episode, Tom McLean and I are talking about how small, everyday actions can add up to real change for veterans in need. We talk about the current crisis of veteran homelessness, what meaningful suppo...

Mark as Played
July 7, 2025 10 mins

Taking the oath and raising your right hand is a big moment. For many of us, it’s one we never forget. But imagine if you could hand your younger enlisted or officer self a letter on that day. A letter full of the wisdom, hard work, and growth that military life and life itself were going to teach you. 

In this episode, I’m doing just that. This is a letter I would have given to my 19-year-old self on the day I swore into the U.S. ...

Mark as Played

There’s a quiet shift happening in the way we spend money and it’s costing us more than we realize. Small payments, auto-splits, and “buy now, pay later” options have become the new normal, and while they seem harmless, they’re creating habits that lead to quiet, creeping debt. Especially in the military community, where transitions and tight budgets are already part of the equation, these modern money habits can quickly get out of...

Mark as Played

When it comes to money, our emotions often drive the decisions we make and that’s especially true in military life, where constant change, separation, and stress can shape how we spend, save, and communicate with those we love. But if we don’t understand our financial behaviors, we can find ourselves repeating the same mistakes over and over, leading us to feel stuck.

In this episode, I discuss the world of behavioral finance with ...

Mark as Played

Transitioning out of the military isn’t just about finding a new job. It’s about redefining who you are. For many service members, especially those in the Special Operations community, leaving the military can feel like losing a piece of your identity, your purpose, and sense of belonging.

In this episode, Kelly McGraw shares how to navigate the emotional and mental side of transition with tools that go beyond resumes and LinkedIn ...

Mark as Played

Planning for college is already overwhelming, but for military families, the maze of VA and DoD education benefits adds another layer of complexity. The good news? These resources can be a huge asset—if you know how to use them.

In this episode, Kate Horrell shares smart, practical strategies from her new book College Finances for Military Families. You’ll learn how to maximize the GI Bill, avoid common pitfalls, and create a colle...

Mark as Played

Many people say they want to start a business, build wealth, or make an impact, but the truth is, they often stop short when things get tough. Whether it’s fear, self-doubt, or a lack of direction, those roadblocks can keep people stuck.

In this episode, T. Shane Johnson shares how he pushed past rock bottom and used his military experience, mental toughness, and belief in sales to build a life on his own terms. You’ll learn how he...

Mark as Played

Today is Memorial Day, a day of honor, reflection, and gratitude. Our community knows better than anyone that it's not just a long weekend or the unofficial start of summer. It's a time to remember the brave men and women who took an oath and gave everything in service to our country. Their sacrifice is the reason we have the freedom to chase our goals and live with purpose.

In honor of those who took bold, selfless action for us, ...

Mark as Played
May 19, 2025 44 mins

Woodworking can be a deeply fulfilling hobby, a practical skill, or even a powerful form of therapy but turning it into a business? That’s a whole different challenge. Many aspiring makers struggle to bridge the gap between creativity and profitability, especially when faced with the realities of tools, pricing, and risk.

In this episode, Stoane Loudenslager shares how to turn woodworking into a profitable venture from pricing and ...

Mark as Played

Life insurance might be uncomfortable to talk about, but avoiding the conversation could leave your loved ones without support when they need it most. Whether you're on active duty or transitioning to civilian life, it's essential to understand the protections you have and the ones you don’t.

In this episode, Heather Walrath covers everything from traumatic injury benefits and accelerated death payouts to how to avoid losing life i...

Mark as Played

Health Savings Accounts, better known as HSAs, can be a powerful tool for saving money and reducing your taxes, but they’re often misunderstood, especially in the military community, where eligibility can get tricky. If you’ve ever been confused about how HSAs work, who qualifies, or how they compare to Flex Spending Accounts and TRICARE, you’re not alone.

In this episode, military spouse and financial expert, Desiree Kaul, breaks ...

Mark as Played

Saving for education can feel overwhelming, especially when you’re juggling military life, moves, and everything in between. Whether it’s understanding your military benefits, choosing the right savings plan, or figuring out how to afford college for multiple kids at once, it can get complicated quickly.

In this episode, Joe Brown shares strategies to help you plan for education expenses while making the most of your military benef...

Mark as Played

Popular Podcasts

    The latest news in 4 minutes updated every hour, every day.

    Dateline NBC

    Current and classic episodes, featuring compelling true-crime mysteries, powerful documentaries and in-depth investigations. Follow now to get the latest episodes of Dateline NBC completely free, or subscribe to Dateline Premium for ad-free listening and exclusive bonus content: DatelinePremium.com

    The Clay Travis and Buck Sexton Show

    The Clay Travis and Buck Sexton Show. Clay Travis and Buck Sexton tackle the biggest stories in news, politics and current events with intelligence and humor. From the border crisis, to the madness of cancel culture and far-left missteps, Clay and Buck guide listeners through the latest headlines and hot topics with fun and entertaining conversations and opinions.

    Stuff You Should Know

    If you've ever wanted to know about champagne, satanism, the Stonewall Uprising, chaos theory, LSD, El Nino, true crime and Rosa Parks, then look no further. Josh and Chuck have you covered.

    The Charlie Kirk Show

    Charlie is America's hardest working grassroots activist who has your inside scoop on the biggest news of the day and what's really going on behind the headlines. The founder of Turning Point USA and one of social media's most engaged personalities, Charlie is on the front lines of America’s culture war, mobilizing hundreds of thousands of students on over 3,500 college and high school campuses across the country, bringing you your daily dose of clarity in a sea of chaos all from his signature no-holds-barred, unapologetically conservative, freedom-loving point of view. You can also watch Charlie Kirk on Salem News Channel

Advertise With Us
Music, radio and podcasts, all free. Listen online or download the iHeart App.

Connect

© 2025 iHeartMedia, Inc.