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August 21, 2025 28 mins

In this episode we unpack:

• Chaotic purchases we STILL defend (aka unserious budgeting at its finest)

• The little lies we tell ourselves to justify bad decisions… financial and emotional

• “I earned this” spending after breakups, periods, or any slight inconveniences

• Signs from the universe that we used as an excuse to swipe the card 😌

• Unserious budgeting habits we’ll never give up

• Non-financial Girl Math moments (the delusional logic that rivals toxic relationships & situationships)

• 🎯 Game: Justify This Purchase… a true girl math masterpiece. 


💌 This one’s for you if you’ve ever called bad decisions “self-care”, or justified a hoe phase purchase with the most unserious math imaginable.


Follow for more weekly episodes, because your hoe phase deserves consistency 💖


📲 Follow us on IG / X / TikTok: @hoeandahousewife


📺 Watch us on YouTube! 

https://youtube.com/@ahoeandahousewife?si=zaym_CB6PYqGm_zd


🙈 Find All of Melody Parker’s Links 

https://linktr.ee/melodyparker69



Timestamps:

0:59 – Chaotic Purchases: What’s your most unhinged purchase that you STILL defend?

6:06 – What’s a lie you told yourself to justify a bad decision…financial or emotional?

9:30 –What’s your version of “I deserved it” spending?

11:55 – Signs from the Universe: What’s the dumbest thing you’ve ever considered a sign to spend money?

14:31 – Fan Love ❤️🥰 (listener shoutouts)

17:58 – Unserious Budgeting: What’s your most unserious budgeting habit you’ll never give up?

21:17 – Non-Financial Girl Math: What’s your most delusional logic outside of money?

24:14 – 🎯 Game: Justify This Purchase (turning bad decisions into valid girl math)

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