Elective Residency Visa vs. Investor Visa—Which Is Right for You

Hey there! It’s Samantha here, and today we’re diving into a question I hear all the time: Should you go for the Elective Residency Visa or the Investor Visa when moving to Italy? Whether you’re planning to retire under the Tuscan sun or just want the freedom to hop back and forth, knowing which visa fits your dreams (and your situation) is super important.

Let’s start with the Elective Residency Visa (ERV). If you’re retired or have a steady stream of passive income, this might be your ticket. But—and it’s a big but—it comes with some strict rules. You’ll need to show proof of solid passive income, commit to a long-term lease or buy a property in Italy before you even apply, and here’s the kicker: you can’t work in Italy with this visa. Plus, once you’re here, you’ll be a taxable resident, which means declaring your worldwide income. (Pro tip: get a great tax advisor on your team for this one.)

Now, if you’re someone who needs a bit more flexibility, let’s talk about the Investor Visa, aka the Golden Visa. This one lets you work in Italy, and only one family member needs to meet the requirements for everyone to qualify. The catch? It requires a significant financial investment—think Italian businesses, government bonds, or similar options. But one big plus? You don’t have to sort out housing before applying.

Throughout this episode, I lay it all out for you—application requirements, living arrangements, residency and tax implications, work opportunities, how long the visas last, and how to renew them. By the end, you’ll have a much clearer picture of what works best for your plans.

Oh, and in the second half, I answer some great listener questions. We talk about accessing Italian healthcare as a dual citizen, how long it takes to get a permesso di soggiorno, and the steps you need to take if you’re moving back to your home country.

So, grab a coffee or a glass of wine, and let’s chat about your future in Italy. I want to help you make the best decisions for your dream life here. Don’t forget to hit subscribe and share this episode with anyone you know who’s ready to make Italy their new home.

Ciao for now!

Resources:

Elective Residency Visa Information

Investor Visa Information

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Until next time! 

Ci vediamo!

Mentioned in this episode:

Sentire Media Website

Sentire Media Website