November 25, 2025 • 13 mins
We trace Black Friday from an 1869 gold market crash to a modern retail machine, then share a simple plan to avoid debt while keeping the season joyful and meaningful. Lists, budgets, fewer gimmicks, and a return to purpose make the holidays lighter on money and heavier on love.
Go to our website, www.aceensopinion.com. And click on get in touch to leave your feedback or leave a question for the queen
Don't forget to like us wherever you get your podcast
Mark as Played
Transcript
Episode Transcript
Available transcripts are automatically generated. Complete accuracy is not guaranteed.
SPEAKER_00 (00:03):
The views and opinions expressed on this
podcast or website are those ofthe authors and do not
necessarily reflect the officialpolicy or position of a Queen's
opinion.
Any content provided by ourbloggers or authors are of their
opinion and are not intended tomalign any religion, ethnic
group, club, organization,company, individual, or anyone
(00:26):
or anything.
SPEAKER_01 (00:33):
Welcome to a Queen's Opinion.
My name is Queen.
My boy, my opinion, and yourlistening ears.
(01:04):
I was curious about how thisname started in history.
I took a little time to checkout the history of this phrase
Black Friday.
So I went to the history.comwebsite.
This is where I found out thatBlack Friday had nothing to do
with shopping.
This term came about during 1869regarding the crash of the U.S.
(01:28):
gold market.
Back then, two wealthy menworked together to buy as much
of the nation's gold as theycould so they could drive up the
price of gold.
Then, of course, they turnedaround and tried to sell it for
more profit.
This smart idea of the twowealthy men caused the stock
(01:51):
market to crash and hurt fellowWall Street millionaires and the
little people like farmers.
Black Friday is not a new term,but the term is now related to
retail instead of gold.
The term now representsretailers taking advantage of
consumers.
(02:11):
According to the History.comwebsite, retailers were in the
red, which means they werelosing money.
Profit.
Retailers knew that consumerswere going to be spending crazy
money for the upcoming holidaylike Thanksgiving and Christmas.
So they created promotions anddiscounts on merchandise to get
(02:34):
the consumers into their stores.
This plan worked, and it put theretailers in the black, meaning
increasing their profits.
So, what is the real history asit relates to Black Friday in
today's time?
Well, according to history.comin Philadelphia around 1950, the
(02:57):
police started using the term toexpress the chaos of the city
the day after Thanksgiving.
They described traffic issues, aflood of people in the city
watching the football game,shoplifting rates were up, and
there were long working shiftsfor the police.
I can only imagine working as apolice officer or working in a
(03:21):
retail store dealing with thesetypes of issues.
Not much has changed.
We still have some of the sameissues, if not worse.
I think Black Friday is anegative term.
When I think about Black Friday,I think here comes the retailers
trying to rip everybody off.
(03:42):
Retailers charm us to putourselves in debt.
They play on the emotions of thechildren, our desires and wants
for merchandise.
So we spend money we don't havebecause they know we want to
give our children and our lovedones whatever they want for
Christmas.
So we dip into our pocketbooksand pull out debt.
(04:07):
We don't have the money.
We start charging on thosecredit cards, and the next thing
you know is the new year ishere.
We are broke.
We are beyond broke.
We are digging out of a hole forthe next 10 to 12 months.
And then we start our cycle backover again.
(04:29):
Well, this year, I hope youwon't go into debt once you
listen to this episode.
Are you tired of being in thered?
Your answer should be yes.
If you answer yes, then youshould have a plan for the
holiday gift giving.
I know people who start theirChristmas list in January, and
(04:53):
some of them even start shoppingfor Christmas in June.
Sounds a little familiar.
We should incorporate a littleprocess from Santa Claus, which
is to make a list and see if wehave nice or naughty people on
the list by June.
Well, as a mother, I thoughtI'll let you in on little
(05:17):
Christmas tips that will helpyou save a little money, time,
and not have to pull out thosecredit cards.
Here are a few tips.
Number one, make a Christmaslist early in the year.
It's okay to ask your children,your friends, your family
members what they would like forChristmas.
(05:40):
Now, of course, your childrenare going to give you an
extraordinarily lengthy list.
Your friends are going to say, Idon't want anything because I'm
unable to give you something.
It's not about receiving a giftfrom your friends.
It's supposed to be anexpression of love and kindness
(06:02):
to the other person.
So if you get a gift, that'sgreat.
That's awesome.
But if you don't receive a gift,it's okay.
We are grown people.
We don't need gifts to expressor show our friendship or love.
Make the list early so you willhave the time to save the money
(06:27):
to get the perfect gift theperson wants or needs.
Number two, review the list thatyou have made.
Make sure you give the childrena number of gifts they can have
from Santa Claus.
Let them know that Santa mustensure all the kids in the world
(06:48):
receive some type of gift.
So they need to choose wisely.
I would say the number of giftsthe kids would receive are
between five and seven.
Then you add two, which would bea gift from mama and daddy.
Then add another gift, whichwould represent a gift from
(07:09):
their sibling.
At the end of the Christmas listfor the children, they are going
to end up with a minimum of 10to 15 gifts.
Number three, set a budget forthe holiday.
Some of you out there may bethinking the budget should have
been first, but I chose to makeit number three because once I
(07:32):
have made a Christmas list, thenI would price those gifts on the
list or set a limit for thepeople on the list.
If they were friends, coworkers,or neighbors, I would set a gift
limit of$30 per person.
However, when it comes to thechildren, depending on what they
(07:54):
have listed on their Santa Clauslist, I would price each item
and see if it was reasonable inthe price and budget.
Then I would add up all thoseitems from family and friends to
produce my total Christmasbudget.
Now that I have set the budget,it's a matter of sticking to the
(08:16):
budget and putting money asidethroughout the entire year,
starting in January.
I would purchase giftsthroughout the year.
If I save money because an itemon the list is on sale at the
unusual time during the year, Iwill purchase it and put it
aside until the holiday.
(08:38):
Number four, stop buying allthis wrapping paper.
If we stopped buying wrappingpaper, you could have bought an
extra gift for somebody.
All the children are going to dois wake up that morning and rip
through the paper to get totheir gift that Santa left them.
(08:59):
I'm going to sound a little bitlike Scrooge, but when my
children were small andChristmas came around, I did not
wrap gifts.
I did not wrap gifts foranybody.
When my children woke up onChristmas morning, all their
toys were laid out around theroom, some under the Christmas
(09:20):
tree, some lying on the sofas.
I do not buy wrapping paper towrap all these gifts up so I
could throw my money in thetrash can.
The kids don't care about thewrapping paper.
What is important to them iswhat's on the other side of the
wrapping paper.
(09:41):
So I save myself a little money.
Number five, stop buying extrafood for one day.
Stop buying extra food for oneday.
Yes, we want to have a beautifulmeal for the holiday, but we buy
too much.
We spend too much money on food.
(10:03):
We prepare four to five meats,10 to 15 side dishes, five to
seven desserts, five to sevendifferent drinks, all this food
for one day.
I was guilty of over-preparingfor a family of four.
I had enough food for at least20 people.
(10:25):
I suggest you plan a beautifulSunday dinner for the family
because if you think about it,very little eating is going to
happen on this day.
The children are going to be toobusy playing with toys, games,
and talking to friends.
They are sharing what SantaClaus brought them and talking
(10:48):
about how to play all those newgames online.
Food is the least of theirworries on this day.
The children are going to behappy with a beautiful Sunday
dinner menu.
Are you tired of being in thered?
If you are tired of being in thered, don't get twisted in the
(11:08):
retail marketing gimmicks.
Be wise this holiday season.
Let's try to be financiallyhealthier and smarter with our
hard-earned money.
In the end, we must rememberChristmas is a holy day.
We need to remember the purposeof Christmas and why we even
(11:29):
celebrate this holy day.
It's not about gifts, but itrepresents a day of love.
It's about celebrating the birthof Jesus Christ, our Lord and
Savior.
And there is no better gift thanHim.
So if you want to give a gift,wrap it with love and give Jesus
(11:53):
your heart and soul.
No purchase necessary, no creditcard required.
A Queen's Opinion is a podcastthat allows people, especially
women, to think out loud aboutlife situations and seek an
opinion without being judged.
(12:15):
This podcast is supposed to liftyou up, encourage you to be the
best person you can be, toinspire you to step out of your
comfort zone and into your queenzone.
I didn't say my opinion willsolve your problems.
I am not saying that I am right.
But what I am saying is I'mgoing to give you another view
(12:39):
of the situation from adistance.
No more thinking or questioninga situation by yourself.
Ask the queen.
Go to our website,www.aceensopinion.com.
And click on get in touch toleave your feedback or leave a
(13:00):
question for the queen.
Don't forget to like us whereveryou get your podcast.
Thank you for taking time out ofyour day.
I hope you join me for my nextepisode.
Until then, goodbye.
The views and opinions expressed on this
podcast or website are those ofthe authors and do not
necessarily reflect the officialpolicy or position of a Queen's
opinion.
Any content provided by ourbloggers or authors are of their
opinion and are not intended tomalign any religion, ethnic
group, club, organization,company, individual, or anyone
(00:26):
or anything.
SPEAKER_01 (00:33):
Welcome to a Queen's Opinion.
My name is Queen.
My boy, my opinion, and yourlistening ears.
(01:04):
I was curious about how thisname started in history.
I took a little time to checkout the history of this phrase
Black Friday.
So I went to the history.comwebsite.
This is where I found out thatBlack Friday had nothing to do
with shopping.
This term came about during 1869regarding the crash of the U.S.
(01:28):
gold market.
Back then, two wealthy menworked together to buy as much
of the nation's gold as theycould so they could drive up the
price of gold.
Then, of course, they turnedaround and tried to sell it for
more profit.
This smart idea of the twowealthy men caused the stock
(01:51):
market to crash and hurt fellowWall Street millionaires and the
little people like farmers.
Black Friday is not a new term,but the term is now related to
retail instead of gold.
The term now representsretailers taking advantage of
consumers.
(02:11):
According to the History.comwebsite, retailers were in the
red, which means they werelosing money.
Profit.
Retailers knew that consumerswere going to be spending crazy
money for the upcoming holidaylike Thanksgiving and Christmas.
So they created promotions anddiscounts on merchandise to get
(02:34):
the consumers into their stores.
This plan worked, and it put theretailers in the black, meaning
increasing their profits.
So, what is the real history asit relates to Black Friday in
today's time?
Well, according to history.comin Philadelphia around 1950, the
(02:57):
police started using the term toexpress the chaos of the city
the day after Thanksgiving.
They described traffic issues, aflood of people in the city
watching the football game,shoplifting rates were up, and
there were long working shiftsfor the police.
I can only imagine working as apolice officer or working in a
(03:21):
retail store dealing with thesetypes of issues.
Not much has changed.
We still have some of the sameissues, if not worse.
I think Black Friday is anegative term.
When I think about Black Friday,I think here comes the retailers
trying to rip everybody off.
(03:42):
Retailers charm us to putourselves in debt.
They play on the emotions of thechildren, our desires and wants
for merchandise.
So we spend money we don't havebecause they know we want to
give our children and our lovedones whatever they want for
Christmas.
So we dip into our pocketbooksand pull out debt.
(04:07):
We don't have the money.
We start charging on thosecredit cards, and the next thing
you know is the new year ishere.
We are broke.
We are beyond broke.
We are digging out of a hole forthe next 10 to 12 months.
And then we start our cycle backover again.
(04:29):
Well, this year, I hope youwon't go into debt once you
listen to this episode.
Are you tired of being in thered?
Your answer should be yes.
If you answer yes, then youshould have a plan for the
holiday gift giving.
I know people who start theirChristmas list in January, and
(04:53):
some of them even start shoppingfor Christmas in June.
Sounds a little familiar.
We should incorporate a littleprocess from Santa Claus, which
is to make a list and see if wehave nice or naughty people on
the list by June.
Well, as a mother, I thoughtI'll let you in on little
(05:17):
Christmas tips that will helpyou save a little money, time,
and not have to pull out thosecredit cards.
Here are a few tips.
Number one, make a Christmaslist early in the year.
It's okay to ask your children,your friends, your family
members what they would like forChristmas.
(05:40):
Now, of course, your childrenare going to give you an
extraordinarily lengthy list.
Your friends are going to say, Idon't want anything because I'm
unable to give you something.
It's not about receiving a giftfrom your friends.
It's supposed to be anexpression of love and kindness
(06:02):
to the other person.
So if you get a gift, that'sgreat.
That's awesome.
But if you don't receive a gift,it's okay.
We are grown people.
We don't need gifts to expressor show our friendship or love.
Make the list early so you willhave the time to save the money
(06:27):
to get the perfect gift theperson wants or needs.
Number two, review the list thatyou have made.
Make sure you give the childrena number of gifts they can have
from Santa Claus.
Let them know that Santa mustensure all the kids in the world
(06:48):
receive some type of gift.
So they need to choose wisely.
I would say the number of giftsthe kids would receive are
between five and seven.
Then you add two, which would bea gift from mama and daddy.
Then add another gift, whichwould represent a gift from
(07:09):
their sibling.
At the end of the Christmas listfor the children, they are going
to end up with a minimum of 10to 15 gifts.
Number three, set a budget forthe holiday.
Some of you out there may bethinking the budget should have
been first, but I chose to makeit number three because once I
(07:32):
have made a Christmas list, thenI would price those gifts on the
list or set a limit for thepeople on the list.
If they were friends, coworkers,or neighbors, I would set a gift
limit of$30 per person.
However, when it comes to thechildren, depending on what they
(07:54):
have listed on their Santa Clauslist, I would price each item
and see if it was reasonable inthe price and budget.
Then I would add up all thoseitems from family and friends to
produce my total Christmasbudget.
Now that I have set the budget,it's a matter of sticking to the
(08:16):
budget and putting money asidethroughout the entire year,
starting in January.
I would purchase giftsthroughout the year.
If I save money because an itemon the list is on sale at the
unusual time during the year, Iwill purchase it and put it
aside until the holiday.
(08:38):
Number four, stop buying allthis wrapping paper.
If we stopped buying wrappingpaper, you could have bought an
extra gift for somebody.
All the children are going to dois wake up that morning and rip
through the paper to get totheir gift that Santa left them.
(08:59):
I'm going to sound a little bitlike Scrooge, but when my
children were small andChristmas came around, I did not
wrap gifts.
I did not wrap gifts foranybody.
When my children woke up onChristmas morning, all their
toys were laid out around theroom, some under the Christmas
(09:20):
tree, some lying on the sofas.
I do not buy wrapping paper towrap all these gifts up so I
could throw my money in thetrash can.
The kids don't care about thewrapping paper.
What is important to them iswhat's on the other side of the
wrapping paper.
(09:41):
So I save myself a little money.
Number five, stop buying extrafood for one day.
Stop buying extra food for oneday.
Yes, we want to have a beautifulmeal for the holiday, but we buy
too much.
We spend too much money on food.
(10:03):
We prepare four to five meats,10 to 15 side dishes, five to
seven desserts, five to sevendifferent drinks, all this food
for one day.
I was guilty of over-preparingfor a family of four.
I had enough food for at least20 people.
(10:25):
I suggest you plan a beautifulSunday dinner for the family
because if you think about it,very little eating is going to
happen on this day.
The children are going to be toobusy playing with toys, games,
and talking to friends.
They are sharing what SantaClaus brought them and talking
(10:48):
about how to play all those newgames online.
Food is the least of theirworries on this day.
The children are going to behappy with a beautiful Sunday
dinner menu.
Are you tired of being in thered?
If you are tired of being in thered, don't get twisted in the
(11:08):
retail marketing gimmicks.
Be wise this holiday season.
Let's try to be financiallyhealthier and smarter with our
hard-earned money.
In the end, we must rememberChristmas is a holy day.
We need to remember the purposeof Christmas and why we even
(11:29):
celebrate this holy day.
It's not about gifts, but itrepresents a day of love.
It's about celebrating the birthof Jesus Christ, our Lord and
Savior.
And there is no better gift thanHim.
So if you want to give a gift,wrap it with love and give Jesus
(11:53):
your heart and soul.
No purchase necessary, no creditcard required.
A Queen's Opinion is a podcastthat allows people, especially
women, to think out loud aboutlife situations and seek an
opinion without being judged.
(12:15):
This podcast is supposed to liftyou up, encourage you to be the
best person you can be, toinspire you to step out of your
comfort zone and into your queenzone.
I didn't say my opinion willsolve your problems.
I am not saying that I am right.
But what I am saying is I'mgoing to give you another view
(12:39):
of the situation from adistance.
No more thinking or questioninga situation by yourself.
Ask the queen.
Go to our website,www.aceensopinion.com.
And click on get in touch toleave your feedback or leave a
(13:00):
question for the queen.
Don't forget to like us whereveryou get your podcast.
Thank you for taking time out ofyour day.
I hope you join me for my nextepisode.
Until then, goodbye.
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