Adulting Decrypted
We prepare young adults to be independent powerhouses for life.--Who We Are: The Adulting Decrypted team is composed of a Dad and his three sons: Roscoe(Dad - age redacted), Ashton(22), Gene(18), and Gideon(14). How We Started: As a family we have always tried to have at least one meal together daily. The meal that typically ends up being is dinner. One night in particular near the beginning of the COVID pandemic, our conversation started with Roscoe mentioning that he had recently read a news article stating that an Ivy League college was offering “Adulting,” classes. These classes were being offered in the hopes that they might be able to educate students who were struggling with common “Adult” tasks. It didn't make sense to us that someone would have to enroll in an Ivy League school to learn things that nearly every person has to deal with daily. To us it seemed that things like shopping, laundry, mental health, communication, taxes, loans, and so much more should be basic knowledge before taking on the substantial challenges of modern life. Eventually the idea was floated that there should be a podcast that can be accessed for free that would help people gain insight into these things that we thought we knew fairly well. Since COVID-19 had caused unemployment and school schedule changes for all of us we thought that there could be no better thing than for us to take on this challenge. Less than a month later, after several planning meetings and countless hours of research, we had recorded and uploaded our first episode.
Episodes
Understanding Car Insurance: Full Coverage vs. Liability Only
Hey everyone! In this episode, we dive into the nitty-gritty of car insurance. Learn the key differences between full coverage, liability only, and other essential types of insurance like comprehensive and collision. We break down what each term means, how they work, and which one might be best for your specific situation. Join us as we make sense of deducti...
HOAs Explained: What You Need to Know Before Buying Your First Home!
In this episode, we dive into the essentials of Homeowners Associations (HOAs). Discover what an HOA is, the pros and cons, and how it can affect your property and lifestyle. From additional fees to community amenities, we'll cover everything first-time home buyers need to know. Don't forget to read those bylaws before moving in! #HomeBuying...
Is it time to replace your tires, or can you squeeze out a few more miles? In this episode, we answer the classic question: "Hey Dad, when should I get new tires?" Using the simple penny test (while we still have pennies!), we dive into how to check tread depth, spot dangerous wear patterns, and avoid getting talked into a premature replacement. We talk about:
- What uneven wear, bubbles, and exposed belts ...
In the season 7 finale of 'Adulting Decrypted', we embarked on a journey of games, discussions, and introspection on adulting. With a special guest. From revisiting past episodes through a quiz, this episode was a blend of entertainment and profound insights on growth and learning as we navigate the complexities of adulthood. Personal stories shared, leaving us with valuable lessons on resilience and persona...
Embark on a financial journey with us as we explore financial accounts in the Roth IRAs world of mutual funds and index funds. Discover the importance of investing early and where. Engage with us through social media, suggest topics, and support the podcast for more insightful content.
Today Dad takes us through a series of enlightening discussions where we explore problem-solving techniques, share personal reflections, and emphasize the significance of confident action in overcoming hurdles. Together, we uncover the essence of identifying root causes, visualizing challenges, brainstorming solutions, and embarking on a journey of growth and empowerment through practical wisdom and shared experiences...
Embark on an insightful journey through financial literacy and investment strategies as we delve into understanding different account types, including checking, savings, CDs, IRAs, and brokerage accounts. Gain practical tips on managing these accounts effectively, informed by the hosts' experiences, while emphasizing the significance of conscious spending, compound interest, and prudent financial planning. Explor...
In this one we laugh and try to determine who is the most adult out of the group. Dad won for sure. However, Ashton was close behind with Gene and Gideon tying for last.
If you want to take the quiz here it is! Feel free to share your results with us.
https://www.buzzfeed.com/andyneuenschwander/what-percent-adult-are-you-quiz
In this episode of Adulting Decrypted, we explore how refraining from judging others can promote empathy, encourage open-mindedness, reduce stress, and foster personal growth. As we share personal experiences and discuss the importance of self-improvement. We look forward to hearing the same from you.
In this episode, we dive into the power of celebrating small wins, focusing on motivation, recognition, positive messaging, and team building. By sharing personal experiences, we explore how acknowledging victories can drive individual and collective success in various aspects of life.
On this episode we had a ton of fun covering finances this is the 102 version of the episode. We covered CSP not a budget. This is borrowed from Ramit the CSP is conscious spending plan.
Net worth on topline just to have it.
Fixed Cost -50% to 60% of income (rent, insurance, utilities, fee's etc)
Investment -10% (Roth, 401K)
Savings -5% to 10% (trips, emergencies, gifts, weddings)
Gui...
This episode is about Jake Strack and his road to adult hood. There is not a straight path. There can and will be twists and turn and it is part of the process. Jake has a belief that most people don't know what they are doing. They are possibly the expert at their area but not at all areas. Be willing to fail, fail often fail fast. Jake talks about Hanlon's razor "Never attribute to malice that ...
This one we go over financial independence vs security and cover some very basics of finances. Do you know what your net worth is? Assets-Liability= Net Worth... Do you know how much you spent last month? Remember your net worth and personal worth aren't a direct result for each other. However, at times we do understand how we assume they are! Great discussion on the first steps of finance. Keep us post...
In this episode we talk about listening skilz and how they can set us apart. How there are 10 diffrent types of filters to be aware of. You can reach Larry @ Larry@larrychatterton.com ... We learned to be aware of what you are saying and how you say it.
Find all our episodes by category on our website! https://adultingdecrypted.com/episode-search/
Gene Lead this Episode on Wellness!
We talk about the 8 areas of Wellness, Physical, Intellectual, Social, Emotional, Financial, Occupational, Environmental, and Spiritual.
Today we had a fun discussion of the different areas we can all be working on! Good luck as you adult! And remember! YOU GOT THIS!
Find our website here.
We had a great conversation about what we need to do for job interviews. Join us today as we look through skills specifically for job interviews and some general communication skills.
It might be hard right now to find a "job" so when you get a chance to interview you jump on it. Here are some ideas on how to prepare and what to say when you get in there.
A few things we forgot are follow ...
Join us this week, where we discuss the ins and outs of making friends in college. As we chat, we touch on navigating roommate relationships, making good use of social media to meet people, and finding your crew among new groups. Our friend Gene, who has just started university himself, shares some of his experiences. We also chat about how important group projects and extracurricular activities are for making friend...
We discuss running from Bears, Avoiding Rattle Snakes and the occasional heigh story. We had a fun time discussing Fears and how to overcome them and to realize what we need to do to improve our chances of feeling Brave! Find this and many other episodes by category on our website! https://adultingdecrypted.com/episode-search/
In this episode we discuss a scary trend that every parent, grandparent and adult decrypted listener needs to know about. Thanks #CrimeJunkies for the info. We cover what it is, who to talk to and the dangers of being scammed as well as trying to go forward with confidence. PLEASE share this with everyone. Be willing to talk around the kitchen table or at the grocery store. Everyone deserves to live their best li...
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