All Things Financial

Did you know there’s a specific order of withdrawals that can help maximize retirement savings?

Taxes can quietly become one of the biggest factors in how much retirement income investors and retirees actually keep. In this episode, Trey and Yelisey explain how Social Security taxation, withdrawal order, progressive tax brackets, RMDs, and account location can all affect a retirement plan. They also emphasize the value of pro...

If your professional title were removed today, would those around you still view you as a leader based on your actions?

This episode breaks down the foundational principles of leadership, starting with the often-overlooked skill of leading yourself. The hosts explore how leadership impacts every area of life: from personal habits to family dynamics and workplace culture. By focusing on consistency, humility, and intentional action, ...

Are you just sitting on your money when you could be telling it where to go?

Trey and Yelisey discuss the subtle, non-dramatic financial errors that can significantly hinder a person's ability to retire well. The episode highlights how delay, lack of planning, and emotional decision-making act as the primary barriers to long-term wealth. Listeners are encouraged to replace fear with disciplined habits and consistent action to achie...

When is the right time to start drawing income from savings?

This episode explores the "Retirement Red Zone," the critical period spanning the final years of work and the beginning of retirement when investors must shift from accumulating wealth to creating a sustainable income plan. Trey and Yelisey discuss the technical complexities of optimizing government benefits and navigating enrollment rules to avoid lifelong financial penal...

What habits help ordinary earners accumulate significant wealth over time?

This episode focuses on the fundamental shift from reactive, emotional money management to a disciplined, purpose-driven approach to building wealth. Hosts Trey Peterson and Yelisey Kuts discuss the psychological traps of social media comparison and the importance of maintaining "margins" in your income to ensure long-term financial peace. By prioritizing con...

Are temporary emotional reactions leading to permanent, negative consequences for your retirement portfolio?

Financial mistakes are often rooted in emotional triggers like fear, greed, and scarcity rather than a lack of intelligence or market knowledge. By identifying personal "money scripts" and shifting toward an abundance mindset, individuals can move away from survival mode and toward genuine financial peace. Working with a prof...

In this episode, Sophia Skoog interviews Yelisey Kuts to uncover the personal experiences and lessons that shaped his approach to investing and advising clients. Through stories, analogies, and real-world examples, Yelisey explains why discipline, time, and emotional control matter more than chasing short-term results. The conversation highlights how wealth is built slowly, preserved intentionally, and often lost through fear-based...

How does authentic encouragement build trust faster than any other leadership skill?

In this episode, Trey and Yelisey talk with Jordan Montgomery about the transformative power of authentic encouragement. Jordan shares personal stories from his career in wealth management, his faith journey, and the pivotal moments that reshaped how he leads and serves others. Together, they unpack how encouragement, when rooted in truth and presen...

How does leadership change when it’s viewed as a lifelong process instead of a destination?

In this episode, Sophia Skoog interviews Trey C. Peterson on leadership lessons learned through building a business, developing people, and navigating seasons of growth. He shares how leadership is less about titles or rapid success and more about becoming the person capable of stewarding influence well. The conversation centers on char...

How can identifying the "wrong" questions to ask a financial advisor actually lead to a more secure financial future?

This episode breaks down common questions people ask financial advisors that often signal unrealistic expectations about markets, taxes, and retirement certainty. Trey and Yelisey explain why guarantees, predictions, and comparisons to others can undermine sound financial planning. Instead, they emphasize conservativ...

What uncomfortable questions are you perhaps not asking your financial advisor, but which are also some of the most critical questions that you should be asking them?

This episode tackles the awkward financial questions most people avoid asking and explains why those conversations are essential for a secure retirement. Trey and Yelisey break down questions related to savings, spending, longevity, taxes, and emotional decision-making...

How might living by margin change your financial decision-making?

In this episode, Trey, Yelisey, and guest Keith Craft explore the connection between financial discipline, leadership, and legacy. The discussion will challenge you to replace budgeting with margin-based living and to think differently about money, wisdom, and long-term impact.

Keith Craft is a pastor, entrepreneur, and leadership coach. He leads one of the largest Ch...

Have you given much thought to how your definition of success might change after age 60?

This episode will invite you to rethink what success really means after age 60 and why mindset matters as much as preparation. Trey and Yelisey discuss identity, purpose, structure, and perspective as key drivers of fulfillment in retirement. Rather than viewing retirement as an ending, the episode reframes it as an invitation to live with inten...

Which long-term care funding strategy best aligns with your assets, retirement goals, and risk tolerance?

In this episode, Trey and Yelisey explore how long-term care needs can dramatically impact retirement—financially, emotionally, and relationally. They explain why 70% of Americans will need some form of care and why failing to prepare can drain even strong retirement plans. They also walk through self-insuring, traditional...

How can you structure your investments so your money lasts as long as you do or perhaps even longer?

In this episode, Trey and Yelisey outline practical strategies to help you build a retirement plan that withstands market swings, inflation, and longevity risk. They explain why balanced risk, Social Security timing, and the following three “buckets of money” can profoundly change retirement outcomes:

* Yellow Bucket: You...

How can you evaluate whether a college degree will pay off for your specific career goals?

This episode explores whether college is still a worthwhile investment in a world where tuition is rising and alternative paths are becoming more viable. Trey and Yelisey break down the financial, personal, and career factors that determine whether higher education truly pays off.

What you’ll learn in this episode:

(00:58) Why the value ...

How can rising wedding costs impact your long-term financial stability and retirement prospects?

In this episode, Trey and Yelisey break down the booming wedding industry and reveal how its rising costs directly affect retirees. They explain the opportunity cost behind big gifts, why delayed marriage intersects with retirement planning, and how to provide support without sacrificing long-term financial security. From tax strategies ...

What can you learn from Dr. Mark Rutland about turning personal faith into professional resilience?

In this episode, Trey and Yelisey chat with Dr. Mark Rutland about what it takes to turn a crisis into a comeback. From rescuing failing organizations to building thriving ministries, Dr. Rutland shares timeless lessons about flexibility, stewardship, character, and faith. This conversation blends practical financial wisdom with spiri...

What really happens behind the scenes when financial advisors try to help clients stay on track?

In this episode, Trey and Yelisey open up about the real challenges financial advisors face behind closed doors—from overspending clients to emotional investing and hidden purchases. Through honest stories, they reveal how transparency, planning, and partnership can make or break retirement success. This conversation offers a rare ...