All Things Retirement

🔓 Unlock Your Retirement’s Potential- Schedule a Call with Cardinal Wealth: https://cardinalwg.com/schedule-now

A federal employee preparing for retirement asked a question that comes up often: should you leave your money inside the TSP or move it somewhere else once you retire? Anthony uncovers some of the biggest factors federal employees should think about as they transition into retirement and begin turning savings into income...

🔓 Unlock Your Retirement’s Potential- Schedule a Call with Cardinal Wealth: https://cardinalwg.com/schedule-now

Anthony explains why one of the most overlooked investing decisions has nothing to do with picking stocks or timing the market. He focuses on asset location, where your investments are actually held and why that detail can quietly impact your taxes and long-term retirement results. Tune in for practical insights about ge...

🔓 Unlock Your Retirement’s Potential- Schedule a Call with Cardinal Wealth: https://cardinalwg.com/schedule-now

Turning on Social Security at 62 can feel like a smart move, especially if you’ve got a goal like paying off your mortgage early. But this decision isn’t as simple as it looks. In this episode, Anthony walks through a common question: Should you start benefits early to eliminate debt faster? While it can work in certain ...

🔓 Unlock Your Retirement’s Potential- Schedule a Call with Cardinal Wealth: https://cardinalwg.com/schedule-now

You want your spouse involved in your retirement plan, but every time money comes up, it feels like you hit a wall. Anthony dives into what’s really going on beneath the surface when someone avoids financial conversations. It’s often not about disinterest; it’s about discomfort, fear, or feeling out of place. And the way...

🔓 Unlock Your Retirement’s Potential- Schedule a Call with Cardinal Wealth: https://cardinalwg.com/schedule-now

Retirement planning isn’t just about saving enough; it’s about managing your taxes effectively to keep more of what you’ve worked hard for. Many retirees make common tax mistakes that can end up costing them more than they anticipated. Anthony discusses the most common tax mistakes retirees make and provides practical ti...

🔓 Unlock Your Retirement’s Potential- Schedule a Call with Cardinal Wealth: https://cardinalwg.com/schedule-now

Life insurance is one of those things most people set up years ago and rarely revisit. As your income, assets, and responsibilities change, so does the role life insurance should play in your plan. Anthony walks through the differences between term, whole, and universal life insurance, and how to think about each one at ...

🔓 Unlock Your Retirement’s Potential- Schedule a Call with Cardinal Wealth: https://cardinalwg.com/schedule-now

Finding a financial advisor can feel overwhelming, especially when, on the surface, they all seem the same. Similar websites, similar promises, and similar services can make it difficult to know who’s truly different and who’s the right fit for you. But once you dig deeper, the differences become much clearer. In this ep...

🔓 Unlock Your Retirement’s Potential- Schedule a Call with Cardinal Wealth: https://cardinalwg.com/schedule-now

Sitting on the sidelines while the market moves can feel safe, but it may be costing you more than you think. This conversation centers on why investors hesitate to re-enter the market and the real risks of waiting too long. You’ll hear how emotions, headlines, and short-term volatility can derail long-term plans, plus p...

🔓 Unlock Your Retirement’s Potential- Schedule a Call with Cardinal Wealth: https://cardinalwg.com/schedule-now

Markets have a way of testing investors. When things are calm, it’s easy to feel comfortable with risk. But when volatility hits, and headlines start sounding like storm warnings, many people suddenly realize their plan may not match their true tolerance for turbulence. Today, Anthony explores how to think about risk tol...

🔓 Unlock Your Retirement’s Potential- Schedule a Call with Cardinal Wealth: https://cardinalwg.com/schedule-now

Losing a spouse is one of the hardest experiences a person can face, but many families are surprised to discover that it can also trigger a significant tax increase. The shift from married filing jointly to single filer changes how income is taxed, even if the surviving spouse’s income doesn’t change much. Anthony breaks...

🔓 Unlock Your Retirement’s Potential- Schedule a Call with Cardinal Wealth: https://cardinalwg.com/schedule-now

If something happened to you tomorrow, would your family know where everything is? In this episode, we explore one of the most overlooked pieces of estate planning: the Letter of Instruction. While wills and trusts handle the legal details, a Letter of Instruction helps loved ones navigate the real-world logistics after ...

We’re back to continue our conversation on retirement planning for PSEG employees. Anthony has spent a lot of time getting familiar with these employees and is here to share valuable insights and strategies to help you make the most out of your benefits in this two-part episode.

This week, we’re going to take a look at Cardinal Wealth's Financial Planning For PSEG Employees Guide, talking through who it’s intended for, some of the ...

In today’s episode, we’re going to dive into the ins and outs of retirement planning for PSEG employees. Anthony has spent a lot of time getting familiar with these employees and is here to share valuable insights and strategies to help you make the most out of your benefits.

Here’s some of what we discuss in this episode:

• A little background on PSEG + how Anthony started helping these employees
• How can PSEG employees make th...

Are we on the brink of a retirement renaissance or stormy seas ahead? In this episode, we jump into the pressing issues of Social Security, healthcare, taxes, stock market trends, and long-term care. Whether you're an eternal optimist or cautious pessimist, this episode will equip you with perspectives to plan your retirement years with confidence as we ask the longstanding question, “Is the glass half full or half empty?”

Here’s...

Losing a spouse is an unimaginably tough life event, but the financial implications can add another layer of stress to the grieving process. In this episode, we delve deep into the most common financial issues faced by widows and widowers, from dealing with income gaps to navigating tax changes as a single filer. 

We explore actionable strategies to address these problems, such as the importance of life insurance and the ins and ou...

The relationship you have with a financial advisor is one of the most important you’ll have in life. They’re with you through the ups and downs of life and help bring a feeling of security to your family. It’s important to remember that you aren’t stuck with an advisor once you pick one, and change can sometimes be necessary.

In this episode, we delve into the complex and often emotionally charged process of changing financial advi...

Are you nearing “retirement age?” If so, let’s explore that pivotal question you’ll soon face: Should you retire or continue working? We’ll unravel the intricacies of this decision, addressing both financial and emotional aspects, and help you find out if you’re truly ready to retire.

Here are some of the highlights you’ll want to listen for:

• Starting early ...

Finding a trustworthy and competent financial advisor is essential for securing your financial future. After all, they play a vital role in helping you make informed decisions about your money, investments, and long-term financial goals.

Make sure you check out our free download that was mentioned on the show, 10 Mistakes to Avoid When Hiring an Advisor: https://cardinalwg.com/resources/downloadable-materials

Here are some of the...

Whether you’re close to retirement or still far from that exciting date, it’s not uncommon to wonder when you should start preparing for each aspect of it.

From figuring out the right time to be debt-free and when to adjust your portfolio risk, to deciding when to plan for your Social Security benefits or healthcare coverage, this episode guides you through the ideal timeline for each.

Tune in to find out how far away from retireme...