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February 8, 2025 38 mins

My guest is Detego Health's CEO Richard Haldeman: "We are focused on the small employer and the individual 1099 workers who have been priced out of standard health care company pricing as well as the ACA/Obamacare plans".

Richard is extraordinarily qualified to make this happen... and is in fact making it happen already.

Brokers, this show is for you! But, it’s also for the small business employer, the 1099 contract worker, the business partner, the specialist who can now get AFFORDABLE healthcare coverage when ACA and other options fail you.

In this episode we cover areas including level funded, fully insured and self-funded. We talk about what those terms mean and how does that roll over into Detego Health, what do we do and how we offer products in all three of those categories.

I am Cary Hall, America's Healthcare Advocate, and I bring you this information as I work to continually separate fact from fiction on the subject of health care.

Here are some excerpts. Rich Haldeman: "White Hat PBM: This PBM takes no rebates. Any rebates that come through go back into our claim fund for our members. Everything is pre negotiated. So there's not a ridiculous markup on drugs. There's no incentive to move one person from one medication to another. It is the best medication at the best price. And they have an incredibly good clinical and customer service for our members. And if you're wondering, how does this relate to what health care costs. 25 to 30% of your spend of every dollar that goes out for health care revolves around prescription drug medication? So there's a reason that a drug store bought a health insurance company. I'm talking about CVS. They're not having a very good time of it. Okay. There's a reason why United Health Care owns their own pharmacy benefit manager".

This is season 21 episode 2. (2102)

Learn More, visit https://detegohealth.com or call Detego Health: (855) 459-1113 Need help or have something to share? Contact me, Cary Hall, America's Healthcare Advocate: https://www.americashealthcareadvocate.com/contact-us

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