AmeriServ Presents: Bank Chats
Financial education shouldn't be boring! Bank Chats combines a relaxed conversational style with experts from various fields to talk about banking and finance using terms that everyone can understand. DISCLAIMER This podcast focuses on having valuable conversations on various topics related to banking and financial health. The podcast is grounded in having open conversations with professionals and experts, with the goal of helping to take some of the mystery out of financial and related topics; as learning about financial products and services can help you make more informed financial decisions. Please keep in mind that the information contained within this podcast, and any resources available for download from our website or other resources relating to Bank Chats is not intended, and should not be understood or interpreted to be, financial advice. The host, guests, and production staff of Bank Chats expressly recommend that you seek advice from a trusted financial professional before making financial decisions. The host of Bank Chats is not an attorney, accountant, or financial advisor, and the program is simply intended as one source of information. The podcast is not a substitute for a financial professional who is aware of the facts and circumstances of your individual situation. AmeriServ Presents: Bank Chats is produced and distributed by AmeriServ Financial, Incorporated.
Episodes
April is an exciting month in finance. Not only is April Financial Literacy Month, but April 7th-11th is America Saves Week, AND April 24, 2025 is Teach Children to Save Day! On this episode of Bank Chats, Drew and Jeff chat with Kerri Mueller and Randy McLaughlin on the topic of savings, and how to make saving money fun and easy for children of all ages.
Resources:
Financial Library
...
There are different categories of value. Goods and services that you pay for have a value, but so do your family photos. Sure, Drew may not place value on Jeff's family portrait, but there is sentimental value to Jeff. On this episode of 2 Cents, Drew and Jeff chat about monetary value, and how the value of certain goods and services have changed over the decades.
AmeriServ's Website:
https...
Our Saint Francis friends are back once again, this time to chat about a technology that has quite the buzz surrounding it. Artificial Intelligence (AI) has many practical applications but can be detrimental if used improperly. What exactly is AI? Can we trust this technology? How could AI benefit the financial industry? Learn the answers to these questions and more on this episode of Bank Chats.
Credits:
When it comes time to upgrade your vehicle, do you buy or lease? On this episode of 2 Cents, Drew and Jeff discuss the pros and cons of each option. Would you rather have the latest and greatest model, or the freedom to drive as many miles as you'd like? Would you rather have lower monthly payments, or potentially build equity? Check out this great debate!
AmeriServ's Website:
https://www.ameris...
Excellent customer service is the backbone of many businesses. On this episode of Bank Chats, Drew and Jeff talk with Amie Stevens, the Retail Training Director at AmeriServ, about customer service in the financial industry. What makes a good bank teller? How do banks and other businesses alike balance customer satisfaction with business needs? How do you keep customer service staff motivated and up to date ...
You've reached the end of your 15 or 30 year mortgage, and you are about to have your home fully paid off. Now what? On this episode of 2 Cents, Drew and Jeff chat about what happens after your last payment.
AmeriServ's Website:
https://www.ameriserv.com/
Additional Resources
Financial Library - Housing
Credits:
An AmeriServ Financial, Inc. Production
Mus...
Many of us dream of a day when the numbers on the piece of paper we hold in our hands match the numbers on the TV screen. What would you do if you won the lottery, and your life changed overnight? The lottery industry in the US is massive, but is it a sound financial plan or investment? Drew and Jeff chat about everything jackpot in this episode of Bank Chats.
Credits:
An AmeriServ Financial, In...
When we hear the words, financial institution, we generally think about banks and credit unions. Even though the podcast is called "Bank" Chats, Drew and Jeff thought it was only fair to chat about our cousin, the credit union, on this episode. Will Drew change Jeff's perception of credit unions? Check out the latest episode to find out!
AmeriServ's Website:
https://www.ameri...
To end the year, Drew and Jeff decided to answer Google's top three searched who, what, where, when, why, and how questions about banks. We at AmeriServ would like to thank everyone who has listened to one or more episodes this year. We have had over 2,000 downloads so far, and that number keeps climbing thanks to you.
Episodes Referenced:
2 Cents Episode 10: A Tennis Titan's Banking B...
Leave a Comment on Our Website
It seems like Jeff enjoys putting Drew on the spot recently. On this episode, Drew is tested once again, but this time, on his financial literacy. Take the quiz alongside Drew, let us know if you are smarter than a banker.
AmeriServ's Website:
https://www.ameriserv.com/
Credits:
An AmeriServ Financial, Inc. Production
Music by Rattle...
Leave a Comment on Our Website
On this episode of Bank Chats, William McKendree, Director of the Pennsylvania Healthcare Benefit Solutions Program, talks all things Medicare, from its origins, to who qualifies for the benefits, and how to obtain Medicare benefits. He explains Part A, Part B, Medigaps, and much more. If you or a loved one are approaching the Medicare eligibility age, this is an episo...
Leave a Comment on Our Website
This episode totally sleighs!
Halloween is over, which means the holiday retail season is upon us. In this episode of 2 Cents, Drew and Jeff chat about small businesses, brick-and-mortar stores vs online eCommerce, and marketing during this time of year.
AmeriServ's Website:
https://www.ameriserv.com/
Credits:
An AmeriServ Financial, Inc. ...
Leave a Comment on Our Website
They’re back! October is National Cybersecurity Awareness Month, so, we invited our friends from Saint Francis University, Kevin Slonka and Mike Zambotti, to chat about careers in Information Security. With technology ever evolving, and the digital world growing exponentially, the need for Information Security experts is also rising at an incredible rate. Join us to learn w...
Leave a Comment on Our Website
Bread, guap, and loud budgeting, are just a few “new age” financial terms. In this 2 Cents episode, Drew and Jeff have some fun, and get schooled on current financial lingo, as well as some old school financial slang from generations ago. How many terms did you know?
AmeriServ's Website:
https://www.ameriserv.com/
Credits:
An AmeriServ Financi...
Leave a Comment on Our Website
A new school year is underway for most college students, and for those students, a new year comes with tuition, books, lodging, food, and other miscellaneous bills. On this episode of AmeriServ Presents: Bank Chats, Drew chats with author, talk-radio host, and Ramsey Personality, George Kamel, on the topic of finances and education. How can parents start saving for the coll...
Leave a Comment on Our Website
Have you ever bent down to pick up a lucky penny from the sidewalk? When was the last time you left or took a penny from that cup on the counter at your local gas station? On this episode of 2 Cents, Drew and Jeff chat about the one cent piece, more commonly referred to as the penny. Should the penny continue to be minted in the U.S. or should we drop our one cent piece lik...
Leave a Comment on Our Website
Learning how to budget, or what causes your credit score to increase or decrease, or even just the process of applying for a credit card, all fall under the category of financial literacy. Are we ever truly financially literate? How would you measure it? On this episode of Bank Chats, Drew and Jeff chat with Emma King from Banzai, a company with a mission to share financial...
Leave a Comment on Our Website
If you had a million dollar check, what would you do with it? Coast into the drive-thru at your bank to deposit it? That's what a top tennis player attempted to do a few years ago. Why could attempting this be problematic? You'll have to listen to find out!
AmeriServ's Website:
https://www.ameriserv.com/
Credits:
An AmeriServ Financ...
Leave a Comment on Our Website
Back by popular demand, Kevin Slonka and Michael Zambotti from Saint Francis University, continue their cyber-centric chat with Drew on this episode of Bank Chats. In this episode, the trio discuss tech topics such as cloud-based technologies, VPNs, and users’ rights in terms of privacy. Want to learn what a Wi-Fi pineapple is? Check out this episode and find out!
...
Leave a Comment on Our Website
So, everything is too expensive these days and you want to save some money? We have you covered. On this episode of 2 Cents, Drew and Jeff run through a list of tips and tricks that could help keep more of your money in your pocket.
AmeriServ's Website:
https://www.ameriserv.com/
Credits:
An AmeriServ Financial, Inc. Production
Musi...
Popular Podcasts
If you've ever wanted to know about champagne, satanism, the Stonewall Uprising, chaos theory, LSD, El Nino, true crime and Rosa Parks, then look no further. Josh and Chuck have you covered.
Current and classic episodes, featuring compelling true-crime mysteries, powerful documentaries and in-depth investigations. Follow now to get the latest episodes of Dateline NBC completely free, or subscribe to Dateline Premium for ad-free listening and exclusive bonus content: DatelinePremium.com
I’m Jay Shetty host of On Purpose the worlds #1 Mental Health podcast and I’m so grateful you found us. I started this podcast 5 years ago to invite you into conversations and workshops that are designed to help make you happier, healthier and more healed. I believe that when you (yes you) feel seen, heard and understood you’re able to deal with relationship struggles, work challenges and life’s ups and downs with more ease and grace. I interview experts, celebrities, thought leaders and athletes so that we can grow our mindset, build better habits and uncover a side of them we’ve never seen before. New episodes every Monday and Friday. Your support means the world to me and I don’t take it for granted — click the follow button and leave a review to help us spread the love with On Purpose. I can’t wait for you to listen to your first or 500th episode!
Listen to 'The Bobby Bones Show' by downloading the daily full replay.
The Clay Travis and Buck Sexton Show. Clay Travis and Buck Sexton tackle the biggest stories in news, politics and current events with intelligence and humor. From the border crisis, to the madness of cancel culture and far-left missteps, Clay and Buck guide listeners through the latest headlines and hot topics with fun and entertaining conversations and opinions.