AmeriServ Presents: Bank Chats
Financial education shouldn't be boring! Bank Chats combines a relaxed conversational style with experts from various fields to talk about banking and finance using terms that everyone can understand. DISCLAIMER This podcast focuses on having valuable conversations on various topics related to banking and financial health. The podcast is grounded in having open conversations with professionals and experts, with the goal of helping to take some of the mystery out of financial and related topics; as learning about financial products and services can help you make more informed financial decisions. Please keep in mind that the information contained within this podcast, and any resources available for download from our website or other resources relating to Bank Chats is not intended, and should not be understood or interpreted to be, financial advice. The hosts, guests, and production staff of Bank Chats expressly recommend that you seek advice from a trusted financial professional before making financial decisions. The hosts of Bank Chats are not attorneys, accountants, or financial advisors, and the program is simply intended as one source of information. The podcast is not a substitute for a financial professional who is aware of the facts and circumstances of your individual situation. AmeriServ Presents: Bank Chats is produced and distributed by AmeriServ Financial, Incorporated.
Episodes
It's that time of year again, back-to-school shopping is in full swing. Many parents dig deep in their pockets to purchase school supplies, new outfits, and the latest tech gadgets for their child(ren).
On this episode of 2 Cents, Drew and Jeff chat about various tips and tricks they found for back-to-school shopping that could save you time, headaches, and money.
Resources:
Honey
College Budget B...
On this episode of Bank Chats, Drew and Jeff welcome back John Valkovci from Saint Francis University to chat about the evolution and current state of cryptocurrency. John fills us in on new policies/regulations surrounding digital assets, as well as the concept of tokenized bank deposits.
Credits:
An AmeriServ Financial, Inc. Production
Music by SchneckMind, powered by Suno
Hosted by Drew Thomas...
Have you ever really looked at a dollar bill? Not to see if a previous owner doodled something in the corner, or if there are too many creases for a vending machine to accept it.
On this episode of 2 Cents, Drew and Jeff chat about the plethora of symbolism that can be found on US currency. Did you know those fine lines in the corners of a dollar bill serve a purpose? Do you know where that bill was printed? ...
Competing in the Olympics is a dream many athletes strive to reach, but at what cost? On this episode of Bank Chats, Drew and Jeff sit down with Team USA Skeleton slider, Dan Barefoot, to chat about the sport, his journey, and what it takes physically, mentally, and financially, to pursue a dream in the sport of Skeleton. Dan's story is one you want to hear!
Resources:
projectpushtogoldfund.org
B...
The summer travel season is upon us, so Drew and Jeff decided to share some tips and tricks to hopefully help you save some money on vacation, and keep the money you do bring with you safe.
Resources:
Timely Tips - Vacation and Travel Security
Credits:
An AmeriServ Financial, Inc. Production
Music by Rattlesnake and Millo
Hosted by Drew Thomas and Jeffrey Matevish
Thanks for liste...
May is Internal Audit Awareness Month, and to celebrate, we invited our Chief Auditor, Laura Fiore, to the podcast to chat about the audit profession. Laura dives into the key differences between internal and external auditors, and maps out how the role of internal auditors spans the entirety of a company. How can an internal audit department benefit your company? Find out in this episode!
Resources:
The ...
A topic of discussion in recent news, tariffs, specifically import tariffs, may affect your spending habits in the not too distant future.
On this episode of 2 Cents, Drew and Jeff talk tariffs. Why are tariffs put into place? Who pays these taxes, and how do they affect consumers? Find the answer to these questions and more in this episode.
AmeriServ's Website:
https://www.ameriserv.com/
April is an exciting month in finance. Not only is April Financial Literacy Month, but April 7th-11th is America Saves Week, AND April 24, 2025 is Teach Children to Save Day! On this episode of Bank Chats, Drew and Jeff chat with Kerri Mueller and Randy McLaughlin on the topic of savings, and how to make saving money fun and easy for children of all ages.
Resources:
Financial Library
...
There are different categories of value. Goods and services that you pay for have a value, but so do your family photos. Sure, Drew may not place value on Jeff's family portrait, but there is sentimental value to Jeff. On this episode of 2 Cents, Drew and Jeff chat about monetary value, and how the value of certain goods and services have changed over the decades.
AmeriServ's Website:
https...
Our Saint Francis friends are back once again, this time to chat about a technology that has quite the buzz surrounding it. Artificial Intelligence (AI) has many practical applications but can be detrimental if used improperly. What exactly is AI? Can we trust this technology? How could AI benefit the financial industry? Learn the answers to these questions and more on this episode of Bank Chats.
Credits:
When it comes time to upgrade your vehicle, do you buy or lease? On this episode of 2 Cents, Drew and Jeff discuss the pros and cons of each option. Would you rather have the latest and greatest model, or the freedom to drive as many miles as you'd like? Would you rather have lower monthly payments, or potentially build equity? Check out this great debate!
AmeriServ's Website:
https://www.ameris...
Excellent customer service is the backbone of many businesses. On this episode of Bank Chats, Drew and Jeff talk with Amie Stevens, the Retail Training Director at AmeriServ, about customer service in the financial industry. What makes a good bank teller? How do banks and other businesses alike balance customer satisfaction with business needs? How do you keep customer service staff motivated and up to date ...
You've reached the end of your 15 or 30 year mortgage, and you are about to have your home fully paid off. Now what? On this episode of 2 Cents, Drew and Jeff chat about what happens after your last payment.
AmeriServ's Website:
https://www.ameriserv.com/
Additional Resources
Financial Library - Housing
Credits:
An AmeriServ Financial, Inc. Production
Mus...
Many of us dream of a day when the numbers on the piece of paper we hold in our hands match the numbers on the TV screen. What would you do if you won the lottery, and your life changed overnight? The lottery industry in the US is massive, but is it a sound financial plan or investment? Drew and Jeff chat about everything jackpot in this episode of Bank Chats.
Credits:
An AmeriServ Financial, In...
When we hear the words, financial institution, we generally think about banks and credit unions. Even though the podcast is called "Bank" Chats, Drew and Jeff thought it was only fair to chat about our cousin, the credit union, on this episode. Will Drew change Jeff's perception of credit unions? Check out the latest episode to find out!
AmeriServ's Website:
https://www.ameri...
To end the year, Drew and Jeff decided to answer Google's top three searched who, what, where, when, why, and how questions about banks. We at AmeriServ would like to thank everyone who has listened to one or more episodes this year. We have had over 2,000 downloads so far, and that number keeps climbing thanks to you.
Episodes Referenced:
2 Cents Episode 10: A Tennis Titan's Banking B...
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It seems like Jeff enjoys putting Drew on the spot recently. On this episode, Drew is tested once again, but this time, on his financial literacy. Take the quiz alongside Drew, let us know if you are smarter than a banker.
AmeriServ's Website:
https://www.ameriserv.com/
Credits:
An AmeriServ Financial, Inc. Production
Music by Rattle...
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On this episode of Bank Chats, William McKendree, Director of the Pennsylvania Healthcare Benefit Solutions Program, talks all things Medicare, from its origins, to who qualifies for the benefits, and how to obtain Medicare benefits. He explains Part A, Part B, Medigaps, and much more. If you or a loved one are approaching the Medicare eligibility age, this is an episo...
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This episode totally sleighs!
Halloween is over, which means the holiday retail season is upon us. In this episode of 2 Cents, Drew and Jeff chat about small businesses, brick-and-mortar stores vs online eCommerce, and marketing during this time of year.
AmeriServ's Website:
https://www.ameriserv.com/
Credits:
An AmeriServ Financial, Inc. ...
Leave a Comment on Our Website
They’re back! October is National Cybersecurity Awareness Month, so, we invited our friends from Saint Francis University, Kevin Slonka and Mike Zambotti, to chat about careers in Information Security. With technology ever evolving, and the digital world growing exponentially, the need for Information Security experts is also rising at an incredible rate. Join us to learn w...
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