Angry Mortgage
Angry Mortgage is a popular podcast hosted by Ron Butler, where he discusses current events and trends in the mortgage industry. Ron is known for his candid and passionate style, often using colorful language and profanity to express his opinions. He covers a range of topics, from the latest developments in mortgage rates to the inner workings of banks and lenders. The show is geared towards both individuals and businesses looking to stay informed and up-to-date on the latest news and trends in the industry. With his extensive knowledge and frank opinions, Ron provides a refreshing and entertaining perspective on the world of mortgages.
Episodes
What's Going On
Special Guest: Steve Saretsky- Ace RE Agent, RE Specialist at Saretsky Group and host of The Loonie Hour podcast
Vancouver, Calgary let's break down the RE landscape
What's next for Canadian Real Estate?
More Condo Chaos? Residential Construction Collapse? Will the coming Federal Budget make the Money Printer go BRRRR? Where will that lead? More Inflation? Could QE reappear?
Lots to cover...
We dive into the aftermath of the Bank of Canada Decision: what's the right approach Fixed or Variable, how to evaluate the Risks & Rewards. How to understand which discount from Prime is acceptable & how to compare with Fixed?
And how does Variable really work, do different banks do different things?
This and a lot more on this pure Mortgage Pod
NOT A Great Investment
SPECIAL GUEST: Jason Pereira- Senior Partner and Financial Planner at Woodgate Financial Inc.
Jason is the perfect person to discuss the absolute disaster many Real Estate Investors face today. Because Jason has spent 10 years doing the math to explain to his Investment Advisory Clients that they were taking senseless risks buying cash flow negative Real Estate
We explore all the things that went w...
Ron & Sacha run through all the Issues in Mortgages today & there's A LOT
- Horrible Real Estate Agent Advice
- Huge Application Processing Backlogs
- Surge in First Time Buyers
- Which Mortgage to take? Fixed or Variable
- Surge in Foreclosures / Power Of Sales YIKES
- What's the future of House Prices In Ontario
Government Is Nuts
My Special Guest J.P. Boutros- Principal at Citius Consultants
JP is a Transit Project Insider who saw the abject insanity Transit from a top-down view. Why is virtually every Transit Project undertaken by Ontario & City Governments a spectacular failure? Crosstown LRT that can NEVER be given a completion date. The Hurontario LRT in Peel that is endlessly delayed
Let's find out why every Trans...
Bad Brokers Out There
SPECIAL GUEST: Julian Renaud- Lawyer at Renaud Law
Let's dig into to the small number of Bad Mortgage Brokers & evil Mortgage Corps
The Rip-Off Off Artists, the people who only want to take advantage of Borrowers. The small number of Bad Actors who should be exposed
Julian is a hero for going after these guys
Let's End Mortgage Fraud
Special Guest Lauren van den Berg
President & CEO at Mortgage Professionals Canada
Why ending Mortgage Document Fraud is so important to Housing & to Canada. Why did the Government say they would act 14 months ago but we still don't have a solution. MPC had been an eternal advocate for CRA Linkage to end Mortgage Document Fraud
Ron & Lauren break down the issues
Condos & MORE
SPECIAL RETURN GUEST: Dan Foch
Love having Dan back on the Pod
Clear, professional & HONEST Analysis on the 416 Condo Crash, how long will it last? How bad will it get? Will it change the way we finance Condos forever?
What about the incredible growth in Purpose Built Rentals, sustainable or not? And Foreign Buyers: WTF going on in BC? Letters to the Prime Minister?
And so much more
Condos. Unemployment. Rates
Special Guest: Anthony Scilipoti President and CEO of Veritas Group of Companies and Forensic Accountant
Anthony is a friend of the Pod & we wanted him back to explore what a massive loss in liquidity does to a Real Estate Market
How many $BILLIONS$ to be lost in the Condo Crash: Antony has was there at the very beginning
How bad will Unemployment get? What is the future of interest rates...
Special Guest Rob Campbell
What's happening in the mortgage trenches? Renewal activity but do most people need changes & refinance not just straight renewal? What about Mortgage Rates: Fixed Rates jump, Bank of Canada NO CHANGE. Were there more purchases in the last 2 months.
Will that be a trend? What about just getting a mortgage? Is it harder
Ron & Rob spit Street Level Truths
How Many Jobs Gone?
My Special Guest is Ron O’Neil- Owner and Researcher of AI intelligent Solutions
He is a leading expert on AI in Canada with a special focus on Real Estate Industry applications
We talk about the mind-bending speed that AI is advancing at, just how it has changed in 6 months & how some jobs are already becoming obsolete
How fast will job elimination happen? Who are the biggest Winners (other than T...
Here's a Pod to hear all about the state of the Condo Market in the GTA, how about the reasons some Condo Buildings are BAD & some are GOOD. Ever wonder why Condo Monthly Maintenance fees SOAR after completion in year 4 or 5?
Get ready for a huge dose of honesty & insight about the biggest RE development story of the last 20 years: GTA Condos: our guest Sam (@saberisixrealestate), has the tea
Founder & CEO Owl Mortgage
We welcome Vince back on the show for a 4th time
Vince is involved in Development of 5 Unit projects on existing Single-Family Lots & Wow he has some stories: You need to wait 2 months for a Consent that says a yard with no trees doesn't have trees, it's $1000 to add an "R" to an address & so many other City Approval horror stories
And what happens when Co-signe...
A Lender's View Of Mortgage Fraud
Albert Collu is the President & CEO of Marathon Mortgage & has over 25 years of Executive experience in the Mortgage Business. He explains the sophistication of today's mortgage document fraud activity. Why it's so dangerous, why it effects Canada's Housing Prices & it is so incredibly unfair to all the honest Canadians who yearn for Home Ownership but w...
Edge Real Estate Analytics
Ben is simply one of the very best Macro Real Estate pros in Canada
He is ALWAYS the first person to make the right call on key RE Trends, often long before anyone else
We tackle: White Collar Crime in RE, the truth about population growth. What's going to happen with rents? What's next in a dead Real Estate Market. What the hell's going on with Blanket Mortgages? The Condo Crash
...
Jeremiah is an Executive Vice President at Colliers & one of the leading Land & Building Salespeople in Canada
This episode we are going to look at the current Housing Correction from the point of origin: buying the land to start the Development. He takes is through the Boom Cycle & the Bust Cycle
How did we get here?
And how long is this current cycle going to last
Realosophy Realty
Having John on the Pod was breakthrough in thinking about the true reasons behind Batshit Crazy House Prices in Canada. Has the mindset of Homes as an INVESTMENT & all that comes with that thinking created an environment of never ending price spirals. How Canada's last big Housing Crisis in 1946 - 1956 was solved without any home price increases
#1 Insolvency Trustees In Ontario
Scott is a return guest with extremely timely updates on Insolvency Trends in in the Province. Hoyes Michalos is the top Consumer Insolvency Firm in: they have the best data
Truly awful Trends:
Massive Increase In Homeowner Insolvencies
CRA goes wild - an extreme increase in Aggressive Collections
Credit Availability has DRIED UP
Indicators of the future right here
Here's What's New
Ron & Sacha review the Breaking News on Mortgage Rates. Canadian 5 - Yr Bond Yields push 5 - Yr Fixed Rate Mortgage in the low 4% Range, the Sweet, SWEET 3.64% 5 - Yr Fixed Rates are gone, is it time to Switch Back to Variable
Also a flurry of house purchases in a really terrible Resale Market: what going on? It's Interesting: all the purchases were LESS than the list prices
And Ron ...
Want to Build Your Own House?
Derek is the President of Westboro MIC & one of their Specialties is providing Construction Mortgages to Ontarians to build their own homes. It's complicated, the Borrower needs a lot of cash to get started & should be prepared to for a complex process to finish but it's possible
Ron & Derek cover the Private Lending landscape in detail
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