Bank of England Cuts Rates - Will House Prices Keep Rising?
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The Bank of England has cut interest rates to 4.5%, the lowest level in 18 months. But how much further could they fall? With mortgage rates shifting, affordability stretched, and a stamp duty deadline approaching, could we be heading for a turning point in the property market?
House prices have now risen for five consecutive months, but with annual growth slowing and market activity softening, how long can this trend continue? Plus, major lenders including Barclays, HSBC, and Nationwide have started lowering mortgage rates—what does this mean for buyers and landlords?
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