003: How to Pay for Therapy Without Breaking the Bank

Struggling to afford therapy or not sure where to start? In this episode, we break down practical, budget-friendly ways to pay for mental health care. Learn how to use insurance (even out-of-network), find sliding scale therapists, explore low-cost and free options, and tap into online platforms and support groups. Whether you’re uninsured, tight on funds, or just trying to figure out your options, this guide will help you take that first step toward getting the support you deserve. We cover: * Why therapy costs what it does * How to use insurance, superbills, HSA/FSA * Sliding scale and intern therapists * Online therapy platforms like BetterHelp and Talkspace * Free alternatives like support groups, apps, and crisis lines =============== Visit my free Therapy Resource Guide (https://arizainspire.com/resources) online for information and links mentioned in this episode as well as support docs and resources to aide you on your mental health journey. =============== Thanks for downloading this episode of The Ariza Inspire Podcast, the podcast that breaks down barriers to mental health care with clear, compassionate guidance. Whether you're brand new to therapy or returning after time away, this season walks you through the entire process step-by-step. Hosted by Samantha, a licensed mental health professional, each episode combines expert insights with real-world tips to help you take the first step toward emotional wellness. Subscribe now and start your journey with confidence. Because taking care of your mental health should be accessible, empowering, and stigma-free. =============== Let's stay connected! Make sure you follow me online for more mental health content, support, idea, and information. Website: https://arizainspire.com Instagram: https://instagram.com/arizainspireco TikTok: https://www.tiktok.com/@samnotthe_man Email me: [e-mail] =============== Hosted by: Samantha Ariza (https://arizainspire.com) Produced by: William Hartz (http://instagram.com/hartzcreative) Music by: "Small Joys" by Aventure. Licensed from Bensound.com, #2241572 =============== Disclaimer: The Ariza Inspire Podcast is not a replacement for traditional therapy. Therapy is the best tool for self-discovery and gives you the best bet at overcoming challenges in your life. This podcast can be used as a supplement to traditional therapy and as another tool in your journey which means it is just for educational purposes only. This podcast and its content cannot be used to diagnose and/or treat mental health conditions and are not meant to be a replacement for medical, clinical, professional advice, diagnosis, or medical intervention. Downloading, subscribing, and/or listening to this podcast and using the educational materials through Ariza Inspire Co. does not create a therapist-client relationship between you and Ariza Counseling LLC or Samantha Ariza, LPC. =============== ©2025 Samantha Ariza