All Episodes

November 24, 2024 50 mins

Send us a text

Join us on Average Joe Finances as our guest Dr. Kimberly Harms shares her compelling life story, involving personal challenges, the loss of her child and husband, and how these experiences shaped her career and mission in life. She talks about the significance of being financially and emotionally prepared, and how to create a legacy that ensures your loved ones are taken care of after you are gone.

In this episode:

  • Learn to embrace resilience by transforming personal trials into opportunities for purpose and growth.
  • Discover the importance of legacy planning that balances emotional preparation with practical organization.
  • Understand the value of confronting mortality to create a meaningful legacy of love and foresight.
  • Grasp the healing power of reconciliation in resolving conflicts and easing the grieving process.
  • And so much more!


Key Moments:

00:03:02 Meet Dr. Kimberly Harms

00:03:22 Dr. Harms' Life Story

00:05:15 Overcoming Personal Tragedies

00:06:39 Legacy and Resilience

00:14:08 Financial Planning and Downsizing

00:18:21 Importance of Legacy Planning

00:22:41 Facing Death and Procrastination

00:25:29 Overcoming Procrastination in Estate Planning

00:25:59 The Intimidation of the Word 'Estate'

00:27:06 The Importance of Planning While Healthy

00:27:51 Steps to Effective Estate Planning

00:28:48 Emotional Affairs and Reconciliation

00:32:50 Lessons from Rwanda on Forgiveness

00:34:17 Biggest Financial Mistakes and Scams

00:35:59 Downsizing and Letting Go of Stuff

00:39:32 Tips for Getting Started with Estate Planning

00:41:51 The Power of Trust and Giving

Find Dr. Kimberly Harms on:

Website: https://www.drkimberlyharms.com/

LinkedIn: https://www.linkedin.com/in/kim-harms-bb524666/

Average Joe Finances®

All of our social media links and more: https://averagejoefinances.com/links

About Mike: https://mikecavaggioni.com

About Tawnya: https://www.themoneylifecoach.com/


Show Notes add-on continued here: https://averagejoefinances.com/show-notes/


*DISCLAIMER* https://averagejoefinances.com/disclaimer


See our full episode transcripts here: https://podcast.averagejoefinances.com/episodes

Support the show

Mark as Played

Advertise With Us

Popular Podcasts

Stuff You Should Know
Dateline NBC

Dateline NBC

Current and classic episodes, featuring compelling true-crime mysteries, powerful documentaries and in-depth investigations. Follow now to get the latest episodes of Dateline NBC completely free, or subscribe to Dateline Premium for ad-free listening and exclusive bonus content: DatelinePremium.com

On Purpose with Jay Shetty

On Purpose with Jay Shetty

I’m Jay Shetty host of On Purpose the worlds #1 Mental Health podcast and I’m so grateful you found us. I started this podcast 5 years ago to invite you into conversations and workshops that are designed to help make you happier, healthier and more healed. I believe that when you (yes you) feel seen, heard and understood you’re able to deal with relationship struggles, work challenges and life’s ups and downs with more ease and grace. I interview experts, celebrities, thought leaders and athletes so that we can grow our mindset, build better habits and uncover a side of them we’ve never seen before. New episodes every Monday and Friday. Your support means the world to me and I don’t take it for granted — click the follow button and leave a review to help us spread the love with On Purpose. I can’t wait for you to listen to your first or 500th episode!

Music, radio and podcasts, all free. Listen online or download the iHeart App.

Connect

© 2025 iHeartMedia, Inc.