The Balanced FI podcast is all about practical, real-world ways to pay off debt, save money, and balance life with financial goals. Each week your host, RaLea, dives into a family finance topic that will improve your life: the steps to financial security, debt payoff methods, easy ways to save money on everyday expenses, and more... all with a dose of intentional living, a dash of minimalism & a splash of the realities of parenting a child with disabilities.
Welcome to the Balanced FI Podcast, episode 33 - The 4 Cs of Credit: What You Need to Know
Although you probably haven’t heard of them, the 4 Cs of credit are:
Improving one or all of these areas can greatly improve your odds of being approved for a mortgage or getting a better interest rate.
Welcome to the Balanced FI Podcast, episode 32 - Frugal not Cheap: 6 Things You Shouldn’t Skimp On
The cheapest option isn’t always the best option - it might not be safe, efficient, or long-lasting. Instead, you shouldn’t skimp on these things:
Listen to find out why!
Welcome to the Balanced FI Podcast, episode 31 - How to Find Grants to Pay Medical Bills
The American healthcare system isn’t just un-user-friendly, it’s very expensive. Grants and financial assistance can help you avoid financial hardship or even bankruptcy.
This episode covers where to find grants and other assistance, how to negotiate with medical providers, and how to organize everything to stay sane.
Welcome to the Balanced FI Podcast, episode 30 - 3 Simple Gratitude Prompts for Your Holiday Season
The holidays can be hard for so many, making the focus on gratitude even more important. Askin yourself 3 simple questions can help you find the good in your day.
Welcome to the Balanced FI Podcast, episode 29 - All You Need to Know About Keeping Fun in Your Budget
Setting aside a bit of money each month for fun, frivolous purchases helps you stay on track financially. You’re less likely to completely blow your budget when you know you have already planned for your hobbies and random habits.
This episode goes over
Welcome to the Balanced FI Podcast, episode 28 - Do You Need a Credit Score While Debt-Free?
You CAN live without a credit score, once you’re debt-free… but life is a lot easier with a good credit score. A credit score is helpful for renting a home, establishing new utility services, applying for certain jobs, getting a mortgage, property insurance in some states, life insurance rates.
Using credit wisely and carefully can help you g...
Welcome to the Balanced FI Podcast, episode 27 - 5 Tips for a Frugal Christmas
Gift-giving doesn’t have to bankrupt you. To save money on Christmas, consider:
To make next year less stressful, save for Christmas throughout the year
Welcome to the Balanced FI Podcast, episode 26 - How to Find Good Mental Health Care That Fits in Your Budget
Whether you do or do not have health insurance, you are entitled to mental health care (and medical care, but that's for another day). Cost can make proper mental health care prohibitive, but there ARE resources out there when you can't afford a more traditional route.
Suicide Prevention Lifeline: 1-800-273-8255
Welcome to the Balanced FI Podcast, episode 25: 7 Steps to Find Your Motivation For Debt Payoff.
We’ve got 7 easy steps to keep you going during a long debt payoff journey:
Welcome to the Balanced FI Podcast, episode 24! Thank you so much for listening in!
Appealing health insurance denials is the best (maybe only?) way to increase the chances your health insurance provider will cover the requested medical treatment. So many times a claim is denied automatically, or without sufficient investigation, so it falls to the patient (or patient’s representative) to appeal the denial and seek coverage.
Welcome to the Balanced FI Podcast, episode 23! Thank you so much for listening in!
Make saving money fun to keep yourself engaged in long-term financial goals. Some ways to make saving fun include:
Welcome to the Balanced FI Podcast, episode 22! Thank you so much for listening in!
This week we’re focused on my top tips for frugal activities. You should be able to have fun even while paying off debt, saving for emergencies, or living financially responsibly… but you still need to be able to afford it.
Welcome to the Balanced FI Podcast, episode 21! Thank you so much for listening in!
This episode dives into 5 quick questions to ask yourself before buying, including examples:
Welcome to the Balanced FI Podcast, episode 20! Thank you so much for listening in!
Saving money on baby stuff isn’t as difficult as it seems… but it does require some self-control when you’re facing cute prints on cloth diapers and adorable little outfits.
Welcome to the Balanced FI Podcast, episode 19! Thank you so much for listening in!
Meal planning helps save money in multiple ways, plus it reduces so much stress for busy families.
BONUS: Meal planning reduces stress
TIP: online grocery shopping/ grocery pickup makes life easier and saves both time & money.
Welcome to the Balanced FI Podcast, episode 18! Thank you so much for listening in!
Step 10 of the Financial Security Steps is to Choose Your Next Goal.
You choose your next goal, you choose how to get there.
Welcome to the Balanced FI Podcast, episode 17! Thank you so much for listening in!
This step in the financial security process is all about increasing your retirement contributions when you’re out of debt (other than a mortgage) and have your emergency fund saved up. Saving early and often is the key to success, but it’s not too late to start.
We included some resources for retirement planning and calculating how much you need, as...
Welcome to the Balanced FI Podcast, episode 16! Thank you so much for listening in!
We’re talking about unexpected ways to save money - not coupon-clipping, but changing your lifestyle to save money - and tips for getting started.
The 4 ways are:
Resource: Bountiful Baskets
Read: 5 Tips for ...
Welcome to the Balanced FI Podcast, episode 15! Thank you so much for listening in!
A fully-funded emergency fund is the backbone of financial security. It allows you to weather job losses, unexpected expenses, medical bills, and more, without reaching for a credit card or other debt.
Download: free Emergency Fund Worksheet
Welcome to the Balanced FI Podcast, episode 14! Thank you so much for listening in!
Step 7 of the Financial Security Steps is: Pay Off Debt. This episode covers how to make that happen:
Download: Debt Payoff Planner
Enroll: Frugal Year Challe...
If you can never get enough true crime... Congratulations, you’ve found your people.
BOB SAGET’S HERE FOR YOU is a podcast that is like no other— For one, this podcast has guests who are friends of Bob’s, or just really interesting people who many of you know and love. Secondly, this podcast is unique because it goes inside Bob Saget’s mind, and then quickly filters out through his mouth. Bob has a way of calming people he has conversations with as well as being entertaining and often informative. Bob talks with his guests with genuine empathy and humor, while reaching his unusually diverse audience that he talks to as a friend, Bob is the dad with great advice, the irreverent funny guy who’s always there when you need a laugh, and the free-associative Bob who goes off on crazy tangents then returns to the subject at hand, as serious or as comedic as it may be, to wrap up each episode in a way only Bob can do. Because he really does believe, “He’s here for you."
Current and classic episodes, featuring compelling true-crime mysteries, powerful documentaries and in-depth investigations.
According to the official story, on April 4th, 1968, a lone gunman assassinated Dr. Martin Luther King Jr. at the Lorraine Motel in Memphis, Tennessee. That man, James Earl Ray, pled guilty and for most people the case was closed. The MLK Tapes, a new true crime podcast from the creators of Atlanta Monster and Monster: DC Sniper, explores rare recordings of eye-witness testimony and new interviews with people who were there to reveal the true story of the plot to kill Dr. King.
This is what the news should sound like. The biggest stories of our time, told by the best journalists in the world. Hosted by Michael Barbaro. Twenty minutes a day, five days a week, ready by 6 a.m.