Christoph Stegmeier, Senior Partner at Simon-Kucher, discusses the transformation of the banking sector, the rise of neobanks, the future shaped by AI and personalization, and how both new and traditional institutions must innovate to thrive in the evolving digital financial landscape.
Takeaways
- Christoph has 25 years of experience in the banking industry.
- He focuses on the rise of neobanks and their impact on traditional banks.
- Neobanks are growing quickly and changing the banking landscape.
- Consulting work involves helping both neobanks and traditional banks innovate.
- Growth hacking and gamification are key strategies for success.
- AI will be a major driver of change in banking by 2035.
- Personalization will be crucial for the future of banking.
- Traditional banks need to adopt agile practices to compete.
- Testing and trying new ideas is essential for innovation.
- The future of banking will be dominated by digital players.
Key Words: Neobanks, Digital transformation, Financial services, AI in banking, Personalization, Growth hacking, Traditional banks, Innovation, Banking futures, Embedded finance, Wealth SuperApp, Gamification, Subscription models, Agility in banking, Profitability
Chapters
00:00 Introduction to Christoph Stegmaier and His Journey
02:17 The Role of Neobanks in Modern Banking
05:02 Consulting for Growth: Neobanks vs Traditional Banks
08:01 Futures Thinking: The Future of Financial Services
11:26 Preparing for a Digital Future in Banking
Popular Podcasts
Las Culturistas with Matt Rogers and Bowen Yang
Ding dong! Join your culture consultants, Matt Rogers and Bowen Yang, on an unforgettable journey into the beating heart of CULTURE. Alongside sizzling special guests, they GET INTO the hottest pop-culture moments of the day and the formative cultural experiences that turned them into Culturistas. Produced by the Big Money Players Network and iHeartRadio.
On Purpose with Jay Shetty
I’m Jay Shetty host of On Purpose the worlds #1 Mental Health podcast and I’m so grateful you found us. I started this podcast 5 years ago to invite you into conversations and workshops that are designed to help make you happier, healthier and more healed. I believe that when you (yes you) feel seen, heard and understood you’re able to deal with relationship struggles, work challenges and life’s ups and downs with more ease and grace. I interview experts, celebrities, thought leaders and athletes so that we can grow our mindset, build better habits and uncover a side of them we’ve never seen before. New episodes every Monday and Friday. Your support means the world to me and I don’t take it for granted — click the follow button and leave a review to help us spread the love with On Purpose. I can’t wait for you to listen to your first or 500th episode!
Crime Junkie
Does hearing about a true crime case always leave you scouring the internet for the truth behind the story? Dive into your next mystery with Crime Junkie. Every Monday, join your host Ashley Flowers as she unravels all the details of infamous and underreported true crime cases with her best friend Brit Prawat. From cold cases to missing persons and heroes in our community who seek justice, Crime Junkie is your destination for theories and stories you won’t hear anywhere else. Whether you're a seasoned true crime enthusiast or new to the genre, you'll find yourself on the edge of your seat awaiting a new episode every Monday. If you can never get enough true crime... Congratulations, you’ve found your people. Follow to join a community of Crime Junkies! Crime Junkie is presented by audiochuck Media Company.