Banking Out Loud

Banking Out Loud

A podcast for community financial institution bankers looking for informational, unbiased, and candid conversations and discussions on an array of banking topics.


November 15, 2021 23 min

In part 2 of our 2-part series on CECL, Andy Hines, Chief Lending Officer, and EVP at The Bank of Glen Burnie, shares his experience in getting started with CECL, his exposure and participation, his thoughts on spreadsheets for CECL, and how his institution prepared for CECL. 

For more information on CECL, visit

Mark as Played

In this 2-part series on CECL, we speak with Andy Hines, Chief Lending Officer, and EVP at The Bank of Glen Burnie, as he reflects on his journey through implementing the Current Expected Credit Loss (CECL) accounting standard.

In this part 1, Andy shares lessons he has learned, specifically on organizing data for CECL and explaining CECL results to his stakeholders.

For more information on CECL, visit

Mark as Played
June 8, 2021 34 min

In this episode, hosts Virginia Robbins and Sonia Portwood talk with PCBB's Machine Learning and Artificial Intelligence (AI) expert Shiva Sandy.  

Mark as Played
May 14, 2021 4 min

Hear what PCBB’s podcast, Banking Out Loud, is all about in this sneak peek episode. Hosts Virginia Robbins and Sonia Portwood talk about what you can expect from this new podcast. 

Mark as Played

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