If you’re like many people these days, your home-buying journey likely started online, browsing listings on platforms like Redfin and Zillow. Offering an easy way to view huge numbers of listings in any zip code, these platforms have surged in popularity— especially during the pandemic-influenced real estate bubble of the last several years. While online browsing can be a great way to start your search, there’s really no substitute for a trusted IRL (in real life) network— from friends or family members familiar with a given neighborhood to your realtor and mortgage lending agent, the people you surround yourself are key to the success of your journey.
In this episode, host Nadeska Alexis talks with new homeowner Joe Karlsson about how he found his house in St. Paul, Minnesota. From initial online browsing, to making lists of needs, to family recommendations for what to look for in a realtor, Joe explains how he relied on his network to help him navigate his search. Joe also tells Nadeska some of the tips his realtor offered, what he learned visiting fifteen to twenty houses before making an offer, and what it was like to meet his eventual home’s previous owners.
Later, Nadeska is joined by real estate broker and television star Ryan Serhant for a closer look at the rapidly changing real estate market and how online tools have changed how people interact with it. Ryan breaks down how the super-hot market of 2020 has affected home prices as well as people’s buying behaviors. With solid perspective on interest rates and how refinancing can eventually mitigate higher home prices now, Ryan offers pragmatic insights into how to think about buying a home today, when to act fast and when to exercise caution.
Beyond the current market perspective, Ryan emphasizes the value of a good relationship with your real estate agent and the benefits of maintaining that relationship over time. From the financial benefits of working with someone who really knows a given market and how to make the best offer possible, to the long-term possibilities of having a professional to return to as your needs and the market change, Ryan offers insider insights into what makes a good agent and how to find one.
You can read the full transcript on the Chase Website
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