Behind The Wealth Podcast

In this episode of Behind the Wealth, Roger and Elias unpack two hot topics for retirees and pre-retirees: why some Baby Boomers may be off track for retirement — and how to decide the right time to claim Social Security.

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In this episode of Behind the Wealth, Roger and Elias break down recent trends showing more 401(k) investors shifting toward cash and bonds — and what that might signal about market sentiment heading into year-end. They also discuss a new report showing record-high credit card debt among Gen X and Millennials, and how rising balances could affect financial freedom down the road.

Then, listener Jason asks: “We’re 45, debt-free, and ...

In this episode of Behind the Wealth, Roger and Elias break down a few headlines that hit close to home, and the wallet.

First up: the growing trend of people turning to AI for financial advice. Then, they turn to the rising number of student loan borrowers pressing “pause” on payments and what that means for household budgets and long-term goals.

Finally, listener Rick asks a question many parents face: should you prioritize colle...

In this episode of Behind the Wealth, we step back and look at what recent news and market conversations mean for long-term investors. From uncertainty in Washington to changing trends in the workplace, and even questions about where we may be in the market cycle, our goal is to help listeners put the headlines into context.

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In this episode of Behind the Wealth, we dig into two common retirement questions that often come up in conversations with clients and listeners.

First, we look at Roth conversions in light of the “Big Beautiful Bill” that extended lower tax rates. Many people rushed to convert before the Tax Cuts & Jobs Act was set to expire—so do conversions still make sense now? We’ll discuss the considerations, trade-offs, and planning angl...

In this episode of Behind The Wealth, Roger and Elias dig into timely financial headlines and answer real listener questions.

• The Federal Reserve just cut interest rates. What does that mean for your wallet? We break down how rate cuts could impact credit cards, auto loans, and mortgages—and why it matters for your broader financial plan.

• With markets hitting highs, one listener asks: “Is it too late to jump in?” Roger and ...

In this episode, Roger Abel and Elias Randel tackle two big questions from listeners that many families wrestle with.

👉 Lynn Asks: “Are my expenses in retirement really going to be that much different from what I spend now?” Roger and Elias break down why retirement spending doesn’t always drop the way people expect. They explore the “Needs, Wants, Wishes” framework, the phases of retirement spending, and why inflation and healthc...

In this episode of Behind the Wealth, Roger Abel and Elias Randel answer two important listener questions that many people face when planning their financial future:

Andy Asks: I just got a big promotion. Should I increase my 401(k) contributions right away or focus on building a bigger emergency fund first? Roger and Elias break down the pros and cons of each approach — from the short-term benefits of cash reserves to the long-ter...

In a world where friendship costs roughly $250/month for Gen Z and millennials and nearly 60% say social spending impacts their financial goals, how do we balance wallets and relationships? Roger and Elias discuss how money dysmorphia is impacting our finances and what we can do to stay on track and find balance in our lives.

Take control of your financial future: https://www.btwealthshow.com/start-planning

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Retirement is often imagined as a season of freedom and fulfillment—but reality doesn’t always line up with expectations. In this episode of Behind The Wealth, we explore surprising insights from recent studies on how retirees’ actual experiences differ from workers’ assumptions.

We’ll unpack:

• The mismatch between retirement expectations and reality 

• Why many retirees face unexpected challenges with income, healthcare costs...

Ever feel like the financial advice you hear just doesn't quite fit you? That’s because it probably doesn’t. In this episode, Roger and Elias unravel why generic guidance often falls short and discuss what to watch out for as you plan for or enter retirement. 

Take control of your financial future: https://www.btwealthshow.com/start-planning

Securities and advisory services offered through LPL Financial, a registered investment adv...

The S&P 500 just achieved something it's only done four times in the last 50 years and what could that mean for investors going forward. In this episode of Behind the Wealth, Roger & Elias take a closer look at the historical context behind this rare market event, what happened in previous instances, and why it’s important to balance optimism with a disciplined strategy.

Plus, they break down five common money habits that c...

In today’s episode, we break down a viral TikTok retirement hack for kids, explore the unexpected benefit of working with a financial advisor (according to Vanguard), and uncover a powerful mindset shift that makes people 14% more likely to save for retirement. Whether you're planning for your future (or your child's) this episode connects trends, research, and real strategy.

Take control of your financial future: https://www.btwea...

Roger and Elias are tackling three major topics that every investor and saver should be paying attention to. From navigating today’s record market highs without letting emotions take the wheel, to understanding the latest legislative changes in the “One Big Beautiful Bill,” to uncovering the real habits and strategies of everyday millionaires, this episode is packed with practical insights to help you make informed financial decisi...

Retirement isn’t just about stopping work - it's about living the life you imagine. But too many people fall into common traps that can jeopardize decades of careful planning.

In this episode, we’re breaking down 18 of the biggest retirement mistakes across every part of your financial life—from saving and investing, to healthcare costs, taxes, and emotional decisions that can quietly sabotage your future.

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Roger and Elias discuss a recent study that shows Americans are saving almost what they should be, how millennials and gen z are saving for retirement differently than their elders, and what value a financial advisor can provide in helping you identify what you don't see. 

Securities and advisory services offered through LPL Financial, a registered investment advisor, member FINRA/SIPC.

The opinions voiced in this show are for gene...

Retirement planning can get complicated when spouses don’t share the same timeline—or when most of your wealth is concentrated in a single retirement account. In this episode, we tackle two scenarios many people face:

✅ When spouses disagree on retirement timing

✅ Relying heavily on your 401(k)

Check Out Part 1 On You're Not Dead Yet: https://youtu.be/8HfzeucrsV0 

Take control of your financial future: https://www.btwealthshow.co...