Breaking OWCP with Chris & Gini

Breaking OWCP with Chris & Gini

Educating the federal workforce about their rights and responsibilities in OWCP. "Welcome to 'Breaking OWCP with Chris & Gini,' where we bring our same Wednesday chat vibes to the audio world! Join us for insightful conversations, education, and a deeper dive into the topics that matter to you as a federal employee. Tune in for your weekly dose of thought-provoking discussions. Let's break it all down together!" 🎙️🗣️ #BreakingOWCP #Podcast #WednesdayChats #Conversations Just so you know our most recent chats will be released on Fridays & Our Previous chats will be released on Sundays and those will be shorter segment style.

Episodes

November 21, 2025 57 mins

Join Chris and Gini for their final Wednesday Night OWCP Chat of 2025! For nearly 10 years, this dynamic duo has been helping federal employees navigate the complex Office of Workers' Compensation Programs (OWCP) system—completely free.

What You'll Learn in This Episode:

How to File OWCP Claims Correctly - CA-1, CA-2, CA-7, CA-16, and CA-17 forms explained
Schedule Award Secrets - How to get maximum compensation fo...

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In this eye-opening episode, federal workers' compensation experts Chris and Gini expose the top 20 OWCP violations that supervisors commit daily—and how federal employees can protect their rights.

What You'll Learn:

  • Why supervisors fail to provide CA-16 forms within the required 4 hours
  • Your legal right to choose your own doctor (and how supervisors illegally interfere)
  • How to get Continuation of Pay (COP) that you'...
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Chris and Gini host their final Wednesday night OWCP chat before a two-week break, covering essential workers' compensation topics in a Q&A format. They discuss claim approvals, denials, common supervisor violations, and upcoming training opportunities.

Key Announcements

  • National OWCP Convention: Sunday, November 16th, 3-6 PM Eastern (Facebook only)
  • Upcoming Travel: Utah meetings and BYU vs. Utes game, followed by FOA Nat...
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Join Chris and Gini  for another informative OWCP chat as they break down three critical forms every federal employee should know about. Fresh from successful training sessions in Detroit and Phoenix with Mail Handlers unions, they share essential insights about travel reimbursement, medical expenses, and getting paid for time off.

Key Topics Covered:

OWCP Form 957 - Travel Reimbursement

  • Get reimbursed for mileage up to 100 miles ...
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Episode Overview

Chris and Gini reveal shocking new statistics about federal workers' compensation claims and provide essential guidance for getting your OWCP claim approved. Learn why acceptance rates have dropped dramatically and what you can do about it.


Key Topics Covered:

🚨 Breaking News: OWCP Acceptance Rates Plummet

  • Only 6.78% of federal employees had accepted injury claims in 2023 (down from 1...
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🎯 Key Topics Covered:

TSP (Thrift Savings Plan) Strategy: • Which TSP funds to choose (G, F, C, S, I funds explained) • Traditional vs Roth contributions • Why to avoid mutual funds with high fees • Early withdrawal rules (55+ separation from service) • Rolling TSP to IRA for better flexibility

Federal Retirement Eligibility: • Full retirement at 62 with 5 years service • Early retirement at 60 with 20 years service
• MRA + 30 ...

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August 29, 2025 46 mins

Chris and Gini  broadcast live from the Federal Injury Center in Greenville, South Carolina during Patient Appreciation Week, revealing the shocking truth about federal workers' compensation claims and providing actionable solutions.

Key Topics Covered:

The Hidden Crisis: Only 14% of federal employees have accepted OWCP claims - 86% are missing out on benefits they're entitled to

The CA-10 Form Mystery: Why this critical...

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Chris and Gini return after a month-long hiatus to share personal challenges and introduce financial expert Gail Ames, who reveals game-changing investment strategies for federal employees and everyday people. Learn how to make your money work while you sleep and protect yourself from market losses.


Featured Guest

Gail Ames - Former AFGE benefits specialist, licensed financial advisor in all 50 states

  • Contact: 314-2...
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Breaking OWCP Podcast with  Chris and Gini, featuring special guests Jennifer and Emmy from Federal Injury Centers. This episode provides an inside look at what happens when you call a Federal Injury Center's office for the first time and walks through the complete OWCP claims process.


Featured Guests

  • Jennifer - National Case Manager and Trainer for Federal Injury Centers franchises
  • Emmy - National Case Manager...
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Chris and Gini debunk the 10 most common OWCP lies federal employees hear from supervisors and HR, revealing the truth about workers' compensation rights and processes.


The 10 OWCP Lies Debunked

Lie #1: Must Use OWCP Panel Doctor

Truth: You can choose ANY doctor. Search "OWCP injury doctor [your city]" on Google.


Lie #2: Must Report Injury Immediately

Truth: You have 3 YEARS to repo...

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## Episode: Union Presidents Don't Know This Critical Form - And Neither Do You

**Hosts:** Chris Gini & Gini Helms  


### Key Timestamps:
- **[00:06:00]** - The shocking CA-10 revelation at the National Presidents Convention
- **[00:12:00]** - Can management retaliate for filing OWCP claims?
- **[00:18:00]** - Medical restrictions violations and what to do about them
- **[00:...

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Chris reveals the shocking truth about limited duty assignments that could save your federal career. Discover the 30-day rule supervisors hope you never learn about, why "signing under protest" isn't in the regulations, and how to protect yourself from workplace bullying tactics.

🎯 Key Topics Covered

The "Under Protest" Myth Busted

  • Why this phrase appears NOWHERE in federal regulations
  • ...
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TSA Vice President Reveals 23 Years of Sacrifice and Zero Plane Attacks


In this powerful episode of Breaking OWCP  Gini welcomes Thomas, TSA Union Vice President for New York & New Jersey. He shares what it’s really like behind the X-ray machine—from protecting the skies with a flawless 23-year safety record to the brutal realities federal employees face when injured on the job.
You’ll hear stories of leadership, loss...

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In this live episode from the APWU Spring Seminar in Fort Myers, Florida, Chris, Gini, Ian Williams (President of Mid Florida APWU), and union leader Victor break down the most pressing OWCP and USPS injury claim issues facing federal employees today.

Whether you're a new USPS worker or a longtime union member, this episode is packed with valuable insights into federal workers’ compensation (OWCP), Continuation of Pay (COP), an...

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In this episode of Breaking OWCP Podcast with Chris & Gini, the hosts dive deep into OWCP second opinion doctor visits – a critical step that up to 90% of federal injury claimants face​. They explain the federal laws (FECA and regulations) that require injured employees to attend these exams, outline your rights (like bringing a witness), and give clear, practical advice for preparing. Listeners will learn why OWCP orders seco...

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Description:
In this episode Chris and Gini break down three critical topics every injured federal employee must understand:

  • FCEs (Functional Capacity Evaluations)
  • MMI (Maximum Medical Improvement)
  • Schedule Awards

They explain, in simple terms, what each means, how it impacts your OWCP case, and how to navigate the system without getting crushed. You’ll learn:
 ✅ Why FCEs matter for your return to work
 ✅ What MMI...

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In this informative episode of Breaking OWCP With Chris & Gini, we dive deep into the critical topics of Maximum Medical Improvement (MMI) and Schedule Awards for federal employees with work-related injuries. Learn how these important OWCP benefits work, when you qualify, and how to navigate the process successfully.

Key topics covered:

  • What Maximum Medical Improvement (MMI) means for your OWCP claim
  • How to qualify for a Sched...
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"Postal Service Privatization Fears: The Truth from Union Leader Rich Ray"
Episode Description:
In this eye-opening episode, we sit down with Rich Ray, Second Vice President of Branch 41 (Brooklyn and Staten Island Letter Carriers), to address the growing concerns about postal service privatization. Rich brings over 24 years of union experience to cut through the rumors and provide clarity on what's really happen...

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Behind the Woodshed: What Supervisors Get Wrong About OWCP (And How to Fight Back)

Welcome to another epic "Wednesday Night OWCP Chats with Chris & Gini!" This week, we take supervisors behind the woodshed and break down the most common mistakes and violations happening inside federal agencies when it comes to injured employees.

👉 What do you do when your boss tells you to keep working after a dog bite? 👉 Can a superv...

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COP vs. LWOP: Understanding Your Federal Injury Benefits & Rights

Are you a federal employee struggling with OWCP, Continuation of Pay (COP), or Leave Without Pay (LWOP)? In this powerful episode of Breaking OWCP with Chris & Gini, we break down everything you need to know about your rights, benefits, and how to ensure you get paid when you're injured on the job.

🔹 Key Topics Covered:

  • What is Continuation of Pay (CO...
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