In this special episode of the Broken Healthcare Podcast, filmed live at ASCEND 2025 in Salt Lake City, host Ray Kober sits down with David Kinsey, Vice President of Partnerships & Sales for TempoPay and PayMedix, to discuss how his companies are helping employers and employees take control of rising healthcare costs.
David shares powerful insights into the financial struggles employees face today:
“60% of the U.S. population can’t afford a $1,000 out-of-pocket medical expense.”
With TempoPay, employers can offer their workforce interest-free credit lines (from $500 to $5,000) for medical expenses, prescriptions, dental, vision, and even veterinary care—with no credit checks required.
“We’re leveling the playing field. Even people with a credit score below 350 can now access the care they need—without resorting to high-interest credit cards.”
Meanwhile, PayMedix ensures providers are guaranteed payment for patient responsibility, improving access to care while reducing bad debt. Employers benefit from lower turnover, improved presenteeism, and reduced healthcare trend—running 2% below market average.
David also explains why this matters for every employer, not just those with lower-wage workforces:
“Even higher-paid populations often struggle with high deductibles and HSAs. We give them a budgetable way to pay for care, while preserving their savings.”
Key takeaways from this episode:
✅ Employers can save money while supporting employee health
✅ Employees avoid financial stress and delayed care
✅ Providers reduce uncompensated care and secure payments
✅ Everyone wins with a more sustainable, affordable healthcare model
🔗 Learn more & connect with David Kinsey:
🌐 https://www.tempopay.com
💼 LinkedIn: https://www.linkedin.com/in/david-kinsey-cltnc/
If you’re an employer, advisor, or healthcare leader, this conversation is a must-watch. Discover how TempoPay and PayMedix are transforming the future of healthcare affordability.
👉 Don’t forget to like, subscribe, and share the Broken Healthcare Podcast for more strategies to cut costs and fix healthcare.
#HealthcareCosts #EmployerBenefits #TempoPay #PayMedix #HealthcareSavings #BrokenHealthcarePodcast
Hosted on Acast. See acast.com/privacy for more information.
Popular Podcasts
Las Culturistas with Matt Rogers and Bowen Yang
Ding dong! Join your culture consultants, Matt Rogers and Bowen Yang, on an unforgettable journey into the beating heart of CULTURE. Alongside sizzling special guests, they GET INTO the hottest pop-culture moments of the day and the formative cultural experiences that turned them into Culturistas. Produced by the Big Money Players Network and iHeartRadio.
Crime Junkie
Does hearing about a true crime case always leave you scouring the internet for the truth behind the story? Dive into your next mystery with Crime Junkie. Every Monday, join your host Ashley Flowers as she unravels all the details of infamous and underreported true crime cases with her best friend Brit Prawat. From cold cases to missing persons and heroes in our community who seek justice, Crime Junkie is your destination for theories and stories you won’t hear anywhere else. Whether you're a seasoned true crime enthusiast or new to the genre, you'll find yourself on the edge of your seat awaiting a new episode every Monday. If you can never get enough true crime... Congratulations, you’ve found your people. Follow to join a community of Crime Junkies! Crime Junkie is presented by audiochuck Media Company.
The Brothers Ortiz
The Brothers Ortiz is the story of two brothers–both successful, but in very different ways. Gabe Ortiz becomes a third-highest ranking officer in all of Texas while his younger brother Larry climbs the ranks in Puro Tango Blast, a notorious Texas Prison gang. Gabe doesn’t know all the details of his brother’s nefarious dealings, and he’s made a point not to ask, to protect their relationship. But when Larry is murdered during a home invasion in a rented beach house, Gabe has no choice but to look into what happened that night. To solve Larry’s murder, Gabe, and the whole Ortiz family, must ask each other tough questions.