April 7, 2025 • 46 mins
Vikram's journey from health crisis to blockchain pioneer offers a masterclass in resilient entrepreneurship. After being bedridden with spondylitis in 2004, he launched what would become India's largest blockchain consulting firm out of necessity, not grand ambition. Today, that decision has evolved into a 700-person operation transforming how we think about blockchain implementation across industries.
The conversation reveals Vikram's entrepreneurial philosophy centered on three critical factors: hunger (which must come intrinsically), humility, and smartness. Coming from modest beginnings and losing his father at 12, Vikram chose not to attend college to avoid burdening his mother—instead combining self-taught skills in design, technology, and content to forge his unique path.
Beyond building products, Vikram's vision extends to transforming his home base of Mohali into "the blockchain capital of India," creating educational pathways for local talent to thrive in this emerging technology. His perspective on leadership—"It's not like you are employing team members; first you are employed to them"—reveals why his approach has succeeded where others have faltered in the volatile blockchain space.
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Transcript
Episode Transcript
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Speaker 1 (00:01):
the factors which are responsible for your success,
and all these three areas youneed to, like, sharpen your
skill set like one is hunger,one is humility and one is
smartness.
And out of all these three, thehunger is the most difficult
one, because we can't put hungerin any until unless it is not
intrinsic.
Speaker 2 (00:18):
Thank you, Welcome to Biddle Crypto Builder Space and
(00:57):
today with me, I have a veryinspiring personality.
I have a very inspiringpersonality.
His name is Vikram and he's theCEO of NTR Solutions.
Speaker 1 (01:16):
Welcome, Vikram.
Thanks, Tarun, for having mehere.
Speaker 2 (01:21):
Thank you very much and hello to everyone.
Great Thanks for being on theshow, vikram.
I've been trying to get you forthe longest time, so I'm glad
that you're finally on this show.
So, vikram, from our onlineconversations, you know I've
noticed when you've spoken to mein the conferences and to other
(01:41):
folks, you speak with very deep, authentic sense of a mission
and you know, my guess is,underneath that there is a deep
personal inspiration that ishidden and I cannot help but
asking you what is that thatinspires you?
Speaker 1 (02:02):
Okay so, tarun, like as you know, my journey, right
so, but I feel that you know youare always the product of your
circumstances, right?
So the first, you know 20 oddyears, like in the environment
you are raised into, the, thesituations you kind of inherit,
(02:22):
because nobody decide forthemselves in which kind of
family you are going to born in.
So so it is very kind of likeyou know, but natural, that like
, for example, if you happens toborn in a family where you are
short of resources, or if youhappen to born in a family,
which is, which have abundantresources, so what in both the
(02:45):
scenario, what, what differs is,like you know, in the first
scenario, a kind of like inherithunger gets built into you,
right, hunger to you know kindof succeed, and and when you
have everything around you like,then most of the time it gets
very difficult, like you know,to kind of you know, uh, create
(03:06):
that motivations you know liketo achieve the higher things.
For example, even if you guysare like, like we all know, like
when we have given everythingto our kids today, right, we are
able to give them fulfill theirneeds, like up to the age of
seven or eight, we run out ofthe option what to give to them
in their next, on their nextbirthday.
(03:27):
So what I'm trying to say?
Right, that our kids are soblessed that they get everything
you know by the age of seven orten, right, whatever is
possible in the world.
That's the kind of facilitythen.
Then, where that hunger willcome from, when they haven't
faced any challenge in theirlife, so that the challenges are
the original uh, I would say uh, the the kind of uh, uh, the
(03:50):
reasons why hunger gets created,right, and I also believe, like
, because there are threefactors which are responsible
for your uh success and allthese three areas you need to
like, sharpen, sharpen yourskill set Like.
One is hunger, one is humilityand one is smartness.
Right, and out of all thesethree, the hunger is the most
(04:10):
difficult one, because we can'tput hunger in anyone until and
unless it is not intrinsic.
So that's what I believe, and Ihave always got inspiration
from my mother and kind of, andalso my environment, and so
always try to do you knowsomething.
You know where I can create orbe the role model for others.
(04:34):
You know the people who get somany things at a very early on
but need motivation to make itlarge.
I would rather say right.
So that's what we want toachieve from our region to
create a successfully out of ourregion.
We are based in mohalle and weare the largest blockchain
company, so why to create asuccessfully out of that region
(04:56):
which can inspire people, thatif we were able to do it, then
you have more means and morekind of like resources to do it
even better.
So that's what I want to createand that's what inspires me.
Speaker 2 (05:09):
Inspiring to listen to.
Actually, vikram, like thethree things you mentioned
hunger, then intelligence, andthat you mentioned, which is a
byproduct of your environment,then humbleness, which is very
important, which is lacking in alot of entrepreneurs these days
.
Speaker 1 (05:29):
Humility it is humility, Hunger, humility and
smartness.
Speaker 2 (05:32):
Yes, hunger, humility and smartness, and those
combination of those three isvery critical to succeed in any
space, and you mentioned it verycorrectly and I believe that
you know this space needs alittle bit of humbleness.
For sure, we have plenty ofintelligence and also needs a
(05:53):
lot of hunger, as you mentioned.
So thanks for putting that in avery good perspective and I
honestly most of the speakersI've interviewed this is one of
the things that stands out Likethose three things are
fundamental to succeed in anyspace, let alone this particular
(06:13):
space.
Okay, with that note, moving on, vikram, why do you care about
crypto?
Why do you care about crypto?
And you know, if I may askfurther, what are the things
that made you care about, youknow and have sort of passion in
this space?
(06:33):
And could you relate that tosay, your childhood experience
to now, somehow Like or mayberecent, you know, when you kind
of got into crypto?
Speaker 1 (06:42):
Right.
So we entered into cryptos likesomewhere around 2016, 17 and
2017 was the year of my I wouldsay like the first milestone in
my entrepreneur success story.
I would call it a littlesuccess story.
Uh, because we got into our owninfrastructure.
We bought a building where weshifted, uh, with a team of like
(07:04):
75 team members, and at thattime, I was kind of, you know,
thinking that what should be myshould be my next growth driver,
and crypto was making a lot ofnoise at that point of time, and
I was working without a cto aswell.
But since I could understandthe technology and was a reader,
so I started reading about it,and the moment I get to know
(07:26):
about why crypto was invented, Iwas completely sold out.
And I would mention I would liketo mention over here that there
were three things uh, people inthe west used to lose their
hard-earned money even I waslistening to a book today as
well like, and go to know, theauthor was bankrupt just because
of a bank went down, right, sono fault of him.
And people used to lose theirhard-earned money just because
of a bank went down right, so nofault of him.
And people used to lose theirhard-earned money just because
(07:48):
of some kind of like uh, youknow, some of the mistakes the
people are making at the bankinglevel, like the, at their
c-level positions, right, and2008-9 crisis, everybody knows,
like labor crisis, why ithappened.
Then, second, um, like crossborder, sending payments to
cross borders, likeinternationally, was a nightmare
(08:10):
.
Like uh, if you remember itused to say, like, if you want
to uh, you know, send money touk, it's better to take a plane
and, you know, deliver itphysically rather than going
through the banking channel.
And third was, you know,financial inclusion, because it
was very hard after that, youknow the, it is very still it is
very hard for, like banking, uh, uh, different companies or
(08:34):
different banks to set up abranch in, uh, you know, remote
areas just for to cater to 20 or30 odd customers, right, so so
first, like, people wanted tohave something in their control,
so that which is beyond thecontrol of the uh, the
traditional banking system, sothat they can they don't let
anybody else be the reason tolose their hard-earned money and
(08:58):
, you know, go go bankrupt aswell.
And financial inclusion and theuh, cross-border uh, remittance.
That was the reason.
So I was completely sold out onthat reason and and we started
building exchange platform,thinking that, uh, you know,
when we can envision a paperlessworld, only this kind of
platform will be required.
So let's build, you know,finacle of crypto world.
(09:20):
You know, finacle is a bankingplatform from infosys.
So so that's how we started ourjourney in this domain and I
would say we evolved with thisspace, like from exchanges to
the holders, to the defi lendinggoing protocols, to nft
marketplaces to give me asolution to metafi solution, all
(09:42):
these things we are doing as ofnow.
Speaker 2 (09:45):
Vikram Vikramji, could you tell me about you know
your life story, just you knowhow you got to this point.
Speaker 1 (10:08):
Okay, so see, I always say that, like
entrepreneurship came to me moreof a circumstantial startup
because it was in 2004,.
I was bedridden for two months.
I had spondylitis.
I was not able to work anywhere, so I had only one option to
start off my own, so that Icould work as per my
availability or my kind of likelimitations, right?
(10:28):
So that's how I started and theinitial years were quite clean.
Three to four years, it wasjust for me, like you know, an
alternative to earning mylivelihood, and it was in 2009
when I gathered the courage tohave five people team and one
month backup in my pocket tosustain and but, by the grace of
(10:50):
god, that was the day and fastforward.
Today, 14 years, we are closeto 700 team member under one
roof, which makes us india'slargest blockchain consulting
firm.
So that's how I started.
And if you even go back, likeyou know, I again say like I
never went to a college, notbecause I, like this study
(11:12):
didn't interested me, but againI I kind of I lost my father
when I was 12 and it was myconscious goal not to be burden
on my mother uh, so that I uhdon't uh, so, so I didn't, uh,
you know, opted for college ormaybe, uh, university education.
So I took my own responsibilityafter my full-time education up
(11:34):
to plus two and then went on todo pgd in computer application
of my own and also pgd injournalism as well.
So so I'm a product of, I'mblend of three things actually.
So I started my career fromdesign.
Then I went on to do pgd incomputer application technical
and also journalism, which is ofcontent.
(11:55):
So design, content andtechnology are kind of like in
my dna this is a amazing journeythat you had.
Speaker 2 (12:04):
in spite of all the curves that life throws at you,
all the difficulties life throwsat you, you kept on going and
kept on coming on top all thetime.
And this is amazing me tocrypto.
So I believe you got in earlyduring the bitcoin era in the
(12:26):
crypto sphere, or was alreadythinking on those directions
about development in that areaso, uh, we started our crypto
journey, I would say around 201617, because 2017 marked the
year of my first entrepreneursuccess story.
Speaker 1 (12:44):
We got into our own infrastructure and earlier we
were operating from a rentedaccommodation and we used to be
like we were 75 people team atthat point of time.
And then I was thinking that,how, what will be my next growth
driver?
And crypto was making a lot ofnoise and when I dwell deeper
(13:04):
into it, you know I wascompletely sold out.
Sold out.
That why crypto was invented.
Three reason again.
So, uh, one, uh, people used tolose their heart and money just
because of the uh banks goingbankrupt, and in the west
especially.
Second, uh, it was very hard forpeople to, you know, send money
(13:26):
abroad.
They used to be uh they.
A lot of questions used to beasked uh from them and we
usually uh used to joke aroundthat if you want to send money
to uk, it's better to take aplane and you don't deliver it
physically.
That that's how the banking uhsystem used to be in the earlier
days.
And last but not least, it wasvery hard for banks to set up a
(13:53):
branch in remote areas just tocater 50-odd customers.
So financial inclusion was achallenge, and crypto sold all
these you know challenges andwas the answer from the people,
like, who used to lose theirmoney to the rudimentary, I
(14:14):
would say, like the systems youknow, so that they could have
something they could count onand also, like you know, have
full control on their assets.
So, uh, and we uh started, youknow, building a exchange
platform, thinking that when wecan envision a paperless world,
(14:35):
only this kind of platform willbe required.
So let's, let's, let's, build afinacle of crypto world, so
that that's kind of, like, youknow, the goal we gave to
ourselves, because and the goodthing happened that we evolved
with this space.
We are starting with exchangesto wallets, to defile and
ignoring protocols, to nftmarketplaces, to gaming, face
(14:55):
solution and metaverse, which isour current focus.
So that's how we evolved withthis space and I'm like today,
fast forward, 14 odd years, likewe are the largest consulting
blockchain consulting companyout of India, close to 700 team
members under one roof.
Speaker 2 (15:12):
Yeah, that's great.
And so, if I get it correctlybefore, say, the crypto kind of
achieved some sort of mainstreamin 2013, and when Bitcoin was
coming up, you had your owndevelopment firm, which you were
still growing, that businessopportunity with crypto, which
(15:39):
the field was wide open, right,you mentioned all the problems
with remittances.
That's one of the biggestproblems actually still remained
in crypto, right?
Even people who are inSoutheast Asia and abroad, like
we send money to our loved onesand stuff, and so that's a huge
market, that's a huge problemarea that's waiting to be solved
, and so you very daringlyjumped into this new ecosystem
(16:03):
and never looked back.
And here you are with, Ibelieve, as you mentioned, one
of the biggest blockchaindevelopment and consulting firms
, if I'm not mistaken.
So that's quite an achievement.
Awesome, awesome arc, awesome,awesome Mark, thank you, thank
(16:28):
you.
Okay, I'm gonna switch gears andI've actually had a list of
questions here.
Let me see.
So I'm gonna ask you when Iwhen I was talking to you, it
seems like you guys are workingon several of very interesting
problems in crypto and severalof them you have some solutions,
which is in the local market,where, where you're based out of
, and then it's also goinginternational.
(16:50):
Could you talk a little bitmore about that?
Speaker 1 (16:53):
so, uh, in blockchain we are covering all the aspects
, you know, whether it is a b2cor b2b or b2g or b2e, and that's
the kind of goals we have givento ourself actually, um, like
for another one and a half yearsor two years, close to two
years to create success storiesin all those areas, because we
(17:18):
want to be the number one brandin blockchain space, most
trusted brand globally and andwe feel that it's not a
designation it will only it canonly be achieved once we create
an impact, holistic impact, inall these four areas, whether it
is a business customer,business to business, business
(17:38):
to government and business toeducation.
So in pursuit of that, we arekind of in the B2C area.
We are building a digitalwallet which is quite near to
completion and all set to go,and what we are trying to
(17:59):
achieve over here is to reducethe barrier to entry in this
space and how we can ensure aweb 2.0 experience in a web 3.0
application.
One of the other reason is likebecause sometimes you know
external factors are responsiblefor the success of your startup
, for example, in india, if youlook at paytm, the success
(18:23):
behind paytm was, you know thereason behind paytm success was
to the demonetization right.
So we also feel like, when youknow, regulatory environments
will get clear and that then onthe, how many wallets will be
required in this world.
Just try to imagine that.
So that's one area.
(18:44):
In the second area, we aretrying to address infrastructure
problem for blockchain projectsand that is also going very
good and very soon we will bereleasing its version two and
that two for the public.
Uh, in third area, we haveidentified that you know, in the
(19:05):
e-government, especially inindia, there is a huge problem
uh in question paper leak, forexample, like whenever
government jobs, uh recruitmentexams happens.
So most of the time you mighthave had heard that, you know,
question paper gets leaked.
We generally say that it's apeople problem, but it's not
(19:25):
people's problem.
It is like systems problem,because we are still sticking to
like web 2.0 systems and wefeel that you know blockchain
can solve this problem verysmartly.
So we have already built aproduct and deployed and tested
it, like with the healthdepartment, punjab for on a
(19:48):
couple of occasions where wehave created a history, that
first time in the history ofindia, a question paper was
designed in a trustless fashion.
When I say trustless, I mean tosay like without any human
intervention and printed in areal-time environment, again,
like you know, on the day ofexamination, just one hour
(20:10):
before all the question paperwere printed.
So what we have done?
We have solved this problemthrough blockchain, by using
public, private keyinfrastructure and making sure
that no power in the world canhack this solution.
So that's our answer, or that'sour work in this field, which
is going to create a very bigimpact once rolled out on a
(20:34):
state level or national level.
Fourth and last but not least isour education division.
So, if you look at our journey,95% of our resources run to
blockchain after joining us,because, operating out of tier 2
city, you can't get the talentfor niche technologies very
(20:54):
easily, so you have to havelearned how to make your own
bread.
So that we understood, actuallyvery early on, and we had set
up a lnd division which wasresponsible for training.
You know all these resourcesand now we have a spin of this
division in a separate companyunder the name and style of
(21:15):
entireares BlockTech, where weaim to train students from local
colleges and how we can makeMohali as the blockchain capital
of India and India to the worldin the long run.
So that's our vision.
Speaker 2 (21:29):
That's fantastic to hear.
You know Mohali is, for folkswho don't know, is also close to
my hometown, original hometownin India, and traditionally it's
not been a tech hub or somewhatof a tech hub, not like
Bangalore.
But with your efforts it seemslike this could be something
(21:50):
very substantial for the growingcrypto community and for the
growing blockchain community,not just in India but worldwide.
And coming back to the solution, vikram, the paper, the
solution to the leaking of thepaper mark sheet and you know
it's a big, huge problem inIndia, a massive problem.
(22:12):
The scale, I think, is billionsof people that are residents of
India and most of it is youngerpopulation.
There is always, you know, inthe news, there is always this
thing happening and there's alot of government money that
gets diluted into solving thisproblem.
You know, having a fix for thisproblem in itself is huge.
(22:35):
Any thoughts on such a solution?
Since you've demonstrated thatin the field it works and it's
kind of almost there a foolproofmethod, do you think that
solution could be ported to, say, other countries with kind of
similar educational structure?
Speaker 1 (22:57):
I would love to know your thoughts on that yes,
definitely, because, uh, once wereleased it, we got inquiries
from even pakistan, bangladesh,these kind of southeast asian
countries, and this problem is aquite widespread, I would say,
in the asian countries and, uh,where corruption is at a very
kind of a high level.
(23:18):
So, yes, this can be deployedin any country which is facing
such issues.
Speaker 2 (23:25):
So you've been in crypto space for quite a while
and what, according to you?
There are certain things incrypto that have changed
drastically, say, from a year ortwo years.
I would say one that strikes meespecially in the US is not in
technology perspective, butBitcoin getting ETF status.
But apart from that, technologywise, what has changed in these
(23:52):
past several years since youstarted, and what has remained
the same?
Speaker 1 (23:55):
Okay, so I would say the promise and what has
remained the same?
Okay, so I I would say the thepromise of the technology
remains the same.
What has changed?
That we are getting very closerto solving the problem of
interpretability and also the uhscalability.
Like a lot of blockchains,solutions are coming which are
trying to, and a lot of I wouldsay like, to a lot extent they
(24:19):
are they have been able to solvethese two bigger issues the
scalability and interpretability.
So these things are gettingsold and we are getting near to
a kind of a time where we wouldsee adoption of blockchain not
only in the financial system,but also across the different
verticals.
(24:40):
And again, as I said, like theone thing remains the same is
the promise of technology, thatthis technology has the power,
because we always believe in thepower of technology.
We, whether the bitcoin or anyother party cryptocurrency will
we make?
It will be able to make itthrough the government
regulation, but one thing theywill be able to achieve they
will force the government tocome up with their own cbdcs and
(25:02):
fast forward.
We this is what we said like in2070, right, and fast forward
now, you know, uh, five oddyears.
Like, uh, five to seven oddyears, we feel, uh, we once
again claim that, till the timethese cbdcs not able to provide
the features of a cryptocurrency, it will take a lot of time for
(25:23):
them to succeed.
So the promise of technologyremains the same and things have
started moving in a positivedirection and many companies in
the world are doing fantasticwork.
Many companies in the world aredoing fantastic work, even in
India.
If you look at the governmentside as well, the government is
very proactive in adoptingtechnology, especially on the
(25:44):
healthcare side.
You see the DigiLocker, thesekind of applications, all being
powered by blockchain.
So, that's my thoughts actually.
Speaker 2 (25:57):
Fantastic.
Thanks for that.
How do you attract talent orbuilders since it's a builder
specific podcast, you knowdevelopers who are chain
agnostic.
In case, because you deal withall different sort of
environments, all differentchains, what does it take to
keep and build with those?
(26:19):
Keep that talent growing,nurturing I think you mentioned
initially.
If you could elaborate more onthat?
Speaker 1 (26:28):
Right, right.
So see, if you see most of thecompanies in our domain go
hiring, kind of like a topstudents working or coming out
of the top universities andcolleges, and it is the, you
know the, the students which areleft behind or maybe don't get
(26:50):
any placement.
So so what do we believe?
That you know?
Skills can all, can always betaught.
I'm like it's not like that ifyou don't know something and you
will not be able to do thing aslong as you have the right
attitude.
And how do we define attitude?
Attitude is your ability toembrace challenges without
losing the enthusiasm, and wealways look at a positive
(27:12):
attitude.
If you are carrying a positiveattitude, you are the person you
are fit for our system.
I would rather say right.
So we believe that you know itis we who are more responsible
for your success with our system.
So we just look at for theright attitude, people carrying
right attitude, and invest ourtime and energy in training them
(27:35):
up to a level where they theyare able to deliver value to our
customer projects.
So that's how we do.
I'm like we take responsibilityinside, inside, outside that's
what we called it.
So we take our ownresponsibility to uh, you know,
uh create the talent that isamazing.
Speaker 2 (27:56):
I have not heard that take and it's a very
interesting take.
In the day and age of fastattrition rates in tech sector,
I mean that is a very promisingkind of vision coming from top
of the company, where you wantto nurture talent.
(28:17):
You know, as you mentioned,it's the man that drives the
machine, not the other wayaround, and so that is very
refreshing to hear that in theindustry where folks who have
the talent you know, due to somecircumstances they were not
able to get the level ofeducation they wanted, but they
still have that drive and youspecifically, you guys
(28:39):
specifically look for that.
I mean that is very unique toyour organization, I must say.
So hats off.
Speaker 1 (28:45):
Thank you.
Speaker 2 (28:46):
Thank you.
Okay, vikram, you know this iskind of a now my tradition in my
podcast, and what I do is Iasked my current guest in my
podcast, and what I do is Iasked my current guest something
they would like to say to theguests they haven't seen, which
will be in my next episode.
And it could be an entrepreneur, some builders, that, the
(29:07):
lessons they have learned in thespace, if you want to
communicate something regardingthat, so what would you like to
say to them?
Speaker 1 (29:15):
Very great question.
So I believe what I havelearned in my entrepreneur
journey you need a very specificset of skills actually to be an
entrepreneur, because, again,it is not a designation.
Being owner of the company putseven bigger responsibilities on
your shoulders.
It is not like you areemploying 600, 700 team members.
(29:39):
It is like you know, first youare employed to them and then
they are your employees this ishow I look at it, and money
should always be the byproductof the valuation.
Again, this is everybody youknow, every, I would say,
entrepreneur believes that.
And there are some keyqualities of an entrepreneur,
(30:02):
like you know.
If you want to be anentrepreneur, you need to be
kind of like, proactive, musthave initiatives, shouldn't be
dependent on, you know, theexternal factors, or maybe your
friends or maybe family, tomotivate you to take some
actions.
Then you must have, like youknow, the heart of entrepreneur,
(30:24):
like it's not like only kind oflike.
You shouldn't be after a fixedincome, like, as you say, like
having the heart of anentrepreneur but not the stomach
doesn't, you know, make youentrepreneur.
And then you also need, youknow, like, be able to how to
you know, unite people under onesingle vision which is again
(30:47):
very important how to kind ofinitiate collaborative efforts.
You know from the team and makesure that we are moving in one
single direction as a team, andyou should also be resilient as
well, you know being defeated isa temporary condition but,
giving up is a permanent.
That's what I have learned fromthe great authors that never
(31:12):
said I kind of attitude right.
So resilience is very importantin entrepreneurship and last
but not least is the vision sideof it you know.
So vision, is when you can seesomething which other can't see.
You know, if you can make someuh sense out of something which
others feel like is a very, uh,contemporary or maybe normal
(31:33):
thing, and that is what differsyou right from the rest of crowd
.
So, passing on the baton tomaybe the next speaker, I would
say so we can talk about thequalities of entrepreneurship
and how they can make theirventure successful.
What are those factors?
Speaker 2 (31:56):
I would say they need to answer you know, find the
answer on them very well put, uh, very well put, vikram.
And I have to ask this so wherecan builders, folks who are
interested in what you guys aredoing, where can they reach out?
How can they reach out?
How can they find you?
Speaker 1 (32:17):
Yeah, so sure.
So our website isntsolutionscom A, as in Apple
and as in NorthT-I-E-R-S-O-L-U-T-I-O-N-S dot
com, and the same name appliesto all the social media accounts
as well.
Or maybe you can simply searchNTS Solutions Mohali, and you
will find a lot of stuff on theweb as well.
Or maybe you can simply searchNTS Solutions Mohali and you
(32:38):
will find a lot of stuff youknow on the web as well, but
yeah, our website is the bestway to kind of refer more and
know more about us.
Speaker 2 (32:48):
Thanks for coming on the show.
It was such a pleasure talkingto you.
I learned a lot, a lot ofrefreshing takes on a lot of
things in life and in cryptospace.
I would love to have you in theshow sometimes in the future.
Wish you all the best for yourendeavors.
(33:11):
Bye for now.
Speaker 1 (33:15):
Thanks, saran, thanks for having me here, Thanks to
all of your listeners and have agood day.
No-transcript.
the factors which are responsible for your success,
and all these three areas youneed to, like, sharpen your
skill set like one is hunger,one is humility and one is
smartness.
And out of all these three, thehunger is the most difficult
one, because we can't put hungerin any until unless it is not
intrinsic.
Speaker 2 (00:18):
Thank you, Welcome to Biddle Crypto Builder Space and
(00:57):
today with me, I have a veryinspiring personality.
I have a very inspiringpersonality.
His name is Vikram and he's theCEO of NTR Solutions.
Speaker 1 (01:16):
Welcome, Vikram.
Thanks, Tarun, for having mehere.
Speaker 2 (01:21):
Thank you very much and hello to everyone.
Great Thanks for being on theshow, vikram.
I've been trying to get you forthe longest time, so I'm glad
that you're finally on this show.
So, vikram, from our onlineconversations, you know I've
noticed when you've spoken to mein the conferences and to other
(01:41):
folks, you speak with very deep, authentic sense of a mission
and you know, my guess is,underneath that there is a deep
personal inspiration that ishidden and I cannot help but
asking you what is that thatinspires you?
Speaker 1 (02:02):
Okay so, tarun, like as you know, my journey, right
so, but I feel that you know youare always the product of your
circumstances, right?
So the first, you know 20 oddyears, like in the environment
you are raised into, the, thesituations you kind of inherit,
(02:22):
because nobody decide forthemselves in which kind of
family you are going to born in.
So so it is very kind of likeyou know, but natural, that like
, for example, if you happens toborn in a family where you are
short of resources, or if youhappen to born in a family,
which is, which have abundantresources, so what in both the
(02:45):
scenario, what, what differs is,like you know, in the first
scenario, a kind of like inherithunger gets built into you,
right, hunger to you know kindof succeed, and and when you
have everything around you like,then most of the time it gets
very difficult, like you know,to kind of you know, uh, create
(03:06):
that motivations you know liketo achieve the higher things.
For example, even if you guysare like, like we all know, like
when we have given everythingto our kids today, right, we are
able to give them fulfill theirneeds, like up to the age of
seven or eight, we run out ofthe option what to give to them
in their next, on their nextbirthday.
(03:27):
So what I'm trying to say?
Right, that our kids are soblessed that they get everything
you know by the age of seven orten, right, whatever is
possible in the world.
That's the kind of facilitythen.
Then, where that hunger willcome from, when they haven't
faced any challenge in theirlife, so that the challenges are
the original uh, I would say uh, the the kind of uh, uh, the
(03:50):
reasons why hunger gets created,right, and I also believe, like
, because there are threefactors which are responsible
for your uh success and allthese three areas you need to
like, sharpen, sharpen yourskill set Like.
One is hunger, one is humilityand one is smartness.
Right, and out of all thesethree, the hunger is the most
(04:10):
difficult one, because we can'tput hunger in anyone until and
unless it is not intrinsic.
So that's what I believe, and Ihave always got inspiration
from my mother and kind of, andalso my environment, and so
always try to do you knowsomething.
You know where I can create orbe the role model for others.
(04:34):
You know the people who get somany things at a very early on
but need motivation to make itlarge.
I would rather say right.
So that's what we want toachieve from our region to
create a successfully out of ourregion.
We are based in mohalle and weare the largest blockchain
company, so why to create asuccessfully out of that region
(04:56):
which can inspire people, thatif we were able to do it, then
you have more means and morekind of like resources to do it
even better.
So that's what I want to createand that's what inspires me.
Speaker 2 (05:09):
Inspiring to listen to.
Actually, vikram, like thethree things you mentioned
hunger, then intelligence, andthat you mentioned, which is a
byproduct of your environment,then humbleness, which is very
important, which is lacking in alot of entrepreneurs these days
.
Speaker 1 (05:29):
Humility it is humility, Hunger, humility and
smartness.
Speaker 2 (05:32):
Yes, hunger, humility and smartness, and those
combination of those three isvery critical to succeed in any
space, and you mentioned it verycorrectly and I believe that
you know this space needs alittle bit of humbleness.
For sure, we have plenty ofintelligence and also needs a
(05:53):
lot of hunger, as you mentioned.
So thanks for putting that in avery good perspective and I
honestly most of the speakersI've interviewed this is one of
the things that stands out Likethose three things are
fundamental to succeed in anyspace, let alone this particular
(06:13):
space.
Okay, with that note, moving on, vikram, why do you care about
crypto?
Why do you care about crypto?
And you know, if I may askfurther, what are the things
that made you care about, youknow and have sort of passion in
this space?
(06:33):
And could you relate that tosay, your childhood experience
to now, somehow Like or mayberecent, you know, when you kind
of got into crypto?
Speaker 1 (06:42):
Right.
So we entered into cryptos likesomewhere around 2016, 17 and
2017 was the year of my I wouldsay like the first milestone in
my entrepreneur success story.
I would call it a littlesuccess story.
Uh, because we got into our owninfrastructure.
We bought a building where weshifted, uh, with a team of like
(07:04):
75 team members, and at thattime, I was kind of, you know,
thinking that what should be myshould be my next growth driver,
and crypto was making a lot ofnoise at that point of time, and
I was working without a cto aswell.
But since I could understandthe technology and was a reader,
so I started reading about it,and the moment I get to know
(07:26):
about why crypto was invented, Iwas completely sold out.
And I would mention I would liketo mention over here that there
were three things uh, people inthe west used to lose their
hard-earned money even I waslistening to a book today as
well like, and go to know, theauthor was bankrupt just because
of a bank went down, right, sono fault of him.
And people used to lose theirhard-earned money just because
of a bank went down right, so nofault of him.
And people used to lose theirhard-earned money just because
(07:48):
of some kind of like uh, youknow, some of the mistakes the
people are making at the bankinglevel, like the, at their
c-level positions, right, and2008-9 crisis, everybody knows,
like labor crisis, why ithappened.
Then, second, um, like crossborder, sending payments to
cross borders, likeinternationally, was a nightmare
(08:10):
.
Like uh, if you remember itused to say, like, if you want
to uh, you know, send money touk, it's better to take a plane
and, you know, deliver itphysically rather than going
through the banking channel.
And third was, you know,financial inclusion, because it
was very hard after that, youknow the, it is very still it is
very hard for, like banking, uh, uh, different companies or
(08:34):
different banks to set up abranch in, uh, you know, remote
areas just for to cater to 20 or30 odd customers, right, so so
first, like, people wanted tohave something in their control,
so that which is beyond thecontrol of the uh, the
traditional banking system, sothat they can they don't let
anybody else be the reason tolose their hard-earned money and
(08:58):
, you know, go go bankrupt aswell.
And financial inclusion and theuh, cross-border uh, remittance.
That was the reason.
So I was completely sold out onthat reason and and we started
building exchange platform,thinking that, uh, you know,
when we can envision a paperlessworld, only this kind of
platform will be required.
So let's build, you know,finacle of crypto world.
(09:20):
You know, finacle is a bankingplatform from infosys.
So so that's how we started ourjourney in this domain and I
would say we evolved with thisspace, like from exchanges to
the holders, to the defi lendinggoing protocols, to nft
marketplaces to give me asolution to metafi solution, all
(09:42):
these things we are doing as ofnow.
Speaker 2 (09:45):
Vikram Vikramji, could you tell me about you know
your life story, just you knowhow you got to this point.
Speaker 1 (10:08):
Okay, so see, I always say that, like
entrepreneurship came to me moreof a circumstantial startup
because it was in 2004,.
I was bedridden for two months.
I had spondylitis.
I was not able to work anywhere, so I had only one option to
start off my own, so that Icould work as per my
availability or my kind of likelimitations, right?
(10:28):
So that's how I started and theinitial years were quite clean.
Three to four years, it wasjust for me, like you know, an
alternative to earning mylivelihood, and it was in 2009
when I gathered the courage tohave five people team and one
month backup in my pocket tosustain and but, by the grace of
(10:50):
god, that was the day and fastforward.
Today, 14 years, we are closeto 700 team member under one
roof, which makes us india'slargest blockchain consulting
firm.
So that's how I started.
And if you even go back, likeyou know, I again say like I
never went to a college, notbecause I, like this study
(11:12):
didn't interested me, but againI I kind of I lost my father
when I was 12 and it was myconscious goal not to be burden
on my mother uh, so that I uhdon't uh, so, so I didn't, uh,
you know, opted for college ormaybe, uh, university education.
So I took my own responsibilityafter my full-time education up
(11:34):
to plus two and then went on todo pgd in computer application
of my own and also pgd injournalism as well.
So so I'm a product of, I'mblend of three things actually.
So I started my career fromdesign.
Then I went on to do pgd incomputer application technical
and also journalism, which is ofcontent.
(11:55):
So design, content andtechnology are kind of like in
my dna this is a amazing journeythat you had.
Speaker 2 (12:04):
in spite of all the curves that life throws at you,
all the difficulties life throwsat you, you kept on going and
kept on coming on top all thetime.
And this is amazing me tocrypto.
So I believe you got in earlyduring the bitcoin era in the
(12:26):
crypto sphere, or was alreadythinking on those directions
about development in that areaso, uh, we started our crypto
journey, I would say around 201617, because 2017 marked the
year of my first entrepreneursuccess story.
Speaker 1 (12:44):
We got into our own infrastructure and earlier we
were operating from a rentedaccommodation and we used to be
like we were 75 people team atthat point of time.
And then I was thinking that,how, what will be my next growth
driver?
And crypto was making a lot ofnoise and when I dwell deeper
(13:04):
into it, you know I wascompletely sold out.
Sold out.
That why crypto was invented.
Three reason again.
So, uh, one, uh, people used tolose their heart and money just
because of the uh banks goingbankrupt, and in the west
especially.
Second, uh, it was very hard forpeople to, you know, send money
(13:26):
abroad.
They used to be uh they.
A lot of questions used to beasked uh from them and we
usually uh used to joke aroundthat if you want to send money
to uk, it's better to take aplane and you don't deliver it
physically.
That that's how the banking uhsystem used to be in the earlier
days.
And last but not least, it wasvery hard for banks to set up a
(13:53):
branch in remote areas just tocater 50-odd customers.
So financial inclusion was achallenge, and crypto sold all
these you know challenges andwas the answer from the people,
like, who used to lose theirmoney to the rudimentary, I
(14:14):
would say, like the systems youknow, so that they could have
something they could count onand also, like you know, have
full control on their assets.
So, uh, and we uh started, youknow, building a exchange
platform, thinking that when wecan envision a paperless world,
(14:35):
only this kind of platform willbe required.
So let's, let's, let's, build afinacle of crypto world, so
that that's kind of, like, youknow, the goal we gave to
ourselves, because and the goodthing happened that we evolved
with this space.
We are starting with exchangesto wallets, to defile and
ignoring protocols, to nftmarketplaces, to gaming, face
(14:55):
solution and metaverse, which isour current focus.
So that's how we evolved withthis space and I'm like today,
fast forward, 14 odd years, likewe are the largest consulting
blockchain consulting companyout of India, close to 700 team
members under one roof.
Speaker 2 (15:12):
Yeah, that's great.
And so, if I get it correctlybefore, say, the crypto kind of
achieved some sort of mainstreamin 2013, and when Bitcoin was
coming up, you had your owndevelopment firm, which you were
still growing, that businessopportunity with crypto, which
(15:39):
the field was wide open, right,you mentioned all the problems
with remittances.
That's one of the biggestproblems actually still remained
in crypto, right?
Even people who are inSoutheast Asia and abroad, like
we send money to our loved onesand stuff, and so that's a huge
market, that's a huge problemarea that's waiting to be solved
, and so you very daringlyjumped into this new ecosystem
(16:03):
and never looked back.
And here you are with, Ibelieve, as you mentioned, one
of the biggest blockchaindevelopment and consulting firms
, if I'm not mistaken.
So that's quite an achievement.
Awesome, awesome arc, awesome,awesome Mark, thank you, thank
(16:28):
you.
Okay, I'm gonna switch gears andI've actually had a list of
questions here.
Let me see.
So I'm gonna ask you when Iwhen I was talking to you, it
seems like you guys are workingon several of very interesting
problems in crypto and severalof them you have some solutions,
which is in the local market,where, where you're based out of
, and then it's also goinginternational.
(16:50):
Could you talk a little bitmore about that?
Speaker 1 (16:53):
so, uh, in blockchain we are covering all the aspects
, you know, whether it is a b2cor b2b or b2g or b2e, and that's
the kind of goals we have givento ourself actually, um, like
for another one and a half yearsor two years, close to two
years to create success storiesin all those areas, because we
(17:18):
want to be the number one brandin blockchain space, most
trusted brand globally and andwe feel that it's not a
designation it will only it canonly be achieved once we create
an impact, holistic impact, inall these four areas, whether it
is a business customer,business to business, business
(17:38):
to government and business toeducation.
So in pursuit of that, we arekind of in the B2C area.
We are building a digitalwallet which is quite near to
completion and all set to go,and what we are trying to
(17:59):
achieve over here is to reducethe barrier to entry in this
space and how we can ensure aweb 2.0 experience in a web 3.0
application.
One of the other reason is likebecause sometimes you know
external factors are responsiblefor the success of your startup
, for example, in india, if youlook at paytm, the success
(18:23):
behind paytm was, you know thereason behind paytm success was
to the demonetization right.
So we also feel like, when youknow, regulatory environments
will get clear and that then onthe, how many wallets will be
required in this world.
Just try to imagine that.
So that's one area.
(18:44):
In the second area, we aretrying to address infrastructure
problem for blockchain projectsand that is also going very
good and very soon we will bereleasing its version two and
that two for the public.
Uh, in third area, we haveidentified that you know, in the
(19:05):
e-government, especially inindia, there is a huge problem
uh in question paper leak, forexample, like whenever
government jobs, uh recruitmentexams happens.
So most of the time you mighthave had heard that, you know,
question paper gets leaked.
We generally say that it's apeople problem, but it's not
(19:25):
people's problem.
It is like systems problem,because we are still sticking to
like web 2.0 systems and wefeel that you know blockchain
can solve this problem verysmartly.
So we have already built aproduct and deployed and tested
it, like with the healthdepartment, punjab for on a
(19:48):
couple of occasions where wehave created a history, that
first time in the history ofindia, a question paper was
designed in a trustless fashion.
When I say trustless, I mean tosay like without any human
intervention and printed in areal-time environment, again,
like you know, on the day ofexamination, just one hour
(20:10):
before all the question paperwere printed.
So what we have done?
We have solved this problemthrough blockchain, by using
public, private keyinfrastructure and making sure
that no power in the world canhack this solution.
So that's our answer, or that'sour work in this field, which
is going to create a very bigimpact once rolled out on a
(20:34):
state level or national level.
Fourth and last but not least isour education division.
So, if you look at our journey,95% of our resources run to
blockchain after joining us,because, operating out of tier 2
city, you can't get the talentfor niche technologies very
(20:54):
easily, so you have to havelearned how to make your own
bread.
So that we understood, actuallyvery early on, and we had set
up a lnd division which wasresponsible for training.
You know all these resourcesand now we have a spin of this
division in a separate companyunder the name and style of
(21:15):
entireares BlockTech, where weaim to train students from local
colleges and how we can makeMohali as the blockchain capital
of India and India to the worldin the long run.
So that's our vision.
Speaker 2 (21:29):
That's fantastic to hear.
You know Mohali is, for folkswho don't know, is also close to
my hometown, original hometownin India, and traditionally it's
not been a tech hub or somewhatof a tech hub, not like
Bangalore.
But with your efforts it seemslike this could be something
(21:50):
very substantial for the growingcrypto community and for the
growing blockchain community,not just in India but worldwide.
And coming back to the solution, vikram, the paper, the
solution to the leaking of thepaper mark sheet and you know
it's a big, huge problem inIndia, a massive problem.
(22:12):
The scale, I think, is billionsof people that are residents of
India and most of it is youngerpopulation.
There is always, you know, inthe news, there is always this
thing happening and there's alot of government money that
gets diluted into solving thisproblem.
You know, having a fix for thisproblem in itself is huge.
(22:35):
Any thoughts on such a solution?
Since you've demonstrated thatin the field it works and it's
kind of almost there a foolproofmethod, do you think that
solution could be ported to, say, other countries with kind of
similar educational structure?
Speaker 1 (22:57):
I would love to know your thoughts on that yes,
definitely, because, uh, once wereleased it, we got inquiries
from even pakistan, bangladesh,these kind of southeast asian
countries, and this problem is aquite widespread, I would say,
in the asian countries and, uh,where corruption is at a very
kind of a high level.
(23:18):
So, yes, this can be deployedin any country which is facing
such issues.
Speaker 2 (23:25):
So you've been in crypto space for quite a while
and what, according to you?
There are certain things incrypto that have changed
drastically, say, from a year ortwo years.
I would say one that strikes meespecially in the US is not in
technology perspective, butBitcoin getting ETF status.
But apart from that, technologywise, what has changed in these
(23:52):
past several years since youstarted, and what has remained
the same?
Speaker 1 (23:55):
Okay, so I would say the promise and what has
remained the same?
Okay, so I I would say the thepromise of the technology
remains the same.
What has changed?
That we are getting very closerto solving the problem of
interpretability and also the uhscalability.
Like a lot of blockchains,solutions are coming which are
trying to, and a lot of I wouldsay like, to a lot extent they
(24:19):
are they have been able to solvethese two bigger issues the
scalability and interpretability.
So these things are gettingsold and we are getting near to
a kind of a time where we wouldsee adoption of blockchain not
only in the financial system,but also across the different
verticals.
(24:40):
And again, as I said, like theone thing remains the same is
the promise of technology, thatthis technology has the power,
because we always believe in thepower of technology.
We, whether the bitcoin or anyother party cryptocurrency will
we make?
It will be able to make itthrough the government
regulation, but one thing theywill be able to achieve they
will force the government tocome up with their own cbdcs and
(25:02):
fast forward.
We this is what we said like in2070, right, and fast forward
now, you know, uh, five oddyears.
Like, uh, five to seven oddyears, we feel, uh, we once
again claim that, till the timethese cbdcs not able to provide
the features of a cryptocurrency, it will take a lot of time for
(25:23):
them to succeed.
So the promise of technologyremains the same and things have
started moving in a positivedirection and many companies in
the world are doing fantasticwork.
Many companies in the world aredoing fantastic work, even in
India.
If you look at the governmentside as well, the government is
very proactive in adoptingtechnology, especially on the
(25:44):
healthcare side.
You see the DigiLocker, thesekind of applications, all being
powered by blockchain.
So, that's my thoughts actually.
Speaker 2 (25:57):
Fantastic.
Thanks for that.
How do you attract talent orbuilders since it's a builder
specific podcast, you knowdevelopers who are chain
agnostic.
In case, because you deal withall different sort of
environments, all differentchains, what does it take to
keep and build with those?
(26:19):
Keep that talent growing,nurturing I think you mentioned
initially.
If you could elaborate more onthat?
Speaker 1 (26:28):
Right, right.
So see, if you see most of thecompanies in our domain go
hiring, kind of like a topstudents working or coming out
of the top universities andcolleges, and it is the, you
know the, the students which areleft behind or maybe don't get
(26:50):
any placement.
So so what do we believe?
That you know?
Skills can all, can always betaught.
I'm like it's not like that ifyou don't know something and you
will not be able to do thing aslong as you have the right
attitude.
And how do we define attitude?
Attitude is your ability toembrace challenges without
losing the enthusiasm, and wealways look at a positive
(27:12):
attitude.
If you are carrying a positiveattitude, you are the person you
are fit for our system.
I would rather say right.
So we believe that you know itis we who are more responsible
for your success with our system.
So we just look at for theright attitude, people carrying
right attitude, and invest ourtime and energy in training them
(27:35):
up to a level where they theyare able to deliver value to our
customer projects.
So that's how we do.
I'm like we take responsibilityinside, inside, outside that's
what we called it.
So we take our ownresponsibility to uh, you know,
uh create the talent that isamazing.
Speaker 2 (27:56):
I have not heard that take and it's a very
interesting take.
In the day and age of fastattrition rates in tech sector,
I mean that is a very promisingkind of vision coming from top
of the company, where you wantto nurture talent.
(28:17):
You know, as you mentioned,it's the man that drives the
machine, not the other wayaround, and so that is very
refreshing to hear that in theindustry where folks who have
the talent you know, due to somecircumstances they were not
able to get the level ofeducation they wanted, but they
still have that drive and youspecifically, you guys
(28:39):
specifically look for that.
I mean that is very unique toyour organization, I must say.
So hats off.
Speaker 1 (28:45):
Thank you.
Speaker 2 (28:46):
Thank you.
Okay, vikram, you know this iskind of a now my tradition in my
podcast, and what I do is Iasked my current guest in my
podcast, and what I do is Iasked my current guest something
they would like to say to theguests they haven't seen, which
will be in my next episode.
And it could be an entrepreneur, some builders, that, the
(29:07):
lessons they have learned in thespace, if you want to
communicate something regardingthat, so what would you like to
say to them?
Speaker 1 (29:15):
Very great question.
So I believe what I havelearned in my entrepreneur
journey you need a very specificset of skills actually to be an
entrepreneur, because, again,it is not a designation.
Being owner of the company putseven bigger responsibilities on
your shoulders.
It is not like you areemploying 600, 700 team members.
(29:39):
It is like you know, first youare employed to them and then
they are your employees this ishow I look at it, and money
should always be the byproductof the valuation.
Again, this is everybody youknow, every, I would say,
entrepreneur believes that.
And there are some keyqualities of an entrepreneur,
(30:02):
like you know.
If you want to be anentrepreneur, you need to be
kind of like, proactive, musthave initiatives, shouldn't be
dependent on, you know, theexternal factors, or maybe your
friends or maybe family, tomotivate you to take some
actions.
Then you must have, like youknow, the heart of entrepreneur,
(30:24):
like it's not like only kind oflike.
You shouldn't be after a fixedincome, like, as you say, like
having the heart of anentrepreneur but not the stomach
doesn't, you know, make youentrepreneur.
And then you also need, youknow, like, be able to how to
you know, unite people under onesingle vision which is again
(30:47):
very important how to kind ofinitiate collaborative efforts.
You know from the team and makesure that we are moving in one
single direction as a team, andyou should also be resilient as
well, you know being defeated isa temporary condition but,
giving up is a permanent.
That's what I have learned fromthe great authors that never
(31:12):
said I kind of attitude right.
So resilience is very importantin entrepreneurship and last
but not least is the vision sideof it you know.
So vision, is when you can seesomething which other can't see.
You know, if you can make someuh sense out of something which
others feel like is a very, uh,contemporary or maybe normal
(31:33):
thing, and that is what differsyou right from the rest of crowd
.
So, passing on the baton tomaybe the next speaker, I would
say so we can talk about thequalities of entrepreneurship
and how they can make theirventure successful.
What are those factors?
Speaker 2 (31:56):
I would say they need to answer you know, find the
answer on them very well put, uh, very well put, vikram.
And I have to ask this so wherecan builders, folks who are
interested in what you guys aredoing, where can they reach out?
How can they reach out?
How can they find you?
Speaker 1 (32:17):
Yeah, so sure.
So our website isntsolutionscom A, as in Apple
and as in NorthT-I-E-R-S-O-L-U-T-I-O-N-S dot
com, and the same name appliesto all the social media accounts
as well.
Or maybe you can simply searchNTS Solutions Mohali, and you
will find a lot of stuff on theweb as well.
Or maybe you can simply searchNTS Solutions Mohali and you
(32:38):
will find a lot of stuff youknow on the web as well, but
yeah, our website is the bestway to kind of refer more and
know more about us.
Speaker 2 (32:48):
Thanks for coming on the show.
It was such a pleasure talkingto you.
I learned a lot, a lot ofrefreshing takes on a lot of
things in life and in cryptospace.
I would love to have you in theshow sometimes in the future.
Wish you all the best for yourendeavors.
(33:11):
Bye for now.
Speaker 1 (33:15):
Thanks, saran, thanks for having me here, Thanks to
all of your listeners and have agood day.
No-transcript.
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