Accountant Explains: The 4 Money Personalities - Which one are you?

Welcome back to another episode of the Building Your Money Machine Show! Today, we’re getting real about something that impacts absolutely every one of us: our unique money personalities. Ever wonder why two people can make the same amount of money, but one ends up with a healthy investment portfolio and the other seems to have nothing but credit card statements and a killer shoe collection? Or maybe you and your partner treat spending like you’re playing on rival teams?

Trust me, you’re not alone—and there’s a reason for all of it.

In this episode, I break down the four money personalities that I’ve seen again and again throughout my 30+ years as a CPA, advisor, and author of Building Your Money Machine. I go deeper than ever before into the habits, mindsets, and muscle memory that drive our choices with money. This isn’t just about math—it’s about why we do what we do.

You’ll find out which money personality is your go-to, how these personalities interact (sometimes explosively!) in relationships, and strategies to play to your strengths—while building a system that actually works for you, not against you.

IN TODAY’S EPISODE, I DISCUSS:

• The four core money personalities: Saver, Spender, Investor, and Philanthropist
• The impact of early patterns and upbringing on your money mindset
• Why habits and default behaviors around money are so hard to change
• How your money type can shift over different life phases
• What happens when different personalities collide in relationships

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• 6 Things I'd Tell My 20-Year-Old Self (as a 63-Year-Old Multimillionaire)
• Financial Literacy is The Lowest it's Ever Been This is Sad
• 10 Habits Of The "Fake Rich" You Need To Avoid
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• 14 Hidden Expenses That Silently Destroy Your Wealth

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If you liked this video, you'll love these ones:

• 6 Things I'd Tell My 20-Year-Old Self (as a 63-Year-Old Multimillionaire): https://youtu.be/aqTn3Us9q5o
• Financial Literacy is The Lowest it's Ever Been This is Sad: https://youtu.be/BIHtHihEOlY
• 10 Habits Of The "Fake Rich" You Need To Avoid: https://youtu.be/Ijofyr-YtXY
• Life Lessons I Wish I Knew Earlier - Here's what matters most: https://youtu.be/CChh8Zd36UI

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