BullCast

This week is our spooktacular Halloween episode where we are continuing our discussion on buying a house. Pretty scary, right?! In part two of our “Buying a House” mega episode, we are breaking down how mortgages work today and the standards that exist because of the Housing Bubble and Financial Crisis of 2008. We also have a guest segment today. Nancy Krahl, Bank Mortgage Officer at Bank of Bartlett, will help us further understan...

We’ve got another two-part episode for you as we continue our Debt series. This week, we are talking about buying a house, one of the biggest financial decisions a person will make. In part one, we’re breaking down the “American Dream” and what crucial factors go into purchasing a home: What function should a house serve? What’s the importance of location? Why should you tally up your needs vs. wants when house hunting? We’ll then ...

In part two of this series, “picking you up” where they dropped you off last time, Katie and Cort are assuming you’re ready to get a car, you’ve figured out what you want, and now they’re “giving you a lift” through the actual acquisition process. Now that the research is done, we’re breaking down the topics of financing, buying v. leasing, and warranties. It’s the next episode in our debt series – that’s right, it’s the CAR LOAN! ...

Buckle up for this week’s episode. We’re shifting gears and talking all about buying a car in part one of this two-part series. Katie and Cort are riding shotgun with you today, giving you turn-by-turn directions when it comes to making this big purchase. Should you buy or lease a car? What research should you do beforehand? How does financing work, and how much cash should you put down? We’re not reinventing the wheel in this epis...

With nearly 12 million Americans borrowing annually to help cover the costs associated with college, it’s no wonder student loans are one of the hottest financial topics for a lot of people. This week, we are discussing the evolution of college and how student loans came to be. We’ll dive into the different methods of how one can prepare in advance for college and start out on the right foot given that college can be one of the bes...

Everyone is defined by two numbers in their life: their Social Security Number and their Credit Score. This week, we’re breaking down what a Credit Score actually is and why it is so important in our lives. Why are these numbers so crucial to lenders? How are scores calculated? And who the heck is FICO? Join us as we dive into some interesting statistics and facts so that you know what to be looking for next time you check your sco...

We’re going back to the early days of charge coins and charge plates, and taking a stroll through history to give you a better understanding of what a credit card actually is. The “magic card” — as some call it — creates an incredible temptation for a lot of people, and we are here to help guide you toward the best way to use credit cards. Is a credit card a good thing to own? Which card should I go with? How do late fees work? Joi...

Not everything in life is black or white. It would be easy to make choices if everything came down to the good choice and the bad choice, but rarely are any of life’s toughest questions that simple. Many people have been conditioned to believe that “debt” is a bad word and that you should strive for a life that is debt-free. Is all debt bad? Is there such a thing as “good debt?” In this episode, we’re breaking down “debt.” We are g...

This week, we are discussing how to successfully teach your kids about money. We’ll dive into the psychology behind how children often mirror their parents’ actions, both good and bad. It all starts with the parents, so we will be giving some cool tips, methods, and tools (including an app!) When should you start teaching your kids about finances? What are the different methods of encouraging sound financial decisions? We also have...

This week, we’re making bucket lists and dreaming about vacations! Join us as we break down Vacation Planning Accounts. We’ll give you tips on how to keep that California Dreamin’ money in a safe place, and we’ll discuss some crucial steps for successful budgeting. What is a vacation fund? How do credit cards come into play with vacationing? Why should I even go on a vacation? We’ve got the answers, y’all, so grab your passport, bu...

This week, we are talking about who financial advisors are, what they do, and why you need one. Think of a financial advisor as the ultimate wingman, always there to help keep you on track. Financial Advisors are in the business of helping people make the best financial decisions, and it's important to truly understand what they do. We'll be answering a multitude of questions: Do you need a lot of money to have a financial ...

This week, we're coming to you from Hot Springs Village! We are wrapping up our 4-part series on the basics of investments with Hard Assets. Listen in as we take you back to the cavemen days of trading woolly mammoth tusks and saber tooth tiger teeth, the original Hard Assets. What makes these tangible items different from cash? Who assigns value to these assets? What in the world are water rights and what is the Gold Standard?...

Show me the money! This week, we're talking about Cash (which doesn't necessarily mean the $20 bill sitting in your wallet.) Cash is the lifeblood of your financials and the foundational element of having a strong financial future. In this episode, we're answering a ton of questions: What is the purpose of cash? What does "liquid" mean? What are levels of cash? What are CDs and a Money Market? How do banks make ...

“A martini. Shaken, not stirred." (Cue the music!) This week is Episode 007 and its name is “Bonds, Explain Bonds.” In this action-packed podcast, we are breaking down what a bond is, how it differentiates from stocks, and just about everything in between. While diamonds are forever, let’s hold off on discussing hard assets until the next episode. For now, don't say Dr. No to this episode. Grab your bow tie, hop in your Ast...

We are starting a new series covering the 4 basic areas of investing: Stocks, Bonds, Cash, and Hard Assets. This week, we are talking all about stocks. What are they? What do they have to do with a corporation? What the heck is an IPO and why do companies “go public”? It’s not like they were being all that “private” to begin with! We are breaking down this jargon-filled area ⁠— diversifying a product line, raising capital, and inve...

This week, we're diving into part 2 of our mega-episode on budgeting. Now that we've broken down why you need a budget, we're talking about how to build a successful budget. Yes, we understand that "budget" is a scary word and most may see it as meaning you have to make cuts, but we're debunking myths and making it easy with 4 simple steps: Identify, Verify, Apply, and Live It (Love It)! Remember, creating a...

This week's episode is part 1 of our two-part budgeting mega-episode, and we are asking the question, "why budget?" We break down the importance of a budget and coming to grips with having to hold yourself accountable in order to remain in control of your financial situation. A budget should be a living, breathing document that keeps you afloat — not chain you down.

This week's Top 5: Things you should budget for... ...

In today’s episode, we’re following up on episode 2’s topic, “Where Does Your Money Come From,” with the next most logical topic: “Where Does Your Money Go?” We’re breaking down the psychology behind spending, and taking a look at where most people spend their money. If you know where your money goes, you can effectively make a budget (that sticks!)

This week's Top 5: How would you spend $1,000,000?

Hashtags of the week: #Brewste...

It may seem like a simple concept, but knowing where your money comes from is an integral piece to the overall financial puzzle. It's also a fundamental step in developing a plan. That's why we decided to make this our first topic to tackle. In this episode, learn the different forms of income like fixed and variable, and understand the nature of income like guaranteed v. non-guaranteed. Show me the money!

This week's To...