In this episode of Burning the Ships, I sit down with one of Virginia’s most connected and knowledgeable investor-lending pros—Lindy Pond. If you’re in the Richmond or Hampton Roads area and in real estate, chances are you’ve heard Lindy’s name. She’s more than just a lender—she’s a connector, a motivator, a mom, and a powerhouse of knowledge who gives economic updates that actually matter.
We talk about her start in lending, how she’s raised kids as a single mom while building a thriving business, and why being genuinely helpful and relentlessly communicative are her superpowers.
We also unpack current economic uncertainties, her favorite lending products for investors, and how to navigate the market without freezing in fear. Whether you’re new to real estate investing or scaling your portfolio, this episode will show you why Lindy is the real deal.
Key Talking Points of the Episode
00:00 Introduction
04:50 Who is Lindy Pond?
06:52 JJ’s Joke of the Week
09:00 How Lindy got into lending: mortgage companies to investor lending
13:53 Why Lindy chose to work exclusively with real estate investors
16:29 The passion behind Lindy’s presentations
17:13 DSCR Loans: a game-changer for real estate investors
23:03 Time management and networking as a single mom
28:02 Challenges in being a single mom in business
30:31 Navigating life transitions: having college-age children, finding new hobbies
35:23 The power of genuine networking in real estate
42:42 What makes an investor succeed or fail?
45:44 Why communication is an important part of being an investor
51:11 Lindy’s economic outlook for the next 6-12 months
55:40 Taking advantage of the demand for real estate
57:35 How you can get in touch with Lindy
Quotables
“DSCR stands for Debt Service Coverage Ratio. It’s just how much rent is coming in versus how much mortgage payment is going out.”
“Your word is very important, especially in this community, because we all talk.”
“There’s so much noise right now. When people feel overwhelmed, they freeze. But knowledge is power.”
Links
Lindy Pond
https://www.instagram.com/lindyloans/
https://www.facebook.com/LindyLoans
608B Capital
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