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June 27, 2025 6 mins
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Episode Transcript

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Speaker 1 (00:01):
Good evening, good evening, happy Saturday.
So Saturday afternoon evening,working a side hustle that I
haven't done in like a month andtrying to make a couple dollars
cash Not cash, but trying tojust make a couple extra dollars
and do what I can to make sureour family is provided for

(00:21):
Something bonus.
That we did while the kids werenapping.
Today, my wife and I sat downand we just went.
We're using a budgeting app.
There's one that we've used foryears and years that got shut
down.
We went to a paid differentbudgeting app and it tracks your
.
You connect your bank accounts.
It tracks your expenses, butalso your repeat expenses.

(00:42):
So say, on January 5th you paid20 bucks.
On the next month you paid, onFebruary 5th, you paid another
20 bucks.
It detects that that's asubscription and so when you
open the app, it can help youidentify your subscription
subscriptions really quickly.
And so today we just wentthrough um during our kids

(01:03):
napping.
We just went through like whatsubscriptions are we currently
on and are they ones that wetruly want to keep going on?
Are they ones that we don'treally need anymore?
And so there was one.
Something that place I'vestarted to do, fortunately, is
they'll send an email like amonth before your 12 month
renewal starts, so like there'sa magazine subscription that we

(01:24):
gifted as a birthday present ayear ago and they emailed us
like two weeks ago hey, you'reabout to get recharged, looking
forward to seeing you anotheryear, and so we know right away
we don't want to do that againand so we can cancel that.
Uh, we had a handful ofsubscriptions I'll admit all of
them were mine and some werelegit, like um, a calendar
booking tool, or like a videoconferencing tool, like those

(01:48):
we're going to keep for anothercouple months.
But there are some that we justdon't use, like an online file
storage system, another one thatthat's a good example.
Another one that's like anonline research tool that we
don't really use as much.
We need a paid version, but weuse enough that we should use

(02:08):
like a free version.
And so we just canceled stuff.
We probably cut out likeprobably $100 a month worth of
subscriptions that we don'treally need anymore, and so at
first thought it's tempting torealize, like okay, $10 a month,
I don't need to like stop that,but looking back, like some of
the worst.
I don't need to like stop that,but looking back, like some of
the worst one I've had for likethree years, and I've only

(02:28):
heavily used it prior for two orthree months, and so in total
we've paid this company like$300 $350.
And we only really needed like$30 of value, and so that's
money out the window that wedon't need to be pushing out
into the ethos.
If I could do something to makean extra $300, I would do it,
and so if I would be willing toearn it, I should be willing to

(02:52):
earn it by not spending it.
So that's just something I'mrealizing.
Just doing it it's worth doing.
Looking at what you spent moneyon so, like right now it's
October, so we looked at what dowe spend money on in November
of last year, because some ofthose might be a sneaky
subscription.
And then just looking at whathave we spent money on the past

(03:14):
two, three months that, if wereally need it, we can get it
back in a moment.
So, like making up an example,say, there's a subscription that
makes sense during likeNovember and December each year,
but you only use it in November, december.
You don't need to pay 12 monthsfor two months of usage.
So it's worth canceling andjust cancel, cancel, cancel, cut

(03:35):
, cut, cut.
If it's worth giving yourself apay raise for an extra a
hundred dollars a month, it'sworth not spending that.
So that's what we did today,and by working a job tonight for
a few hours, um, we're going tobe saving that each month for
all these subscriptions.
So, feeling pretty good, goingto pat myself on the back on

(03:57):
that one Glad we did it and justfiguring out how we prioritize
things Um, family history dadworked a lot so that mom could
afford a lot.
Family history dad worked a lotso that mom could afford a lot.
And for my wife and I, we wantdad to work a fair amount so
that we can have a fair enoughlifestyle.

(04:18):
And so we want to have lessincome and less expenses so that
we have a lot less stress and alot more time than what I was
used to.
And so that's what we'reworking towards.
And so tonight it doesn't matchthat and that trajectory, that
desired goal, since I'm workingand we want me to be home.
But tonight we need me to beworking, in my assessment, so

(04:39):
that we can keep food on thetable.
So, as I'm driving and I'mseeing all these like blocked
out school buses, all of theselike party buses, dj buses, and
realizing like there's folksthat are doing wedding venues,
corporate event venues, thereare folks that are hustling on

(05:02):
the weekends because either theyhave to get to, have to or want
to, and so I'm now seeing moreentrepreneurs that are working
the side hustle, the weekendhustle, more than I ever had
noticed.
And so I'm that guy tonight.
We're going to have fun doingit, we're going to enjoy it, and
if I get stuck doing the sidegig then I'll call the owner and
say, hey, this thing isn'tworking, tech malfunction,
whatever, and they'll get meunstuck.

(05:22):
So we're going to go do it.
We're going to go have fun.
It's going to be do it.
We're gonna go have fun.
It's gonna be a blast of awedding.
It's gonna be a good five hourengagement and then call it for
the night.
So that's where we're at,that's where we're going.
Let's rock and roll.
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