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November 21, 2025 19 mins

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.

In today’s episode, we look at the shifting priorities and sentiments of would-be home buyers. Plus, Robbie sits down with TD Bank’s Jon Giles for a discussion on how today’s rate environment is reshaping housing supply, why rising renovation trends and growing HELOC demand are turning home equity into a powerful financial tool, and how lenders can responsibly meet homeowners’ increasing appetite for equity access. And we close by examining what sort of expectations there are for future rate cuts.

Thank you to Figure. Figure is shaking up the lending world with their five-day HELOC, offering borrower approvals in as little as five minutes and funding in five days. Figure has hundreds of partners in the Banking, Credit Union, Home Improvement, and of course, IMB space embedding their technology. Lenders, give your borrowers an experience they will rave about. Learn more at figure.com.

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