Common Sense Millionaire

Are you ready to evolve as you approach your money goals?

In this episode I’m talking about banking with black banks. It’s critical for black people to control their wealth and invest in institutions that prioritize their prosperity. Too many barriers and not enough opportunities exist with traditional banking systems.

This discussion fights the rumors that might discourage you from banking with black institutions. I won’t just be ta...

Remember the first time you wanted something so badly, but had to settle for less because of the money?

In this episode I dive deep into my experiences, the lessons I learned growing up, and how they shaped my understanding of money today.  There are layers to credit history and an art to mortgage applications. By the end of this episode, you’ll have learned the key strategies to cultivating a healthy credit profile, understand the ...

In this episode of Common Sense Millionaire, I’m going to equip you to handle your cryptocurrency like a pro. We're going to tackle the IRS's classification of crypto as property, and it’s potential for recognition as an investment security by other organizations. Your digital gold is not as anonymous as you might think - and whether you're investing through an investment company or independently, it's crucial t...

In this episode, I'm having a conversation with Tiffany Largie, CEO and founder of DO THE DAMN THING, exploring alternatives to conventional investment methods like stocks and bonds. Tiffany and I navigate how small businesses can be a powerful asset for wealth creation, especially if it's something you're actually passionate about.  We also explain the concept of robo investing and share some of the best online plat...

Ready to bust some myths about who gets audited the most?

Spoiler alert: it's not your wealthy neighbor!

In this  episode of Common Sense Millionaire, I reveal the harsh truth about IRS practices and how they disproportionately impact African-Americans, particularly those with lower-income brackets who are business owners.

This episode dives deep into the world of audits, giving away the mystery a...

What if tying the knot could knot up your finances, too?

This episode of Common Sense Millionaire peels back the layers on how life-altering events such as marriage and divorce, could impact your finances. We’re taking a deep dive into the potential tax implications of that walk down the aisle - think merging credit files, determining to file taxes jointly or individually, and even the tax burdens you might unknowingly be...

Ready to unmask the unnerving world of small business taxation?

This episode of the Common Sense Millionaire is a treasure trove of insights, revealing potential pitfalls and how  I learned to sidestep them. Let's pull back the curtain on everything from the consequences of unreported cash transactions to the importance of a reliable tax preparer in navigating the labyrinth of deductions and expenses. 

Hear...

What if choosing the right tax preparer could be the difference between an improper return and a hefty $7,000 refund?

This is exactly what happened to one of our listeners, and we're here to share this eye-opening tale while delivering the know-how to ensure you're making the best choices in your tax preparation. I'm going to guide you through critical questions you should be asking your preparer, such as t...

Ever felt like you're running on a financial treadmill, hustling hard but not moving forward?

I've been there, and that's why I've dedicated my life to promoting financial education. From spiraling in debt with a credit score of zero to boasting a score of 800 plus, I've turned my financial life around, and I'm eager to share what I've learned.

In today's episode of Common...

Are you ready to take the reins on your financial future?

If so, I've got a show filled with insights on the often overlooked aspects of tax planning. I'll guide you through the process of aligning your withholding with your projected tax liability and delve into the tax benefits of retirement funds and savings plans. You'll leave this episode armed with a wealth of knowledge, including how to calculate you...

Ever wondered how someone could go from financial zero to millionaire status? Brace yourself for an insightful journey into my life, where I started with nothing and now have over a million in investable assets. This episode is packed with my personal experiences, strategies, and tips that will help you secure your financial future. I'll share how I maximized my job's sponsored retirement plan, invested wisely in the stoc...

Ever dreamt of running a successful vending business but find yourself at a loss on where to start? In this episode, I'll walk you through the paramount step of identifying highly sought-after products, and teach you to resist the temptation of vending items with low demand. I'll also discuss how cheating on money transactions can do you more harm than good, considering vending machines leave a clear transaction trail tha...

A business where you can start part-time, grow without boundaries, and work minimal hours a week is an easy way to stack cash. 

In this episode, we'll explore the world of vending machines and discuss how to start your own vending business. We'll cover the benefits of this type of business, the key things you need to consider before starting, and some practical tips for success. Whether you're looking for a ...

Don't sleep on real estate as part of your money strategy. Real estate will help you get to some if not all of your financial goals faster! In this episode I break down the road map of getting started and what's important when considering your first steps.  It's crucial to understand the tax implications of owning and investing in real estate. From property tax deductions to the benefits of rental income, we'll ...

In this awesome episode, I am going to jump in deep and walk you through the mechanics of becoming  'Audit Proof'.  Together we are going to dive into your finances and identify the red flags, leaky holes, and loose threads that just make no sense.  I get it, it's hard to stay organized without a strategy especially when you are trying to figure out... what the heck do I focus on first?!  These insider tips and strat...

In this episode, we explore the importance of proactively managing your finances for your business and your family's future via TAX PLANNING. It can seem overwhelming, but we'll show you how being proactive can make your life much easier. From deductions & credits to estate and trust planning, we'll provide expert insights and practical advice on how to maximize your wealth and minimize your tax liability. By tak...

In this episode, we'll hear a list of best practices and the latest trends and strategies for establishing and building business credit in today's economy.   We are going to walk you through the personal journey of establishing my own personal credit and then business credit. When we are done you will be clear on how and why you need to establish business credit and how to start to secure funding for their business. We&ap...