In this candid episode of Conservation Stories, host Tillery Timmons-Sims sits down with Sam Nesbit, Senior Vice President at First United Bank, to explore the financial and emotional landscape of modern agriculture. With deep roots in the West Texas ag community, Sam shares insights from the front lines of agricultural lending, describing how small-town banks are helping producers navigate one of the most financially challenging periods in decades.
They dive into the complexities of farm finance, from rising input costs and volatile crop prices to the growing strain on farmers without clear exit strategies. Sam outlines the growing need for financial planning, succession strategies, and mental health support, particularly as drought, inflation, and market oversupply push many producers to the brink. The conversation also tackles rural community decline, the importance of local banking, the misconceptions around corporate farms, and the shared fate of rural and urban economies.
Honest and compassionate, this episode underscores the need for community-based solutions, cross-sector support, and a renewed understanding of the human cost behind our food and fiber systems. Whether you're in ag, finance, or just care about the future of rural America, this episode delivers a powerful message about resilience, responsibility, and the urgent need for connection.
These opinions are solely of Sam Nesbit and does not reflect 1st United Bank.
More about our guests:
Sam Nesbit
Senior Vice President at 1st United Bank
For more information about SARA, please visit sara-conservation.com
Support the Conservation Stories Podcast
Follow SARA for more updates • Instagram • Facebook • LinkedIn • X/Twitter
Conservation Stories is presented by The Sandhills Area Research Association (SARA). Subscribe now to hear all the interviews.
Upcoming Episodes Include:
• Bridget Scanlon Research Professor University of Texas at Austin
• Todd Baughman Center Director Texas A&M AgriLife Research & Extension Center
• Jane Dever, Professor and Director, Clemson University Pee Dee Research and Education Center
Popular Podcasts
On Purpose with Jay Shetty
I’m Jay Shetty host of On Purpose the worlds #1 Mental Health podcast and I’m so grateful you found us. I started this podcast 5 years ago to invite you into conversations and workshops that are designed to help make you happier, healthier and more healed. I believe that when you (yes you) feel seen, heard and understood you’re able to deal with relationship struggles, work challenges and life’s ups and downs with more ease and grace. I interview experts, celebrities, thought leaders and athletes so that we can grow our mindset, build better habits and uncover a side of them we’ve never seen before. New episodes every Monday and Friday. Your support means the world to me and I don’t take it for granted — click the follow button and leave a review to help us spread the love with On Purpose. I can’t wait for you to listen to your first or 500th episode!
Stuff You Should Know
If you've ever wanted to know about champagne, satanism, the Stonewall Uprising, chaos theory, LSD, El Nino, true crime and Rosa Parks, then look no further. Josh and Chuck have you covered.
Dateline NBC
Current and classic episodes, featuring compelling true-crime mysteries, powerful documentaries and in-depth investigations. Follow now to get the latest episodes of Dateline NBC completely free, or subscribe to Dateline Premium for ad-free listening and exclusive bonus content: DatelinePremium.com