Cover Your Assets with Logan and Don

A will is not enough, an unfunded trust is just paper, and an IRA without a strategy is a tax bomb waiting to go off. Logan and Don break down why families end up in probate, why “lazy advising” can cost retirees dearly, and why your advisor’s plan may be clearer than your own.
If you want protection, clarity, and a real income plan—not guesswork—this episode shows you how to get inside the wall.

You built your retirement like a castle — but if the drawbridge is down, the IRS is already inside and waiting to take a bite out of your savings. Logan and Don break down the tax time bomb, the power of Roth conversions, and how to seal your financial walls before rates rise.

Estate planning, taxes, hidden fees, and income planning collide in this episode as Logan and Don expose the blind spots that quietly drain retirements. Learn how to protect your family, your money, and your future with a plan that actually works.

Most people think they have a fiduciary—until Logan and Don expose the truth: salespeople posing as planners, disappearing advisors, hidden fees, and “pie chart” portfolios calling themselves a plan. This episode pulls back the curtain on what real fiduciary care looks like, why most advisors fall short, and how true planning can change your entire retirement future.

Most people hear “Roth conversion” and either do nothing or do it all at once—both can be costly. Logan and Don break down the wise approach: measured, strategic, tax-smart conversions that protect your income, shrink future IRS hits, and keep your retirement firmly in your control.

Most investors don’t realize they’re funding their advisor’s lifestyle instead of their own goals. Logan and Don expose the telltale signs of complacent advisors and lay out how real income planning replaces guesswork with guaranteed results. Learn how to cut fees, demand accountability, and make every dollar serve your future—not theirs. Every quarter counts, and so does every decision you make.

Tax-deferred accounts are ticking time bombs. Logan and Don break down how RMDs, future rate hikes, and hidden taxes threaten every traditional retirement plan. Discover how Roth conversions and strategic withdrawals can buy out your silent partner—the IRS—before it’s too late. Control the taxes now or they’ll control you later.

Income, not accumulation, drives a secure retirement. Logan and Don show how taxes, timing, and sequence of returns can make or break your plan—and how to build income that lasts regardless of market swings. They reveal the tools to stabilize cash flow, protect purchasing power, and control your tax bracket. It’s not about big balances—it’s about smart withdrawals.

Logan and Don dig into the difference between commission-driven sales and true fiduciary advice. They reveal how lazy advising, cookie-cutter portfolios, and vague “reviews” quietly drain your future income. Learn how to demand transparency, personalized strategy, and proactive service from anyone handling your money. If your advisor isn’t educating you, they’re billing you.

Estate planning is not about wealth — it’s about family. Logan and Don bust the myths around cost and complexity and explain how modern tools like Wealth.com make trusts and wills easy and affordable. They stress funding your trust properly and keeping documents updated so your loved ones avoid probate and stress. Build the wall around your assets before the state builds one for you. 

The IRS is your uninvited retirement partner — until you buy them out. Logan and Don lay out how Roth conversions create tax-free income for life and why paying tax now can mean freedom later. They discuss timing, partial conversions, and how to avoid required minimum distributions that can drain your nest egg. This is the episode that turns IRS liabilities into lifetime liberty. 

Logan and Don reveal the silent killer of most retirements — taxes. They explain why ignoring tax strategy can cost more than housing and healthcare combined, and how smart Roth conversions and timing Social Security can save hundreds of thousands. This episode breaks down why CPAs look backward while real planning looks forward. The goal is simple: keep the IRS out of your retirement, once and for all. 

Logan and Don open with a discussion on required minimum distributions and how to avoid the penalty and be proactive in tax moves.  The conversion when moves to the delicate strategy of doing Roth conversions and how they can determine if they are right for you.  They also give tips on determining if you are with the right financial professional for your retirement.