Cover Your Assets with Logan and Don

What are you actually getting for the advisory fee you pay?

This week, Logan and Don look beyond portfolio performance and ask what a financial advisory relationship should really deliver.

From proactive communication and retirement income planning to investment management, tax strategy, estate planning and coordination with your CPA and other professionals, your financial life should not operate in separate silos.

If you are schedul...

You may know what you own—but do you know why those investments are held in those particular accounts?

This week on Cover Your Assets, Logan and Don break down the often-overlooked difference between asset allocation and asset location, and how where investments are held can affect taxable income, tax efficiency and what you ultimately get to keep.

But that’s only part of the conversation. They tackle RMDs, Roth convers...

This week on Cover Your Assets, Logan and Don go beyond the account balance to talk about what a retirement plan should actually be doing for you.

They start with advisor accountability: Is your advisor proactively revisiting your plan, taxes, beneficiaries and changing needs—or has the relationship quietly slipped onto autopilot?

Then, they tackle the shift from accumulating money to creating a retirement paycheck, including ...

Market volatility has a way of exposing weaknesses in a retirement plan. If every market drop leaves you anxious about your income, your future, or whether you can afford to stay retired, the problem may not be the market—or your emotions. It may be how your money is structured.

This week on Cover Your Assets, Logan and Don look at what it really means to take control of your retirement. They break down how Roth conversions c...

A million dollars on a statement may look like a retirement plan — until you need it to pay the mortgage, buy groceries and fund your life for the next 30 or 40 years.

You can’t take an account statement to the grocery store. You need income. So when the paycheck from work stops, where exactly will your retirement paycheck come from?

Which accounts will produce it? What happens when the market drops? And do you actually ...

You have an advisor. A CPA. A 401(k). Maybe an estate plan.

But is anyone actually connecting the dots?

This week on Cover Your Assets, Logan Marcus and Don Spini expose the costly gaps that can happen when your financial professionals work in silos — and why a collection of accounts isn’t the same thing as a retirement plan.

Plus: the little-known 401(k) option that may give you access to professional management while you...

You pay the advisory fee year after year—but what are you actually getting for it?

This week on Cover Your Assets, Logan Marcus and Don Spini challenge listeners to look beyond investment performance and ask whether their advisor is actually delivering the planning, communication, strategy, and support they’re paying for.

They break down how to turn retirement savings into a reliable lifetime income plan, manage market an...

What if one of the biggest opportunities in your retirement plan has been there all along?

Most people assume they have to choose from the limited investment options offered inside their employer's 401(k) until they retire. But depending on your employer's plan, you may be able to continue contributing, keep your employer match, and have your 401(k) professionally managed—all without rolling your money out of the plan.

In this ...

Inflation isn't just changing what you pay at the grocery store—it's changing your retirement.

This week on Cover Your Assets, Logan Marcus and Don Spini explore how skyrocketing home values, rising property taxes, and increasing housing costs are reshaping retirement planning for millions of Americans. They explain why your home, investments, taxes, and estate plan should never be managed in separate silos.

You will also learn...

What if the greatest threat to your retirement is not market volatility—but the advice you are following?

This week on Cover Your Assets, Logan Marcus and Don Spini challenge some of the most common assumptions in retirement planning. They explain why generic withdrawal strategies, one-size-fits-all advice, and managing investments without a written income plan can quietly undermine an otherwise successful retirement.

The conve...

There's a difference between managing a portfolio and planning a retirement.

This week, Don Spini and Logan Marcus break down what that difference actually looks like—outdated portfolios running on autopilot, forgotten 401(k)s sitting uncoordinated for decades, retirement income planning, estate planning, and proactive fiduciary advice.

The takeaway: none of it works if it's handled in silos.

They also cover the questions ever...

Retirement should bring confidence—not constant worry. So why are so many retirees anxious every time the market moves?

This week, Logan and Don explain why retirement stress is often not a market problem at all—it is a planning problem. They discuss how the right income strategy can help reduce anxiety during market volatility, why every dollar in your portfolio should have a specific purpose, and how proper planning ca...

Think your retirement plan is solid because someone told you to follow the 4% rule? Think again.

This week on Cover Your Assets, Logan Marcus and Don Spini expose why retirement is far too complex for rules of thumb. They explain how sequence of returns risk, Required Minimum Distributions (RMDs), and poor withdrawal strategies can quietly derail even a seven-figure retirement.

They also uncover one of the biggest blind spots in reti...

The biggest retirement mistakes rarely happen in the stock market.

They happen when families inherit an IRA without understanding the tax rules, stay loyal to advisors who stopped doing the work years ago, put off estate planning until a crisis forces their hand, or retire without ever seeing a written income plan.

This week, Logan and Don break down the costly mistakes they see every day, explain how to avoid them, and show you ho...

Wall Street taught investors to focus on account balances. Retirement requires a different conversation.

This week, Logan and Don discuss why income matters more than accumulation, why delaying estate planning can create unnecessary taxes, costs, and stress for your family, and what your advisor should actually be doing to earn their fee, and.

After all, your advisor got paid last year—but did you get your money's worth?

Lear...

Will your family inherit wealth—or a tax problem? On this week's episode of Cover Your Assets with Logan & Don, we discuss the Great Wealth Transfer and why inherited IRAs, beneficiary designations, and poor tax planning can leave families with unexpected tax burdens.

We also explore Roth conversion strategies, widowhood tax traps, and how to keep more of your hard-earned assets in the hands of your loved ones instead of ...

Think your advisor is doing a great job? If you only meet once a year (or less), that's your first red flag!

This week, Logan and Don expose the biggest retirement planning gaps they see every day; from advisors managing investments without a real income plan to missed tax-saving opportunities, outdated estate plans, and costly beneficiary mistakes.

Learn the five retirement mistakes that can quietly derail your future, how to know ...

Your IRA isn't all yours. The IRS is your silent partner — and they didn't ask permission. This week Logan and Don pull no punches. They're breaking down how to evict the IRS with a Roth conversion before the tax sale ends, how to build an income blueprint so you know exactly what you can spend without running out, and why skipping your estate plan doesn't protect your family — it leaves them a legal scavenger hunt whil...

Most retirees assume taxes get easier in retirement — they don't. In this episode of Cover Your Assets, Logan Marcus and Don Spini break down the domino effect of RMDs, IRMAA surcharges, and Social Security taxation, and why one incomedecision can trigger three financial penalties at once. They also take on the growing trend of Americans replacing their financial advisor with AI — and why that shortcut is costing people...