Cover Your Assets with Logan and Don

Inflation isn't just changing what you pay at the grocery store—it's changing your retirement.

This week on Cover Your Assets, Logan Marcus and Don Spini explore how skyrocketing home values, rising property taxes, and increasing housing costs are reshaping retirement planning for millions of Americans. They explain why your home, investments, taxes, and estate plan should never be managed in separate silos.

You will also learn...

What if the greatest threat to your retirement is not market volatility—but the advice you are following?

This week on Cover Your Assets, Logan Marcus and Don Spini challenge some of the most common assumptions in retirement planning. They explain why generic withdrawal strategies, one-size-fits-all advice, and managing investments without a written income plan can quietly undermine an otherwise successful retirement.

The conve...

There's a difference between managing a portfolio and planning a retirement.

This week, Don Spini and Logan Marcus break down what that difference actually looks like—outdated portfolios running on autopilot, forgotten 401(k)s sitting uncoordinated for decades, retirement income planning, estate planning, and proactive fiduciary advice.

The takeaway: none of it works if it's handled in silos.

They also cover the questions ever...

Retirement should bring confidence—not constant worry. So why are so many retirees anxious every time the market moves?

This week, Logan and Don explain why retirement stress is often not a market problem at all—it is a planning problem. They discuss how the right income strategy can help reduce anxiety during market volatility, why every dollar in your portfolio should have a specific purpose, and how proper planning ca...

Think your retirement plan is solid because someone told you to follow the 4% rule? Think again.

This week on Cover Your Assets, Logan Marcus and Don Spini expose why retirement is far too complex for rules of thumb. They explain how sequence of returns risk, Required Minimum Distributions (RMDs), and poor withdrawal strategies can quietly derail even a seven-figure retirement.

They also uncover one of the biggest blind spots in reti...

The biggest retirement mistakes rarely happen in the stock market.

They happen when families inherit an IRA without understanding the tax rules, stay loyal to advisors who stopped doing the work years ago, put off estate planning until a crisis forces their hand, or retire without ever seeing a written income plan.

This week, Logan and Don break down the costly mistakes they see every day, explain how to avoid them, and show you ho...

Wall Street taught investors to focus on account balances. Retirement requires a different conversation.

This week, Logan and Don discuss why income matters more than accumulation, why delaying estate planning can create unnecessary taxes, costs, and stress for your family, and what your advisor should actually be doing to earn their fee, and.

After all, your advisor got paid last year—but did you get your money's worth?

Lear...

Will your family inherit wealth—or a tax problem? On this week's episode of Cover Your Assets with Logan & Don, we discuss the Great Wealth Transfer and why inherited IRAs, beneficiary designations, and poor tax planning can leave families with unexpected tax burdens.

We also explore Roth conversion strategies, widowhood tax traps, and how to keep more of your hard-earned assets in the hands of your loved ones instead of ...

Think your advisor is doing a great job? If you only meet once a year (or less), that's your first red flag!

This week, Logan and Don expose the biggest retirement planning gaps they see every day; from advisors managing investments without a real income plan to missed tax-saving opportunities, outdated estate plans, and costly beneficiary mistakes.

Learn the five retirement mistakes that can quietly derail your future, how to know ...

Your IRA isn't all yours. The IRS is your silent partner — and they didn't ask permission. This week Logan and Don pull no punches. They're breaking down how to evict the IRS with a Roth conversion before the tax sale ends, how to build an income blueprint so you know exactly what you can spend without running out, and why skipping your estate plan doesn't protect your family — it leaves them a legal scavenger hunt whil...

Most retirees assume taxes get easier in retirement — they don't. In this episode of Cover Your Assets, Logan Marcus and Don Spini break down the domino effect of RMDs, IRMAA surcharges, and Social Security taxation, and why one incomedecision can trigger three financial penalties at once. They also take on the growing trend of Americans replacing their financial advisor with AI — and why that shortcut is costing people...

Most people spend decades trying to grow their retirement accounts while paying as little tax as possible along the way. But many sophisticated investors think about taxes very differently. In this episode of Cover Your Assets, Logan Marcus and Don Spini break down why some wealthy investorsvoluntarily pay massive tax bills on purpose—and what retirees can learn from that mindset when it comes to Roth conversions, RMDs, and l...

Most people heading into retirement have accounts, statements, and a portfolio—but very few have a real plan for how everything is supposed to work together. In this episode of Cover Your Assets, Logan Marcus and Don Spini break down the hidden tax traps inside retirement, why “tax deferred” does not mean tax free, and how poor coordination can quietly erode wealth over time. They discuss Roth conversions, RMD tim...

Most people enter retirement with a collection of accounts—but no real structure behind them. In this episode of Cover Your Assets, Logan Marcus and Don Spini break down what it takes to move from scattered assets to a coordinated plan that actually works. They cover the key components of a real strategy—income planning, tax efficiency, portfolio management, and estate alignment—and why each must work together, no...

Most people think they have a retirement plan. In reality, they have a collection of accounts—investments, tax-deferred savings, and disconnected decisions that were never designed to work together. In this episode of Cover Your Assets, Logan Marcus and Don Spini break down the difference between having a portfolio and having a plan—and why that gap becomes expensive over time. They explain how money without a defined p...

Most retirement plans are not designed—they are assembled over time. In this episode of Cover Your Assets, Logan Marcus and Don Spini break down what happens when portfolios are built around performance chasing, tax deferral, and assumptions instead of structure. They explain why reacting to market movements creates costly long-term outcomes, and how many investors unknowingly operate with a trader mindset—making short-...

If your portfolio is driving your emotions, something is off—and it is not the market. In this episode of Cover Your Assets, Logan Marcus and Don Spini break down why reacting to volatility quietly derails retirement plans—and what a properly structured strategy is supposed to do instead. They uncover the hidden tax problem inside IRAs and 401(k)s, explain how the IRS can become your largest silent partner, and walk thr...

If watching the market makes you feel like your future is on the line, that is not normal. It is a warning sign. In this episode, Logan Marcus and Don Spini break down why stress around your money is not emotional—it is structural. Too much risk, no income strategy, and portfolios built without purpose leave people exposed. They cover why advisors often stop advising when markets are calm, how retirees end up pulling income f...

Your advisor may not be as independent as you think. Your 401(k) may not be doing anything at all. And your plan may not actually be a plan. In this episode of Cover Your Assets, Logan and Don break down the hidden structure behind advisory firms, the limitations most clients never see, and why control matters more than credentials. They dig into the reality of old 401(k)s left unmanaged, portfolios built without intention, and str...