Cross Roads Podcast

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What if gratitude could taste like butter tarts, sound like a kid’s thank-you card, and feel like a cool night under a handmade shelter? We take you on a warm, funny, and thoughtful journey through global gratitude traditions, comparing how Canada, Germany, Japan, Liberia, Israel, and Romania celebrate thankfulness through food, ritual, and community. From maple-kissed desserts and wh...

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What if the biggest barrier to connection is sitting in your pocket right now? We take a candid, funny, and honest look at how screens reshaped our conversations, why empathy lags when tone and timing vanish, and how to retrain the muscle of real talk without ditching technology entirely. From the awkward “call me back with a text” moment to the dinner table quartet of phones, we unpa...

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Ready to swap guesswork for a game plan that actually compounds? We break down three strategic investments every solo entrepreneur and freelancer can make today: learning from mentors who’ve already walked the path, building simple processes that buy back time, and using the right retirement accounts to keep more of what you earn. No fluff—just stories, examples, and tools you can pic...

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Feeling wrung out by that 3 p.m. crash? We dig into a clear, practical way to steady your energy without banning your favorite foods. Shannon Hagel’s Thrive Formula centers on three moves—nourish, move, and measure—and we pair it with the Stello continuous glucose monitor to turn guesswork into clarity. Instead of rigid rules, you get small, repeatable actions: build balanced plates, ...

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Ever wonder how a single story can quiet a crowded room and make it glow? We sit down with Santa Stephen to unpack the craft behind holiday magic—from the way he builds a living North Pole in a child’s imagination to how he turns chaotic photo ops into keepsakes that radiate warmth. He shares the heart of his favorite tale, the little bell that could, and why small gestures like a smi...

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Want the trip, the car, and a peaceful December without feeding your credit card? We walk through a simple, numbers-first plan to turn big goals into daily actions you can actually keep. It starts with clarity—naming a target and a date—then breaking it into monthly and even daily amounts so progress feels tangible. You’ll hear the real math behind a $3,000 vacation, why $8.22 a day c...

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Ever looked at a dental bill and wondered how a routine cleaning turned into a tangle of codes and surprise charges? We dig into the hidden world of dental insurance fraud—upcoding, unbundling, phantom billing, and double charging—and explain how these tactics quietly raise your costs and erode trust. Drawing from a first-hand story about a $26 “gingival rinse” that was just tap water...

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Government pauses; life doesn’t. We open the mic on the shutdown standoff and follow the impact from Capitol Hill straight to kitchen tables: furloughed paychecks, closed parks, longer TSA lines, and the hidden costs that ripple through small towns and local businesses. With clear, no-spin commentary, we trace the last fifteen years of policy swings—health care mandates, stimulus bets...

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Sleep - that elusive reset button for our bodies and brains that many of us struggle to press properly. With 50-70 million Americans suffering from sleep deprivation or disorders, understanding how to improve sleep quality isn't just about feeling rested—it's about protecting your long-term health.

Magnesium and melatonin often get mentioned in the same breath when ...

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Drowning in debt? You're not alone. This eye-opening conversation with financial expert John Ezell cuts through the confusion to reveal why so many of us struggle with debt—and exactly how to break free.

The shocking truth? Most people have no idea where their money actually goes. One friend of John's discovered he was spending $2,200 monthly just on fast food lunch...

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What happens when you get a traffic ticket in a rural area, need to evict a non-paying tenant, or find yourself in a dispute over a home renovation gone wrong? The Justice of the Peace court might be your destination, yet many residents don't understand this crucial part of our legal system.

In this revealing conversation, Steven Killfoil sits down with Vince Handler, ca...

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Nobody brags at a dinner party about buying life insurance, but when life takes an unexpected turn, it's the safety net your family will be grateful you had in place. In this illuminating conversation, host Steven Killfoil and financial expert John Ezell strip away the complexity and confusion surrounding life insurance to reveal why it deserves your attention.

The journ...

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The dreaded pink slip – that moment when your professional world suddenly turns upside down. In this compelling episode of Money Moves, host Steven Killfoil shares his personal layoff story from 2015, revealing how what initially felt like a career disaster ultimately became his greatest blessing.

Guest Foster Williams, a career transition expert with over 26 years of experie...

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Those seemingly healthy granola bars and yogurts you're reaching for? They might be delivering more sugar than a candy bar. The refreshing fruit sorbet you chose over ice cream? It could be packing twice the sugar. We're pulling back the curtain on the hidden sugar epidemic that's hijacking our health one "nutritious" bite at a time.

The numbers are s...

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Money moves beyond theory into action in this deep dive on strategic saving for retirement. Financial strategist John Ezell returns to break down how everyday decisions transform into lasting wealth—no matter your current income or debt situation.

"Savings isn't just about large amounts. It's more important to be consistent," Ezell emphasizes, challenging ...

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Chrome isn't just shining in Pilot Point this August—it's serving a higher purpose. 

Beneath the gleaming hoods and polished fenders of the vehicles at ChromeFest lies a powerful story of community connection. My conversation with Cindy Ferris, affectionately known around town as "Mama C," reveals how a grassroots car show that began in 2016 has transforme...

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Hemp's story reads like a political thriller, complete with corporate conspiracies, government cover-ups, and a modern-day governor fighting to restore an ancient plant's rightful place in American agriculture and medicine. Steven and Mady Killfoil take us deep into this fascinating saga, revealing how hemp went from powering colonial America to becoming the target of one of...

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Ready for a retirement reality check? Whether you're a twenty-something who thinks retirement is light-years away or approaching your golden years with anxiety, this conversation with retirement expert John Ezell delivers straight talk about securing your financial future.

Most of us get financial advice from well-meaning relatives who lack expertise—a recipe for disaste...

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Fat has been unfairly villainized for decades, but the truth is far more nuanced than the "fat is bad" messaging we've all heard. The reality? Your body needs healthy fats to thrive - they support brain function, hormone production, and help absorb essential vitamins.

Stephen and Maddie take listeners on a journey through the complex world of dietary fats, brea...