Check out new mortgage rates from all our partners LIVE as rate sheets are issued every morning! Hosted by Nick Hiersche - President & Founder of The Mortgage Calculator and Jose Gonzalez - Sales Manager. For more info visit https://themortgagecalculator.com About The Mortgage Calculator: The Mortgage Calculator is a licensed Mortgage Lender (NMLS #2377459) that specializes in using technology to enable borrowers to access Conventional, FHA, VA, and USDA Programs, as well as over 5,000 Non-QM mortgage loan programs using alternative income documentation! Using The Mortgage Calculator proprietary technology, borrowers can instantly price and quote thousands of mortgage loan programs in just a few clicks. The Mortgage Calculator technology also enables borrowers to instantly complete a full loan application and upload documents to our AI powered software to get qualified in just minutes! Our team of over 350 licensed Mortgage Loan Originators can assist our customers with Conventional, FHA, VA and USDA mortgages as well as access thousands of mortgage programs using Alternative Income Documentation such as Bank Statement Mortgages, P&L Mortgages, Asset Based Mortgage Programs, No Ratio CDFI Loan Programs, DSCR Investor Mortgages, Commercial Mortgages, Fix and Flip Mortgages and thousands more! Our Mortgage Loan Originators are trained to be loan consultants to guide borrowers throughout the entire loan process. A licensed Loan Officer is only a phone call or zoom meeting away and always available to assist borrowers throughout the loan application process all the way to closing. To apply for a mortgage please visit our Quick Mortgage Quote Page at https://themortgagecalculator.com/Mortgage/QuickQuote The Mortgage Calculator is a registered DBA of Mortgage Calculator Company LLC. NMLS ID #2377459. Programs and rates are subject to change without notice. Mortgage Calculator Company LLC is licensed in the following states that require specific licensing disclosures: AZ (#1040352), CA CFL (60DBO-171188), GA Georgia Residential Mortgage Licensee (#2377459), IL MB.6761755 Illinois Department of Financial and Professional Regulation, Division of Banking, 100 West Randolph, 9th Floor, Chicago, IL 60601 1-888-473-4858. Not licensed or conducting business in New York.
Join us this Wednesday as we break down today’s Daily Mortgage Rates and shift the conversation to Second Homes and Vacation Property Loans.
In this livestream, we’ll discuss what borrowers should consider when financing a second home or vacation property, how loan structures differ from primary residences, and what lenders typically look for in these types of purchases. We’ll also cover planning strategies for buyers expl...
Kick off the week with our Monday livestream!
We’ll share the latest Daily Mortgage Rates and dive into Interest-Only Loans—when they make sense, who benefits, and how they fit into broader mortgage strategies.
Get insights on loan structure, timing, planning considerations, and current market conditions, plus real-world scenarios where interest-only loans can be a strategic tool.
📲 Join us live—ask ques...
VA loans are the gold standard for eligible buyers—but many don’t realize just how powerful they are. In our livestream, we break down key benefits: $0 down, no mortgage insurance, flexible credit, and residual income guidelines.
We’ll share live rate comparisons vs. FHA loans to show why VA often wins on monthly payment, cash to close, and overall cost. VA-eligible buyers and those who work with them will see why VA finan...
Think FHA loans are always worse than conventional? Not always. In our livestream, we break down when FHA can outperform conventional, especially for borrowers with 620–660 credit scores.
We’ll compare credit flexibility, down payments, and mortgage insurance, plus share live rate and payment scenarios to show why FHA can sometimes lead to a lower monthly payment. Learn how looking past the headline rate can save you money...
Think jumbo loans always mean higher rates? Think again.
Join our livestream as we break down prime jumbo loans and show how high-credit borrowers can secure excellent pricing—sometimes better than conforming or high-balance loans.
We’ll cover who qualifies, credit ranges, down payment expectations, bank vs. correspondent jumbo lending, and live rate comparisons.
📲 Join live—ask questions anytime!
🎥 Watch the full episode
Missed a payment recently? Homeownership is still possible.
Join our livestream as we break down FHA, VA, Conventional, and Non-QM loans for borrowers with recent late payments. Learn how programs handle mortgage and consumer lates — from FHA’s flexibility to Non-QM options that accept 1×30, 1×60, or 1×90 lates.
See live side-by-side rate quotes showing how eligibility and pricing change based on your credit history. By the end...
Ready to buy a home after bankruptcy?
Join our livestream as we break down mortgage options for borrowers recovering from Chapter 7 or 13. We’ll cover FHA, VA, Conventional, and Non-QM loans, including wait times, credit rebuilding flexibility, and which programs may offer the best rates.
Learn how FHA and VA allow faster homeownership, Conventional can save money long-term, and Non-QM can help you buy sooner — sometimes in 0–1...
Ready to return to homeownership after a foreclosure?
Join our livestream as we break down FHA, VA, Conventional, and Non-QM loans, including wait times — from FHA’s 3 years to VA’s 2, Conventional’s 7, and flexible Non-QM options in 0–24 months.
See live side-by-side rate quotes to understand how pricing changes based on your credit recovery. Whether you want the fastest route back or the most flexible program, this session gi...
Close out the week with us LIVE as we share today’s Daily Mortgage Rates and break down 15-Year vs 30-Year Loans.
We’ll explain how each term impacts monthly payments, total interest, and equity growth, plus why some homeowners prefer the lower payments of a 30-year term while others choose the faster payoff of a 15-year loan.
Join the conversation, leave comments, and ask questions throughout the stream!
🎥 Watch the full episode: 👉...
Join us this Wednesday as we break down today’s Daily Mortgage Rates and compare Fixed Rate vs. ARM loans.
We’ll show how each option works, key differences in cost and payment stability, and why one may fit your situation better. Plus, get quick insights on rate trends, how ARMs react to the market, and why fixed rates remain a top choice.
Whether you're buying, refinancing, or comparing strategies, this session will help you d...
Start your week strong!
Join our Monday Livestream for the latest Daily Mortgage Rates and a clear, concise breakdown of USDA Loans—how they work, who qualifies, and why they remain a great option for affordable homeownership.
We’ll cover borrower scenarios, the application-to-closing process, and key advantages compared to other loan types. Plus, we’ll review current rate movements and market trends to help you plan your next ...
 Looking to access equity in your rental properties without touching your first mortgage? On Daily Mortgage Rates LIVE!, we break down DSCR Second Mortgages, loans for investors that qualify based on property cash flow. Learn how these loans can fund renovations, new acquisitions, or portfolio growth while keeping your first mortgage intact. We’ll cover how DSCR is calculated, cash-flow-based qualification, and tips to maximize you...
 Building your dream home just got easier! Today on Daily Mortgage Rates LIVE, we break down One-Time Close Construction Loans—financing that rolls your land purchase, construction costs, and permanent mortgage into one application and one closing. Learn how staged builder draws work, how the loan converts to a permanent mortgage, and key requirements like credit, down payments (0% VA/USDA, 3.5% FHA), and typical terms. We also cov...
Kick off Daily Mortgage Rates LIVE! as we explore Portfolio (Blanket) Loans — a powerful tool for real estate investors. Finance multiple properties under one mortgage to simplify and streamline your strategy, save time, and manage your portfolio efficiently.
Learn what Portfolio Loans are, how DSCR-based underwriting works, and key requirements like appraisals, FICO, liquidity, and top LTVs. Plus, get the latest rates and lender tr...
On today’s Daily Mortgage Rates LIVE, we’re covering Rehab Loans—FHA 203(k) and Conventional—that let you finance a home purchase or refinance with renovations. These loans cover repairs, upgrades, and additions like decks, pools, and ADUs in a single mortgage. We’ll explain how they work, key requirements, and how to turn any property into your dream home or investment. Perfect for buyers who want home financing plus renovation in...
On Daily Mortgage Rates LIVE, we break down how Down Payment Assistance (DPA) programs help homebuyers cover upfront costs like down payments and closing fees. Most DPA options pair with FHA loans and offer grants or low-cost second liens to make buying a home more affordable. We explain how these programs work, eligibility requirements, documents you’ll need, and how repayment works. If you’re trying to buy a home but need help wi...
On today’s Daily Mortgage Rates LIVE, we’re covering VA Loans — one of the best homebuying programs for veterans, active-duty service members, and eligible surviving spouses. Learn how VA financing offers 0% down, no PMI, competitive rates, and flexible guidelines, with eligibility including most military members and FICO scores as low as 500. We’ll explain how VA loans work, their benefits, and tips to maximize your homebuying or ...
Today on Daily Mortgage Rates LIVE!, we’re breaking down Fix & Flip Loans — a fast, flexible way for investors to buy, renovate, and sell properties. These loans offer quick approvals, terms from 6–24 months, amounts up to $5M, and no personal income documentation. We’ll explain how ARV (After Repair Value) helps lenders evaluate your deal and how to plan your exit strategy, whether flipping for profit or refinancing into a DSC...
 In this episode of Daily Mortgage Rates LIVE!, we break down Non-QM Fixed-Rate 2nd Mortgages — a powerful tool for real estate investors. Tap into your property’s equity without touching your low-rate first mortgage, using alternative income documentation like DSCR, bank statements, or 1099s. Learn how these loans work, today’s rates, and how to qualify, even if you’re self-employed. Plus, get expert tips, market insights, and str...
 In this episode of "Daily Mortgage Rates LIVE," we dive into Bank Statement Loans—a flexible mortgage option designed for self-employed individuals and business owners. Learn how these loans work, who benefits most, and the pros and cons compared to traditional mortgages. Perfect for freelancers or entrepreneurs with nontraditional income looking to buy or refinance a home.Â
 🎥 Watch the full episode: 👉 https://themortg...
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